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A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Information Planning Co's Debt-to-EBITDA or its related term are showing as below:
During the past 13 years, the highest Debt-to-EBITDA Ratio of Information Planning Co was 0.06. The lowest was 0.00. And the median was 0.06.
IPNAF's Debt-to-EBITDA is not ranked *
in the Software industry.
Industry Median: 1.09 * Ranked among companies with meaningful Debt-to-EBITDA only.
Information Planning Co (OTCPK:IPNAF) Debt-to-EBITDA Explanation
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Information Planning Co Debt-to-EBITDA Related Terms
Information Planning Co Debt-to-EBITDA Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IPNAF vs UBER, SHOP, CRM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Information Planning Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Information Planning Co Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Information Planning Co's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Information Planning Co's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Mar. 2026) EBITDA data.
Information Planning Co (IPNAF) has a Debt-to-EBITDA of 0.00 as of Mar. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Information Planning Co. According to the industry distribution chart, Information Planning Co ranks #999999 out of 1716 companies in the Software industry.
Is Information Planning Co's Debt-to-EBITDA too high?
Information Planning Co's current Debt-to-EBITDA is 0.00. Based on the distribution chart, Information Planning Co ranks #999999 out of 1716 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Information Planning Co has a GF Score™ of 89/100, reflecting its overall financial health beyond just this single metric.
How does Information Planning Co's Debt-to-EBITDA compare to UBER and SHOP?
According to the Software industry distribution chart, Information Planning Co ranks #999999 out of 1716 companies for Debt-to-EBITDA. This places Information Planning Co in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,716 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Information Planning Co. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Information Planning Co's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Information Planning Co stock overvalued right now?
Information Planning Co (IPNAF) has a current Debt-to-EBITDA of 0.00. The stock's GF Value™ is $6.15, compared to a current price of $5.75 — trading 6.5% below its estimated fair value. The current Debt-to-EBITDA is 0.00. Information Planning Co's overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Information Planning Co (IPNAF), the current Debt-to-EBITDA is 0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Information Planning Co (IPNAF) Overvalued in 2026?
Based on GuruFocus' analysis, Information Planning Co stock appears to be undervalued.
The current stock price of $5.75 is trading 6.5% below its estimated GF Value™ of $6.15.
Key valuation signals for IPNAF:
Debt-to-EBITDA: 0.00
GF Value™: $6.15 vs. price of $5.75 (6.5% below fair value)
No single metric tells the full story. See the IPNAF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Information Planning Co Ltd is engaged in the provision of business system consulting services mainly for financial institutions including banks, credit unions, credit cooperatives, and other deposit acceptance financial institutions. It provides credit risk management system, rating system, financing support system and planning, development and delegation of system data input. It is also engaged in leasing and management of real estate business.
89GF Score
Get the complete analysis for IPNAF
Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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