SBI Aruhi (TSE:7198) E10: 円102.39 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:7198 SBI Aruhi Corp TSE:7198
67 GF Score
Price 円847.00
GF Value 円905.25
Valuation Fairly Valued
! 8 Warning Signs
View Full Analysis

What is SBI Aruhi E10?

SBI Aruhi TSE:7198 +0.24% 67 E10 is 円102.39 as of Jun. 2026. GuruFocus rates TSE:7198 with a GF Score™ of 67/100 and a GF Value™ of 円905.25 (Fairly Valued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SBI Aruhi's adjusted earnings per share data for the three months ended in Jun. 2026 was 円9.880. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円102.39 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-08-24), SBI Aruhi's current stock price is 円847.00. SBI Aruhi's E10 for the quarter that ended in Jun. 2026 was 円102.39. SBI Aruhi's Shiller PE Ratio of today is 8.27.

During the past 11 years, the highest Shiller PE Ratio of SBI Aruhi was 8.25. The lowest was 7.72. And the median was 7.93.


SBI Aruhi  (TSE:7198) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SBI Aruhi's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=847.00/102.39
=8.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Shiller P/E Ratio of SBI Aruhi was 8.25. The lowest was 7.72. And the median was 7.93.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


SBI Aruhi E10 Related Terms


SBI Aruhi E10 Historical Data

* Premium members only.

The historical data trend for SBI Aruhi's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SBI Aruhi E10 Chart

SBI Aruhi Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

SBI Aruhi Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 102.39

TSE:7198 vs RKT, FNMA, PFSI: E10 Comparison

For the Mortgage Finance subindustry, SBI Aruhi's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SBI Aruhi Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SBI Aruhi's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SBI Aruhi's Shiller PE Ratio falls into.


TSE:7198
67GF Score
SBI Aruhi Corp TSE:7198
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SBI Aruhi E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SBI Aruhi's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=9.88/113.6000*113.6000
=9.880

Current CPI (Jun. 2026) = 113.6000.

SBI Aruhi Quarterly Data

per share eps CPI Adj_EPS
201603 0.000 97.900 0.000
201612 27.368 98.400 31.596
201703 0.272 98.100 0.315
201706 71.014 98.500 81.900
201709 23.168 98.800 26.639
201712 23.190 99.400 26.503
201803 14.240 99.200 16.307
201806 31.960 99.200 36.599
201809 27.600 99.900 31.385
201812 32.810 99.700 37.384
201903 24.660 99.700 28.098
201906 41.860 99.800 47.648
201909 38.220 100.100 43.375
201912 37.580 100.500 42.478
202003 20.910 100.300 23.683
202006 38.400 99.900 43.666
202009 37.170 99.900 42.267
202012 37.620 99.300 43.038
202103 31.760 99.900 36.115
202106 35.160 99.500 40.142
202109 28.940 100.100 32.843
202112 39.890 100.100 45.270
202203 15.000 101.100 16.855
202206 23.730 101.800 26.481
202209 26.120 103.100 28.780
202212 21.330 104.100 23.277
202303 8.160 104.400 8.879
202306 8.720 105.200 9.416
202309 6.250 106.200 6.685
202312 18.970 106.800 20.178
202403 4.810 107.200 5.097
202406 11.980 108.200 12.578
202409 8.950 108.900 9.336
202412 14.370 110.700 14.746
202503 7.680 111.100 7.853
202506 6.780 111.700 6.895
202509 12.010 112.000 12.182
202512 19.800 113.000 19.905
202603 2.000 112.700 2.016
202606 9.880 113.600 9.880

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円102.39 mean?
SBI Aruhi (TSE:7198) has a E10 of 円102.39 as of Jun. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SBI Aruhi and its competitors.
Is SBI Aruhi's E10 too high?
SBI Aruhi's current E10 is 円102.39. Overall, SBI Aruhi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Aruhi's E10 compare to RKT and FNMA?
SBI Aruhi's E10 of 円102.39 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SBI Aruhi and its competitors. SBI Aruhi's current E10 is 円102.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Aruhi stock overvalued right now?
Based on GuruFocus' analysis, SBI Aruhi (TSE:7198) is currently considered Fairly Valued. The stock's GF Value™ is 円905.25, compared to a current price of 円847.00 — trading 6.4% below its estimated fair value. The current E10 is 円102.39. SBI Aruhi's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For SBI Aruhi (TSE:7198), the current E10 is 円102.39 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SBI Aruhi (TSE:7198) Overvalued in 2026?

Based on GuruFocus' analysis, SBI Aruhi stock appears to be undervalued. The current stock price of 円847.00 is trading 6.4% below its estimated GF Value™ of 円905.25. GuruFocus considers SBI Aruhi to be Fairly Valued.

Key valuation signals for TSE:7198:

  • E10: 円102.39
  • GF Value™: 円905.25 vs. price of 円847.00 (6.4% below fair value)
  • GF Score™: 67/100 with 8 warning signs

No single metric tells the full story. See the TSE:7198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SBI Aruhi Business Description

Address 1-6-1 Roppongi, Izumi Garden Tower 8th Floor, Minato-ku, Tokyo, JPN, 106-6008
SBI Aruhi Corp is a Japan-based mortgage specialist financial institution. The company provides insurance brokerage, mortgage lending, bank agency and other services.
67GF Score

Get the complete analysis for TSE:7198

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円847.00
Price
円905.25
GF Value