SBI AruhiTSE:7198 -0.13%61 Current Ratio is 222.52 as of Mar. 2026, which is 52% above its 10-year median of 146.50. GuruFocus rates TSE:7198 with a GF Score™ of 61/100 and a GF Value™ of 円905.44 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 46 Banks companies, SBI Aruhi ranks better than 82.61% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. SBI Aruhi's current ratio for the quarter that ended in Mar. 2026 was 222.52.
SBI Aruhi has a current ratio of 222.52. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for SBI Aruhi's Current Ratio or its related term are showing as below:
TSE:7198'
s Current Ratio Range Over the Past 10 Years
Min: 33.34 Med: 146.5 Max: 16817.57
Current: 222.52
During the past 11 years, SBI Aruhi's highest Current Ratio was 16817.57. The lowest was 33.34. And the median was 146.50.
TSE:7198's Current Ratio is ranked better than 82.61% of 46
companies
in the Banks industry
Industry Median: 4.605
vs TSE:7198: 222.52
SBI Aruhi (TSE:7198) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
SBI Aruhi Current Ratio Related Terms
SBI Aruhi Current Ratio Historical Data
* Premium members only.
The historical data trend for SBI Aruhi's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7198 vs RKT, FNMA, PFSI: Current Ratio Comparison
For the Mortgage Finance subindustry, SBI Aruhi's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Aruhi Current Ratio vs Banks Industry
For the Banks industry and Financial Services sector, SBI Aruhi's Current Ratio distribution charts can be found below:
* The bar in red indicates where SBI Aruhi's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Aruhi (TSE:7198) has a Current Ratio of 222.52 as of Mar. 2026. This is 52% above median its historical median of 146.50. Over the past decade, SBI Aruhi's Current Ratio has ranged from 33.34 to 16,817.57. According to the industry distribution chart, SBI Aruhi ranks #8 out of 46 companies in the Banks industry, placing it in the top 17.4%.
Is SBI Aruhi's Current Ratio too high?
SBI Aruhi's current Current Ratio of 222.52 is 52% above median its 10-year median of 146.50. Over the past 10 years, this metric has ranged from a low of 33.34 to a high of 16,817.57. The Banks industry median Current Ratio is 4.61. SBI Aruhi's value of 222.52 is 4732.1% above this industry median. Based on the distribution chart, SBI Aruhi ranks #8 out of 46 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Aruhi has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Aruhi's Current Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, SBI Aruhi ranks #8 out of 46 companies for Current Ratio. This places SBI Aruhi in the top 17% of its industry — outperforming the majority of peers. The industry median Current Ratio is 4.61. SBI Aruhi's value of 222.52 is 4732.1% above this benchmark. Historically, SBI Aruhi's own Current Ratio has ranged from 33.34 to 16,817.57 over the past decade. While the company's 10-year median is 146.50 vs. the industry median of 4.61, SBI Aruhi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Banks company?
The median Current Ratio among Banks companies is 4.61, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Aruhi's current Current Ratio of 222.52 is 4732.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Current Ratio is 4.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Aruhi's current Current Ratio is 222.52, which is 52% above median its own 10-year median of 146.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Aruhi stock overvalued right now?
Based on GuruFocus' analysis, SBI Aruhi (TSE:7198) is currently considered Modestly Undervalued. The stock's GF Value™ is 円905.44, compared to a current price of 円790.00 — trading 12.7% below its estimated fair value. The current Current Ratio is 222.52, which is 52% above median its 10-year median of 146.50 and 4732.1% above the Banks industry median of 4.61. SBI Aruhi's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For SBI Aruhi (TSE:7198), the current Current Ratio is 222.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Aruhi (TSE:7198) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Aruhi stock appears to be undervalued.
The current stock price of 円790.00 is trading 12.7% below its estimated GF Value™ of 円905.44.
GuruFocus considers SBI Aruhi to be Modestly Undervalued.
Key valuation signals for TSE:7198:
Current Ratio: 222.52 (52% above median its 10-year median of 146.50)
GF Value™: 円905.44 vs. price of 円790.00 (12.7% below fair value)
Industry Position: 4732.1% above the Banks median (#8 of 46)
No single metric tells the full story. See the TSE:7198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Aruhi Corp is a Japan-based mortgage specialist financial institution. The company provides insurance brokerage, mortgage lending, bank agency and other services.
61GF Score
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