FCF Margin % is calculated as Free Cash Flow divided by its Revenue. SBI Aruhi's Free Cash Flow for the
three
months ended in Mar. 2026 was 円-15,251 Mil. SBI Aruhi's Revenue for the
three
months ended in Mar. 2026 was 円6,101 Mil. Therefore, SBI Aruhi's FCF Margin % for the quarter that ended in Mar. 2026 was -249.98%.
The historical rank and industry rank for SBI Aruhi's FCF Margin % or its related term are showing as below:
TSE:7198'
s FCF Margin % Range Over the Past 10 Years
Min: -61.81 Med: 6.58 Max: 36.73
Current: -61.81
During the past 11 years, the highest FCF Margin % of SBI Aruhi was 36.73%. The lowest was -61.81%. And the median was 6.58%.
TSE:7198's FCF Margin % is ranked worse than 87.33% of 1508
companies
in the Banks industry
Industry Median: 26.355
vs TSE:7198: -61.81
SBI Aruhi FCF Margin % Related Terms
SBI Aruhi FCF Margin % Historical Data
* Premium members only.
The historical data trend for SBI Aruhi's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7198 vs RKT, FNMA, PFSI: FCF Margin % Comparison
For the Mortgage Finance subindustry, SBI Aruhi's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Aruhi FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SBI Aruhi's FCF Margin % distribution charts can be found below:
* The bar in red indicates where SBI Aruhi's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Aruhi (TSE:7198) has a FCF Margin % of -249.98% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SBI Aruhi and its competitors. According to the industry distribution chart, SBI Aruhi ranks #1317 out of 1508 companies in the Banks industry, placing it in the top 87.3%.
Is SBI Aruhi's FCF Margin % too high?
SBI Aruhi's current FCF Margin % is -249.98%. Based on the distribution chart, SBI Aruhi ranks #1317 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SBI Aruhi has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does SBI Aruhi's FCF Margin % compare to RKT and FNMA?
According to the Banks industry distribution chart, SBI Aruhi ranks #1317 out of 1508 companies for FCF Margin %. This places SBI Aruhi in the lower half of its industry. The industry median FCF Margin % is 26.36. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SBI Aruhi and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Aruhi's current FCF Margin % is -249.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Aruhi stock overvalued right now?
Based on GuruFocus' analysis, SBI Aruhi (TSE:7198) is currently considered Modestly Undervalued. The stock's GF Value™ is 円903.68, compared to a current price of 円792.00 — trading 12.4% below its estimated fair value. The current FCF Margin % is -249.98%. SBI Aruhi's overall GF Score™ is 62/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SBI Aruhi (TSE:7198), the current FCF Margin % is -249.98% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Aruhi (TSE:7198) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Aruhi stock appears to be undervalued.
The current stock price of 円792.00 is trading 12.4% below its estimated GF Value™ of 円903.68.
GuruFocus considers SBI Aruhi to be Modestly Undervalued.
Key valuation signals for TSE:7198:
FCF Margin %: -249.98%
GF Value™: 円903.68 vs. price of 円792.00 (12.4% below fair value)
No single metric tells the full story. See the TSE:7198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Aruhi Corp is a Japan-based mortgage specialist financial institution. The company provides insurance brokerage, mortgage lending, bank agency and other services.
62GF Score
Get the complete analysis for TSE:7198
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:7198 has been successfully added to your 
