Information Planning CoIPNAF +4.93%89 3-Year ROIIC % is 15.28 as of Sep. 2025, which is 20% below its 10-year median of 19.19. GuruFocus rates IPNAF with a GF Score™ of 89/100 and a GF Value™ of $7.06. Among 2,627 Software companies, Information Planning Co ranks better than 63.34% on this metric.
3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Information Planning Co's 3-Year ROIIC % for the quarter that ended in Sep. 2025 was 15.28%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Information Planning Co's 3-Year ROIIC % or its related term are showing as below:
IPNAF's 3-Year ROIIC % is ranked better than 63.34% of 2627
companies
in the Software industry
Industry Median: 5.33
vs IPNAF: 15.28
Information Planning Co (OTCPK:IPNAF) 3-Year ROIIC % Explanation
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Information Planning Co 3-Year ROIIC % Related Terms
Information Planning Co 3-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IPNAF vs UBER, SHOP, CRM: 3-Year ROIIC % Comparison
For the Software - Application subindustry, Information Planning Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Information Planning Co 3-Year ROIIC % vs Software Industry
For the Software industry and Technology sector, Information Planning Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Information Planning Co's 3-Year ROIIC % falls into.
Information Planning Co 3-Year ROIIC % Calculation
Information Planning Co's 3-Year ROIIC % for the quarter that ended in Sep. 2025 is calculated as:
3-Year ROIIC %
=
3-Year Incremental Net Operating Profit After Taxes (NOPAT)**
/
3-Year Incremental Invested Capital**
=
( 7.2820364 (Sep. 2025) - 6.0121248 (Sep. 2022) )
/
( 34.642 (Sep. 2025) - 25.917 (Sep. 2022) )
=
1.2699116
/
8.725
=
14.55%***
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Information Planning Co (IPNAF) has a 3-Year ROIIC % of 15.28 as of Sep. 2025. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Information Planning Co and its competitors. This is 20% below median its historical median of 19.19. Over the past decade, Information Planning Co's 3-Year ROIIC % has ranged from 8.43 to 129.31. According to the industry distribution chart, Information Planning Co ranks #963 out of 2627 companies in the Software industry, placing it in the top 36.7%.
Is Information Planning Co's 3-Year ROIIC % too high?
Information Planning Co's current 3-Year ROIIC % of 15.28 is 20% below median its 10-year median of 19.19. Over the past 10 years, this metric has ranged from a low of 8.43 to a high of 129.31. The Software industry median 3-Year ROIIC % is 5.33. Information Planning Co's value of 15.28 is 186.7% above this industry median. Based on the distribution chart, Information Planning Co ranks #963 out of 2627 companies in the Software industry, which is above the industry midpoint. Overall, Information Planning Co has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Information Planning Co's 3-Year ROIIC % compare to UBER and SHOP?
According to the Software industry distribution chart, Information Planning Co ranks #963 out of 2627 companies for 3-Year ROIIC %. This puts Information Planning Co in the upper half of its industry. The industry median 3-Year ROIIC % is 5.33. Information Planning Co's value of 15.28 is 186.7% above this benchmark. Historically, Information Planning Co's own 3-Year ROIIC % has ranged from 8.43 to 129.31 over the past decade. While the company's 10-year median is 19.19 vs. the industry median of 5.33, Information Planning Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Software company?
The median 3-Year ROIIC % among Software companies is 5.33, based on 2,627 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Information Planning Co's current 3-Year ROIIC % of 15.28 is 186.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Information Planning Co and its competitors. For the Software industry, the median 3-Year ROIIC % is 5.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Information Planning Co's current 3-Year ROIIC % is 15.28, which is 20% below median its own 10-year median of 19.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Information Planning Co stock overvalued right now?
Information Planning Co (IPNAF) has a current 3-Year ROIIC % of 15.28. The stock's GF Value™ is $7.06, compared to a current price of $5.75 — trading 18.6% below its estimated fair value. The current 3-Year ROIIC % is 15.28, which is 20% below median its 10-year median of 19.19 and 186.7% above the Software industry median of 5.33. Information Planning Co's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Information Planning Co (IPNAF), the current 3-Year ROIIC % is 15.28 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Information Planning Co (IPNAF) Overvalued in 2026?
Based on GuruFocus' analysis, Information Planning Co stock appears to be undervalued.
The current stock price of $5.75 is trading 18.6% below its estimated GF Value™ of $7.06.
Key valuation signals for IPNAF:
3-Year ROIIC %: 15.28 (20% below median its 10-year median of 19.19)
GF Value™: $7.06 vs. price of $5.75 (18.6% below fair value)
Industry Position: 186.7% above the Software median (#963 of 2627)
No single metric tells the full story. See the IPNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Information Planning Co Ltd is engaged in the provision of business system consulting services mainly for financial institutions including banks, credit unions, credit cooperatives, and other deposit acceptance financial institutions. It provides credit risk management system, rating system, financing support system and planning, development and delegation of system data input. It is also engaged in leasing and management of real estate business.
89GF Score
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