5paisa Capital (NSE:5PAISA) Cyclically Adjusted PB Ratio: (As of Aug. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:5PAISA 5paisa Capital Ltd NSE:5PAISA
63 GF Score
Price ₹383.80
GF Value ₹310.30
Valuation Modestly Overvalued
! 10 Warning Signs
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What is 5paisa Capital Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


5paisa Capital  (NSE:5PAISA) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


5paisa Capital Cyclically Adjusted PB Ratio Related Terms


5paisa Capital Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for 5paisa Capital's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

5paisa Capital Cyclically Adjusted PB Ratio Chart

5paisa Capital Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 2.22

5paisa Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 2.22 0.00

NSE:5PAISA vs MS, GS, SCHW: Cyclically Adjusted PB Ratio Comparison

For the Capital Markets subindustry, 5paisa Capital's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


5paisa Capital Cyclically Adjusted PB Ratio vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, 5paisa Capital's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where 5paisa Capital's Cyclically Adjusted PB Ratio falls into.


NSE:5PAISA
63GF Score
5paisa Capital Ltd NSE:5PAISA
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

5paisa Capital Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

5paisa Capital's Cyclically Adjusted Book per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, 5paisa Capital's adjusted Book Value per Share data for the three months ended in Jun. 2026 was:

Adj_Book=Book Value per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/167.3573*167.3573
=0.000

Current CPI (Jun. 2026) = 167.3573.

5paisa Capital Quarterly Data

Book Value per Share CPI Adj_Book
201603 5.790 102.518 9.452
201612 0.000 105.196 0.000
201703 42.109 105.196 66.992
201706 0.000 107.109 0.000
201709 36.544 109.021 56.098
201712 0.000 109.404 0.000
201803 30.014 109.786 45.753
201806 0.000 111.317 0.000
201809 23.985 115.142 34.862
201812 0.000 115.142 0.000
201903 21.442 118.202 30.359
201906 0.000 120.880 0.000
201909 55.522 123.175 75.437
201912 0.000 126.235 0.000
202003 54.260 124.705 72.818
202006 0.000 127.000 0.000
202009 56.746 130.118 72.987
202012 0.000 130.889 0.000
202103 61.168 131.771 77.687
202106 0.000 134.084 0.000
202109 124.947 135.847 153.929
202112 0.000 138.161 0.000
202203 127.129 138.822 153.261
202206 0.000 142.347 0.000
202209 143.075 144.661 165.522
202212 0.000 145.763 0.000
202303 151.215 146.865 172.315
202306 0.000 150.280 0.000
202309 162.705 151.492 179.745
202312 0.000 152.924 0.000
202403 173.107 153.035 189.308
202406 0.000 155.789 0.000
202409 184.464 157.882 195.534
202412 0.000 158.323 0.000
202503 193.271 157.552 205.300
202506 0.000 159.755 0.000
202509 200.499 162.289 206.760
202512 0.000 163.281 0.000
202603 207.738 164.272 211.639
202606 0.000 167.357 0.000

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is 5paisa Capital (NSE:5PAISA) Overvalued in 2026?

Based on GuruFocus' analysis, 5paisa Capital stock appears to be overvalued. The current stock price of ₹383.80 is trading 23.7% above its estimated GF Value™ of ₹310.30. GuruFocus considers 5paisa Capital to be Modestly Overvalued.

Key valuation signals for NSE:5PAISA:

  • Cyclically Adjusted PB Ratio:
  • GF Value™: ₹310.30 vs. price of ₹383.80 (23.7% above fair value)
  • GF Score™: 63/100 with 10 warning signs

No single metric tells the full story. See the NSE:5PAISA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


5paisa Capital Business Description

Other Exchanges 540776:India
Address Road Number 16V, MIDC, Thane Industrial Area, Sun Infotech Park, Plot Number B - 23, IIFL House, Wagle Estate, Thane, MH, IND, 400604
5paisa Capital Ltd is an online financial services provider. The company provides its customers with a wide range of financial services, including stock broking services, depository services, distribution of mutual funds, bonds, and debentures, and equity and mutual fund research through its technology-based platforms. Its business is to provide broking services to its clients in India's capital markets. The company has launched peer-to-peer lending (P2P) via its website 5paisaloans.com and mobile app, 5Paisa Loans. P2P is aimed at offering investors yet another investment option to diversify their portfolios and secure higher returns.
63GF Score

Get the complete analysis for NSE:5PAISA

Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹383.80
Price
₹310.30
GF Value