5paisa Capital (NSE:5PAISA) Effective Interest Rate on Debt % : 13.39% (As of Jun. 2025)

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What is 5paisa Capital Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 5paisa Capital's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was ₹291 Mil. 5paisa Capital's average total debt for the quarter that ended in Jun. 2025 was ₹2,174 Mil. Therefore, 5paisa Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 13.39%.

5paisa Capital Effective Interest Rate on Debt % Historical Data

The historical data trend for 5paisa Capital's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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5paisa Capital Effective Interest Rate on Debt % Chart

5paisa Capital Annual Data

Trend

Mar16

Mar17

Mar18

Mar19

Mar20

Mar21

Mar22

Mar23

Mar24

Mar25

Effective Interest Rate on Debt %

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7.71

7.75

7.26

11.30

8.60

5paisa Capital Quarterly Data
	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															8.52	14.30	12.83	9.56	13.39

Competitive Comparison of 5paisa Capital's Effective Interest Rate on Debt %

For the Capital Markets subindustry, 5paisa Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

5paisa Capital's Effective Interest Rate on Debt % Distribution in the Capital Markets Industry

For the Capital Markets industry and Financial Services sector, 5paisa Capital's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where 5paisa Capital's Effective Interest Rate on Debt % falls into.

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5paisa Capital Effective Interest Rate on Debt % Calculation

5paisa Capital's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Mar. 2024 )	+	Total Debt (A: Mar. 2025 ))	/ count )
=	-1 * -238.01	/	( (3363.17	+	2174.16)	/ 2 )
=	-1 * -238.01	/	2768.665
=	8.60 %

where

	Total Debt (A: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	3363.17
=	3363.17

	Total Debt (A: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	2174.16	+	0
=	2174.16

5paisa Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Mar. 2025 )	+	Total Debt (Q: Jun. 2025 ))	/ count )
=	-1 * -291.196	/	( (2174.16	+	0)	/ 1 )
=	-1 * -291.196	/	2174.16
=	13.39 %

where

	Total Debt (Q: Mar. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	2174.16	+	0
=	2174.16

	Total Debt (Q: Jun. 2025 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	0	+	0
=	0

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

5paisa Capital (NSE:5PAISA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

5paisa Capital Effective Interest Rate on Debt % Related Terms

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5paisa Capital Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Capital Markets » 5paisa Capital Ltd (NSE:5PAISA) » Definitions » Effective Interest Rate on Debt %

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540776:India

Address

Road Number 16V, MIDC, Thane Industrial Area, Sun Infotech Park, Plot Number B - 23, IIFL House, Wagle Estate, Thane, MH, IND, 400604

Website

https://www.5paisa.com

5paisa Capital Ltd is an online financial services provider. The company provides its customers with a wide range of financial services, including stock broking services, depository services, distribution of mutual funds, bonds and debentures, and equity and mutual fund research through its technology-based platforms. Its business is to provide broking services to its clients in India's capital markets. The company has launched peer-to-peer lending (P2P) via its website 5paisaloans.com and mobile app 5Paisa Loans. P2P is aimed at offering investors yet another investment option to diversify their portfolios and secure higher returns.

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