5paisa Capital (NSE:5PAISA) Current Ratio: 29.52 (As of Mar. 2026) — 2188% Above Median


NSE:5PAISA 5paisa Capital Ltd NSE:5PAISA
71 GF Score
Price ₹380.65
GF Value ₹325.77
Valuation Modestly Overvalued
! 10 Warning Signs
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What is 5paisa Capital Current Ratio?

5paisa Capital NSE:5PAISA -1.81% 71 Current Ratio is 29.52 as of Mar. 2026, which is 2188% above its 10-year median of 1.29. GuruFocus rates NSE:5PAISA with a GF Score™ of 71/100 and a GF Value™ of ₹325.77 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 688 Capital Markets companies, 5paisa Capital ranks better than 86.77% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. 5paisa Capital's current ratio for the quarter that ended in Mar. 2026 was 29.52.

5paisa Capital has a current ratio of 29.52. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.

The historical rank and industry rank for 5paisa Capital's Current Ratio or its related term are showing as below:

NSE:5PAISA' s Current Ratio Range Over the Past 10 Years
Min: 1.04   Med: 1.29   Max: 29.52
Current: 29.52

During the past 13 years, 5paisa Capital's highest Current Ratio was 29.52. The lowest was 1.04. And the median was 1.29.

NSE:5PAISA's Current Ratio is ranked better than
86.77% of 688 companies
in the Capital Markets industry
Industry Median: 2.285 vs NSE:5PAISA: 29.52

5paisa Capital  (NSE:5PAISA) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


5paisa Capital Current Ratio Related Terms


5paisa Capital Current Ratio Historical Data

* Premium members only.

The historical data trend for 5paisa Capital's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

5paisa Capital Current Ratio Chart

5paisa Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Current Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.25 1.32 1.34 1.49 29.52

5paisa Capital Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Current Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.49 0.00 29.43 0.00 29.52

NSE:5PAISA vs MS, GS, SCHW: Current Ratio Comparison

For the Capital Markets subindustry, 5paisa Capital's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


5paisa Capital Current Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, 5paisa Capital's Current Ratio distribution charts can be found below:

* The bar in red indicates where 5paisa Capital's Current Ratio falls into.


NSE:5PAISA
71GF Score
5paisa Capital Ltd NSE:5PAISA
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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5paisa Capital Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

5paisa Capital's Current Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Current Ratio (A: Mar. 2026 )=Total Current Assets (A: Mar. 2026 )/Total Current Liabilities (A: Mar. 2026 )
=17582.74/595.58
=29.52

5paisa Capital's Current Ratio for the quarter that ended in Mar. 2026 is calculated as

Current Ratio (Q: Mar. 2026 )=Total Current Assets (Q: Mar. 2026 )/Total Current Liabilities (Q: Mar. 2026 )
=17582.74/595.58
=29.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 29.52 mean?
5paisa Capital (NSE:5PAISA) has a Current Ratio of 29.52 as of Mar. 2026. This is 2188% above median its historical median of 1.29. Over the past decade, 5paisa Capital's Current Ratio has ranged from 1.04 to 29.52. According to the industry distribution chart, 5paisa Capital ranks #91 out of 688 companies in the Capital Markets industry, placing it in the top 13.2%.
Is 5paisa Capital's Current Ratio too high?
5paisa Capital's current Current Ratio of 29.52 is 2188% above median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 29.52. The Capital Markets industry median Current Ratio is 2.29. 5paisa Capital's value of 29.52 is 1191.9% above this industry median. Based on the distribution chart, 5paisa Capital ranks #91 out of 688 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, 5paisa Capital has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 5paisa Capital's Current Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, 5paisa Capital ranks #91 out of 688 companies for Current Ratio. This places 5paisa Capital in the top 13% of its industry — outperforming the majority of peers. The industry median Current Ratio is 2.29. 5paisa Capital's value of 29.52 is 1191.9% above this benchmark. Historically, 5paisa Capital's own Current Ratio has ranged from 1.04 to 29.52 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 2.29, 5paisa Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Capital Markets company?
The median Current Ratio among Capital Markets companies is 2.29, based on 688 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 5paisa Capital's current Current Ratio of 29.52 is 1191.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Current Ratio is 2.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 5paisa Capital's current Current Ratio is 29.52, which is 2188% above median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 5paisa Capital stock overvalued right now?
Based on GuruFocus' analysis, 5paisa Capital (NSE:5PAISA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹325.77, compared to a current price of ₹380.65 — trading 16.8% above its estimated fair value. The current Current Ratio is 29.52, which is 2188% above median its 10-year median of 1.29 and 1191.9% above the Capital Markets industry median of 2.29. 5paisa Capital's overall GF Score™ is 71/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For 5paisa Capital (NSE:5PAISA), the current Current Ratio is 29.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 5paisa Capital (NSE:5PAISA) Overvalued in 2026?

Based on GuruFocus' analysis, 5paisa Capital stock appears to be overvalued. The current stock price of ₹380.65 is trading 16.8% above its estimated GF Value™ of ₹325.77. GuruFocus considers 5paisa Capital to be Modestly Overvalued.

Key valuation signals for NSE:5PAISA:

  • Current Ratio: 29.52 (2188% above median its 10-year median of 1.29)
  • GF Value™: ₹325.77 vs. price of ₹380.65 (16.8% above fair value)
  • GF Score™: 71/100 with 10 warning signs
  • Industry Position: 1191.9% above the Capital Markets median (#91 of 688)

No single metric tells the full story. See the NSE:5PAISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


5paisa Capital Business Description

Other Exchanges 540776:India
Address Road Number 16V, MIDC, Thane Industrial Area, Sun Infotech Park, Plot Number B - 23, IIFL House, Wagle Estate, Thane, MH, IND, 400604
5paisa Capital Ltd is an online financial services provider. The company provides its customers with a wide range of financial services, including stock broking services, depository services, distribution of mutual funds, bonds, and debentures, and equity and mutual fund research through its technology-based platforms. Its business is to provide broking services to its clients in India's capital markets. The company has launched peer-to-peer lending (P2P) via its website 5paisaloans.com and mobile app, 5Paisa Loans. P2P is aimed at offering investors yet another investment option to diversify their portfolios and secure higher returns.
71GF Score

Get the complete analysis for NSE:5PAISA

Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹380.65
Price
₹325.77
GF Value