SBI AruhiTSE:7198 -0.13%61 Quick Ratio is 222.52 as of Mar. 2026, which is 52% above its 10-year median of 146.50. GuruFocus rates TSE:7198 with a GF Score™ of 61/100 and a GF Value™ of 円904.91 (Modestly Undervalued). The stock has 9 warning signs investors should review. Among 47 Banks companies, SBI Aruhi ranks better than 85.11% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. SBI Aruhi's quick ratio for the quarter that ended in Mar. 2026 was 222.52.
SBI Aruhi has a quick ratio of 222.52. It generally indicates good short-term financial strength.
The historical rank and industry rank for SBI Aruhi's Quick Ratio or its related term are showing as below:
TSE:7198'
s Quick Ratio Range Over the Past 10 Years
Min: 33.34 Med: 146.5 Max: 16817.57
Current: 222.52
During the past 11 years, SBI Aruhi's highest Quick Ratio was 16817.57. The lowest was 33.34. And the median was 146.50.
TSE:7198's Quick Ratio is ranked better than 85.11% of 47
companies
in the Banks industry
Industry Median: 4.82
vs TSE:7198: 222.52
SBI Aruhi (TSE:7198) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
SBI Aruhi Quick Ratio Related Terms
SBI Aruhi Quick Ratio Historical Data
* Premium members only.
The historical data trend for SBI Aruhi's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7198 vs RKT, FNMA, PFSI: Quick Ratio Comparison
For the Mortgage Finance subindustry, SBI Aruhi's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Aruhi Quick Ratio vs Banks Industry
For the Banks industry and Financial Services sector, SBI Aruhi's Quick Ratio distribution charts can be found below:
* The bar in red indicates where SBI Aruhi's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
SBI Aruhi's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Aruhi (TSE:7198) has a Quick Ratio of 222.52 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SBI Aruhi and its competitors. This is 52% above median its historical median of 146.50. Over the past decade, SBI Aruhi's Quick Ratio has ranged from 33.34 to 16,817.57. According to the industry distribution chart, SBI Aruhi ranks #7 out of 47 companies in the Banks industry, placing it in the top 14.9%.
Is SBI Aruhi's Quick Ratio too high?
SBI Aruhi's current Quick Ratio of 222.52 is 52% above median its 10-year median of 146.50. Over the past 10 years, this metric has ranged from a low of 33.34 to a high of 16,817.57. The Banks industry median Quick Ratio is 4.82. SBI Aruhi's value of 222.52 is 4516.6% above this industry median. Based on the distribution chart, SBI Aruhi ranks #7 out of 47 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SBI Aruhi has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Aruhi's Quick Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, SBI Aruhi ranks #7 out of 47 companies for Quick Ratio. This places SBI Aruhi in the top 15% of its industry — outperforming the majority of peers. The industry median Quick Ratio is 4.82. SBI Aruhi's value of 222.52 is 4516.6% above this benchmark. Historically, SBI Aruhi's own Quick Ratio has ranged from 33.34 to 16,817.57 over the past decade. While the company's 10-year median is 146.50 vs. the industry median of 4.82, SBI Aruhi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Banks company?
The median Quick Ratio among Banks companies is 4.82, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Aruhi's current Quick Ratio of 222.52 is 4516.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on SBI Aruhi and its competitors. For the Banks industry, the median Quick Ratio is 4.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Aruhi's current Quick Ratio is 222.52, which is 52% above median its own 10-year median of 146.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Aruhi stock overvalued right now?
Based on GuruFocus' analysis, SBI Aruhi (TSE:7198) is currently considered Modestly Undervalued. The stock's GF Value™ is 円904.91, compared to a current price of 円790.00 — trading 12.7% below its estimated fair value. The current Quick Ratio is 222.52, which is 52% above median its 10-year median of 146.50 and 4516.6% above the Banks industry median of 4.82. SBI Aruhi's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For SBI Aruhi (TSE:7198), the current Quick Ratio is 222.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Aruhi (TSE:7198) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Aruhi stock appears to be undervalued.
The current stock price of 円790.00 is trading 12.7% below its estimated GF Value™ of 円904.91.
GuruFocus considers SBI Aruhi to be Modestly Undervalued.
Key valuation signals for TSE:7198:
Quick Ratio: 222.52 (52% above median its 10-year median of 146.50)
GF Value™: 円904.91 vs. price of 円790.00 (12.7% below fair value)
Industry Position: 4516.6% above the Banks median (#7 of 47)
No single metric tells the full story. See the TSE:7198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Aruhi Corp is a Japan-based mortgage specialist financial institution. The company provides insurance brokerage, mortgage lending, bank agency and other services.
61GF Score
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