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5paisa CapitalNSE:5PAISA -0.09%64 Return-on-Tangible-Equity is 7.15% as of Jun. 2026, which is 16% above its 10-year median of 6.16. GuruFocus rates NSE:5PAISA with a GF Score™ of 64/100 and a GF Value™ of ₹311.39 (Modestly Overvalued). The stock has 10 warning signs investors should review. Among 783 Capital Markets companies, 5paisa Capital ranks better than 51.72% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. 5paisa Capital's annualized net income for the quarter that ended in Jun. 2026 was ₹463 Mil. 5paisa Capital's average shareholder tangible equity for the quarter that ended in Jun. 2026 was ₹6,469 Mil. Therefore, 5paisa Capital's annualized Return-on-Tangible-Equity for the quarter that ended in Jun. 2026 was 7.15%.
The historical rank and industry rank for 5paisa Capital's Return-on-Tangible-Equity or its related term are showing as below:
NSE:5PAISA'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -35.67 Med: 6.16 Max: 12
Current: 7.09
During the past 13 years, 5paisa Capital's highest Return-on-Tangible-Equity was 12.00%. The lowest was -35.67%. And the median was 6.16%.
NSE:5PAISA's Return-on-Tangible-Equity is ranked better than 51.72% of 783
companies
in the Capital Markets industry
Industry Median: 6.52
vs NSE:5PAISA: 7.09
5paisa Capital (NSE:5PAISA) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
5paisa Capital Return-on-Tangible-Equity Related Terms
5paisa Capital Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for 5paisa Capital's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NSE:5PAISA vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison
For the Capital Markets subindustry, 5paisa Capital's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
5paisa Capital Return-on-Tangible-Equity vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, 5paisa Capital's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where 5paisa Capital's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Jun. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 7.15% mean?
5paisa Capital (NSE:5PAISA) has a Return-on-Tangible-Equity of 7.15% as of Jun. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on 5paisa Capital and its competitors. This is 16% above median its historical median of 6.16. According to the industry distribution chart, 5paisa Capital ranks #378 out of 783 companies in the Capital Markets industry, placing it in the top 48.3%.
Is 5paisa Capital's Return-on-Tangible-Equity too high?
5paisa Capital's current Return-on-Tangible-Equity of 7.15% is 16% above median its 10-year median of 6.16. The Capital Markets industry median Return-on-Tangible-Equity is 6.52. 5paisa Capital's value of 7.15% is 9.7% above this industry median. Based on the distribution chart, 5paisa Capital ranks #378 out of 783 companies in the Capital Markets industry, which is above the industry midpoint. Overall, 5paisa Capital has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 5paisa Capital's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, 5paisa Capital ranks #378 out of 783 companies for Return-on-Tangible-Equity. This puts 5paisa Capital in the upper half of its industry. The industry median Return-on-Tangible-Equity is 6.52. 5paisa Capital's value of 7.15% is 9.7% above this benchmark. While the company's 10-year median is 6.16 vs. the industry median of 6.52, 5paisa Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 783 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 5paisa Capital's current Return-on-Tangible-Equity of 7.15% is 9.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on 5paisa Capital and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 5paisa Capital's current Return-on-Tangible-Equity is 7.15%, which is 16% above median its own 10-year median of 6.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 5paisa Capital stock overvalued right now?
Based on GuruFocus' analysis, 5paisa Capital (NSE:5PAISA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹311.39, compared to a current price of ₹377.45 — trading 21.2% above its estimated fair value. The current Return-on-Tangible-Equity is 7.15%, which is 16% above median its 10-year median of 6.16 and 9.7% above the Capital Markets industry median of 6.52. 5paisa Capital's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For 5paisa Capital (NSE:5PAISA), the current Return-on-Tangible-Equity is 7.15% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 5paisa Capital (NSE:5PAISA) Overvalued in 2026?
Based on GuruFocus' analysis, 5paisa Capital stock appears to be overvalued.
The current stock price of ₹377.45 is trading 21.2% above its estimated GF Value™ of ₹311.39.
GuruFocus considers 5paisa Capital to be Modestly Overvalued.
Key valuation signals for NSE:5PAISA:
Return-on-Tangible-Equity: 7.15% (16% above median its 10-year median of 6.16)
GF Value™: ₹311.39 vs. price of ₹377.45 (21.2% above fair value)
Industry Position: 9.7% above the Capital Markets median (#378 of 783)
No single metric tells the full story. See the NSE:5PAISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
5paisa Capital Ltd is an online financial services provider. The company provides its customers with a wide range of financial services, including stock broking services, depository services, distribution of mutual funds, bonds, and debentures, and equity and mutual fund research through its technology-based platforms. Its business is to provide broking services to its clients in India's capital markets. The company has launched peer-to-peer lending (P2P) via its website 5paisaloans.com and mobile app, 5Paisa Loans. P2P is aimed at offering investors yet another investment option to diversify their portfolios and secure higher returns.
64GF Score
Get the complete analysis for NSE:5PAISA
Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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