5paisa Capital (NSE:5PAISA) Debt-to-EBITDA : 0.00 (As of Jun. 2026)

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NSE:5PAISA 5paisa Capital Ltd NSE:5PAISA
63 GF Score
Price ₹344.85
GF Value ₹309.00
Valuation Modestly Overvalued
! 11 Warning Signs
View Full Analysis

What is 5paisa Capital Debt-to-EBITDA?

5paisa Capital NSE:5PAISA -3.30% 63 Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus rates NSE:5PAISA with a GF Score™ of 63/100 and a GF Value™ of ₹309.00 (Modestly Overvalued). The stock has 11 warning signs investors should review. Among 415 Capital Markets companies, 5paisa Capital ranks worse than 82.17% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

5paisa Capital's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. 5paisa Capital's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹0 Mil. 5paisa Capital's annualized EBITDA for the quarter that ended in Jun. 2026 was ₹1,045 Mil. 5paisa Capital's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 0.00.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for 5paisa Capital's Debt-to-EBITDA or its related term are showing as below:

NSE:5PAISA' s Debt-to-EBITDA Range Over the Past 10 Years
Min: -5.3   Med: 3.18   Max: 28.72
Current: 6.7

During the past 13 years, the highest Debt-to-EBITDA Ratio of 5paisa Capital was 28.72. The lowest was -5.30. And the median was 3.18.

NSE:5PAISA's Debt-to-EBITDA is ranked worse than
82.17% of 415 companies
in the Capital Markets industry
Industry Median: 1.65 vs NSE:5PAISA: 6.70

5paisa Capital  (NSE:5PAISA) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


5paisa Capital Debt-to-EBITDA Related Terms


5paisa Capital Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for 5paisa Capital's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

5paisa Capital Debt-to-EBITDA Chart

5paisa Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.43 2.04 3.18 1.79 7.20

5paisa Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 3.15 0.00 6.63 0.00

NSE:5PAISA vs MS, GS, SCHW: Debt-to-EBITDA Comparison

For the Capital Markets subindustry, 5paisa Capital's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


5paisa Capital Debt-to-EBITDA vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, 5paisa Capital's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where 5paisa Capital's Debt-to-EBITDA falls into.


NSE:5PAISA
63GF Score
5paisa Capital Ltd NSE:5PAISA
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

5paisa Capital Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

5paisa Capital's Debt-to-EBITDA for the fiscal year that ended in Mar. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(3043.21 + 3785.6) / 949.15
=7.19

5paisa Capital's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(0 + 0) / 1044.52
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 0.00 mean?
5paisa Capital (NSE:5PAISA) has a Debt-to-EBITDA of 0.00 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 5paisa Capital. According to the industry distribution chart, 5paisa Capital ranks #341 out of 415 companies in the Capital Markets industry, placing it in the top 82.2%.
Is 5paisa Capital's Debt-to-EBITDA too high?
5paisa Capital's current Debt-to-EBITDA is 0.00. Based on the distribution chart, 5paisa Capital ranks #341 out of 415 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, 5paisa Capital has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 5paisa Capital's Debt-to-EBITDA compare to MS and GS?
According to the Capital Markets industry distribution chart, 5paisa Capital ranks #341 out of 415 companies for Debt-to-EBITDA. This places 5paisa Capital in the lower half of its industry. The industry median Debt-to-EBITDA is 1.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Capital Markets company?
The median Debt-to-EBITDA among Capital Markets companies is 1.65, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on 5paisa Capital. For the Capital Markets industry, the median Debt-to-EBITDA is 1.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 5paisa Capital's current Debt-to-EBITDA is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 5paisa Capital stock overvalued right now?
Based on GuruFocus' analysis, 5paisa Capital (NSE:5PAISA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹309.00, compared to a current price of ₹344.85 — trading 11.6% above its estimated fair value. The current Debt-to-EBITDA is 0.00. 5paisa Capital's overall GF Score™ is 63/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For 5paisa Capital (NSE:5PAISA), the current Debt-to-EBITDA is 0.00 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is 5paisa Capital (NSE:5PAISA) Overvalued in 2026?

Based on GuruFocus' analysis, 5paisa Capital stock appears to be overvalued. The current stock price of ₹344.85 is trading 11.6% above its estimated GF Value™ of ₹309.00. GuruFocus considers 5paisa Capital to be Modestly Overvalued.

Key valuation signals for NSE:5PAISA:

  • Debt-to-EBITDA: 0.00
  • GF Value™: ₹309.00 vs. price of ₹344.85 (11.6% above fair value)
  • GF Score™: 63/100 with 11 warning signs

No single metric tells the full story. See the NSE:5PAISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


5paisa Capital Business Description

Other Exchanges 540776:India
Address Road Number 16V, MIDC, Thane Industrial Area, Sun Infotech Park, Plot Number B - 23, IIFL House, Wagle Estate, Thane, MH, IND, 400604
5paisa Capital Ltd is an online financial services provider. The company provides its customers with a wide range of financial services, including stock broking services, depository services, distribution of mutual funds, bonds, and debentures, and equity and mutual fund research through its technology-based platforms. Its business is to provide broking services to its clients in India's capital markets. The company has launched peer-to-peer lending (P2P) via its website 5paisaloans.com and mobile app, 5Paisa Loans. P2P is aimed at offering investors yet another investment option to diversify their portfolios and secure higher returns.
63GF Score

Get the complete analysis for NSE:5PAISA

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹344.85
Price
₹309.00
GF Value