Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. 5paisa Capital's
Operating Income
for the
three
months ended in Mar. 2026 was ₹-124 Mil. 5paisa Capital's Interest Expense for the
three
months ended in Mar. 2026 was ₹-91 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for 5paisa Capital's Interest Coverage or its related term are showing as below:
NSE:5PAISA's Interest Coverage is not ranked *
in the Capital Markets industry.
Industry Median: 19.375 * Ranked among companies with meaningful Interest Coverage only.
5paisa Capital (NSE:5PAISA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
5paisa Capital Interest Coverage Related Terms
5paisa Capital Interest Coverage Historical Data
* Premium members only.
The historical data trend for 5paisa Capital's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:5PAISA vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, 5paisa Capital's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
5paisa Capital Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, 5paisa Capital's Interest Coverage distribution charts can be found below:
* The bar in red indicates where 5paisa Capital's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
5paisa Capital did not have earnings to cover the interest expense.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
5paisa Capital (NSE:5PAISA) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 5paisa Capital and its competitors. According to the industry distribution chart, 5paisa Capital ranks #999999 out of 430 companies in the Capital Markets industry.
Is 5paisa Capital's Interest Coverage too high?
5paisa Capital's current Interest Coverage is 0 (At Loss). Based on the distribution chart, 5paisa Capital ranks #999999 out of 430 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, 5paisa Capital has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does 5paisa Capital's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, 5paisa Capital ranks #999999 out of 430 companies for Interest Coverage. This places 5paisa Capital in the lower half of its industry. The industry median Interest Coverage is 19.38. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 5paisa Capital and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 5paisa Capital's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 5paisa Capital stock overvalued right now?
Based on GuruFocus' analysis, 5paisa Capital (NSE:5PAISA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹325.94, compared to a current price of ₹387.65 — trading 18.9% above its estimated fair value. The current Interest Coverage is 0 (At Loss). 5paisa Capital's overall GF Score™ is 66/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For 5paisa Capital (NSE:5PAISA), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 5paisa Capital (NSE:5PAISA) Overvalued in 2026?
Based on GuruFocus' analysis, 5paisa Capital stock appears to be overvalued.
The current stock price of ₹387.65 is trading 18.9% above its estimated GF Value™ of ₹325.94.
GuruFocus considers 5paisa Capital to be Modestly Overvalued.
Key valuation signals for NSE:5PAISA:
Interest Coverage: 0 (At Loss)
GF Value™: ₹325.94 vs. price of ₹387.65 (18.9% above fair value)
No single metric tells the full story. See the NSE:5PAISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
5paisa Capital Ltd is an online financial services provider. The company provides its customers with a wide range of financial services, including stock broking services, depository services, distribution of mutual funds, bonds, and debentures, and equity and mutual fund research through its technology-based platforms. Its business is to provide broking services to its clients in India's capital markets. The company has launched peer-to-peer lending (P2P) via its website 5paisaloans.com and mobile app, 5Paisa Loans. P2P is aimed at offering investors yet another investment option to diversify their portfolios and secure higher returns.
66GF Score
Get the complete analysis for NSE:5PAISA
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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