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SBI AruhiTSE:7198 +0.24%67 5-Year Yield-on-Cost % is 3.13 as of Aug. 13, 2026, which is 7% above its 10-year median of 2.93. GuruFocus rates TSE:7198 with a GF Score™ of 67/100 and a GF Value™ of 円901.65 (Fairly Valued). The stock has 10 warning signs investors should review. Among 1,251 Banks companies, SBI Aruhi ranks worse than 62.75% on this metric.
SBI Aruhi's yield on cost for the quarter that ended in Mar. 2026 was 3.13.
The historical rank and industry rank for SBI Aruhi's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:7198'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.5 Med: 2.93 Max: 4.03
Current: 3.13
During the past 11 years, SBI Aruhi's highest Yield on Cost was 4.03. The lowest was 0.50. And the median was 2.93.
TSE:7198's 5-Year Yield-on-Cost % is ranked worse than 62.75% of 1251
companies
in the Banks industry
Industry Median: 3.82
vs TSE:7198: 3.13
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
SBI Aruhi 5-Year Yield-on-Cost % Related Terms
TSE:7198 vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, SBI Aruhi's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Aruhi 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, SBI Aruhi's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where SBI Aruhi's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of SBI Aruhi is calculated as
SBI Aruhi (TSE:7198) has a 5-Year Yield-on-Cost % of 3.13 as of Aug. 13, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SBI Aruhi and its competitors. This is near median its historical median of 2.93. Over the past decade, SBI Aruhi's 5-Year Yield-on-Cost % has ranged from 0.50 to 4.03. According to the industry distribution chart, SBI Aruhi ranks #785 out of 1251 companies in the Banks industry, placing it in the top 62.7%.
Is SBI Aruhi's 5-Year Yield-on-Cost % too high?
SBI Aruhi's current 5-Year Yield-on-Cost % of 3.13 is near median its 10-year median of 2.93. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 4.03. The Banks industry median 5-Year Yield-on-Cost % is 3.82. SBI Aruhi's value of 3.13 is 18.1% below this industry median. Based on the distribution chart, SBI Aruhi ranks #785 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, SBI Aruhi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Aruhi's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, SBI Aruhi ranks #785 out of 1251 companies for 5-Year Yield-on-Cost %. This places SBI Aruhi in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.82. SBI Aruhi's value of 3.13 is 18.1% below this benchmark. Historically, SBI Aruhi's own 5-Year Yield-on-Cost % has ranged from 0.50 to 4.03 over the past decade. While the company's 10-year median is 2.93 vs. the industry median of 3.82, SBI Aruhi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.82, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Aruhi's current 5-Year Yield-on-Cost % of 3.13 is 18.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SBI Aruhi and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Aruhi's current 5-Year Yield-on-Cost % is 3.13, which is near median its own 10-year median of 2.93. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Aruhi stock overvalued right now?
Based on GuruFocus' analysis, SBI Aruhi (TSE:7198) is currently considered Fairly Valued. The stock's GF Value™ is 円901.65, compared to a current price of 円844.00 — trading 6.4% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.13, which is near median its 10-year median of 2.93 and 18.1% below the Banks industry median of 3.82. SBI Aruhi's overall GF Score™ is 67/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For SBI Aruhi (TSE:7198), the current 5-Year Yield-on-Cost % is 3.13 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Aruhi (TSE:7198) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Aruhi stock appears to be undervalued.
The current stock price of 円844.00 is trading 6.4% below its estimated GF Value™ of 円901.65.
GuruFocus considers SBI Aruhi to be Fairly Valued.
Key valuation signals for TSE:7198:
5-Year Yield-on-Cost %: 3.13 (near median its 10-year median of 2.93)
GF Value™: 円901.65 vs. price of 円844.00 (6.4% below fair value)
Industry Position: 18.1% below the Banks median (#785 of 1251)
No single metric tells the full story. See the TSE:7198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Aruhi Corp is a Japan-based mortgage specialist financial institution. The company provides insurance brokerage, mortgage lending, bank agency and other services.
67GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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