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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 5paisa Capital's annualized positive value of Interest Expense for the quarter that ended in Jun. 2026 was ₹338 Mil. 5paisa Capital's average total debt for the quarter that ended in Jun. 2026 was ₹3,786 Mil. Therefore, 5paisa Capital's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2026 was 8.93%.
5paisa Capital (NSE:5PAISA) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
5paisa Capital Effective Interest Rate on Debt % Related Terms
5paisa Capital Effective Interest Rate on Debt % Historical Data
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The historical data trend for 5paisa Capital's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
5paisa Capital Effective Interest Rate on Debt % Chart
NSE:5PAISA vs MS, GS, SCHW: Effective Interest Rate on Debt % Comparison
For the Capital Markets subindustry, 5paisa Capital's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
5paisa Capital Effective Interest Rate on Debt % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, 5paisa Capital's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where 5paisa Capital's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Jun. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 8.93% mean?
5paisa Capital (NSE:5PAISA) has a Effective Interest Rate on Debt % of 8.93% as of Jun. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 5paisa Capital and its competitors.
Is 5paisa Capital's Effective Interest Rate on Debt % too high?
5paisa Capital's current Effective Interest Rate on Debt % is 8.93%. Overall, 5paisa Capital has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 5paisa Capital's Effective Interest Rate on Debt % compare to MS and GS?
5paisa Capital's Effective Interest Rate on Debt % of 8.93% can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Capital Markets company?
A good Effective Interest Rate on Debt % depends on the Capital Markets industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 5paisa Capital and its competitors. 5paisa Capital's current Effective Interest Rate on Debt % is 8.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 5paisa Capital stock overvalued right now?
Based on GuruFocus' analysis, 5paisa Capital (NSE:5PAISA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹308.45, compared to a current price of ₹383.80 — trading 24.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.93%. 5paisa Capital's overall GF Score™ is 61/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For 5paisa Capital (NSE:5PAISA), the current Effective Interest Rate on Debt % is 8.93% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 5paisa Capital (NSE:5PAISA) Overvalued in 2026?
Based on GuruFocus' analysis, 5paisa Capital stock appears to be overvalued.
The current stock price of ₹383.80 is trading 24.4% above its estimated GF Value™ of ₹308.45.
GuruFocus considers 5paisa Capital to be Modestly Overvalued.
Key valuation signals for NSE:5PAISA:
Effective Interest Rate on Debt %: 8.93%
GF Value™: ₹308.45 vs. price of ₹383.80 (24.4% above fair value)
No single metric tells the full story. See the NSE:5PAISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
5paisa Capital Ltd is an online financial services provider. The company provides its customers with a wide range of financial services, including stock broking services, depository services, distribution of mutual funds, bonds, and debentures, and equity and mutual fund research through its technology-based platforms. Its business is to provide broking services to its clients in India's capital markets. The company has launched peer-to-peer lending (P2P) via its website 5paisaloans.com and mobile app, 5Paisa Loans. P2P is aimed at offering investors yet another investment option to diversify their portfolios and secure higher returns.
61GF Score
Get the complete analysis for NSE:5PAISA
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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