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SBI AruhiTSE:7198 -0.95%67 EV-to-EBIT is 14.30 as of Sep. 10, 2026, which is 24% above its 10-year median of 11.56. GuruFocus rates TSE:7198 with a GF Score™ of 67/100 and a GF Value™ of 円906.38 (Fairly Valued). The stock has 8 warning signs investors should review. Among 38 Banks companies, SBI Aruhi ranks better than 60.53% on this metric.
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
SBI Aruhi's Enterprise Value for the quarter that ended in Jun. 2026 was 円130,619 Mil.
SBI Aruhi's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円9,285 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Aruhi EV-to-EBIT Related Terms
SBI Aruhi EV-to-EBIT Historical Data
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The historical data trend for SBI Aruhi's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:7198 vs RKT, FNMA, PFSI: EV-to-EBIT Comparison
For the Mortgage Finance subindustry, SBI Aruhi's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SBI Aruhi EV-to-EBIT vs Banks Industry
For the Banks industry and Financial Services sector, SBI Aruhi's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where SBI Aruhi's EV-to-EBIT falls into.
SBI Aruhi's current Enterprise Value is 円132,797 Mil.
SBI Aruhi's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円9,285 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SBI Aruhi (TSE:7198) has a EV-to-EBIT of 14.30 as of Sep. 10, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SBI Aruhi and its competitors. This is 24% above median its historical median of 11.56. Over the past decade, SBI Aruhi's EV-to-EBIT has ranged from 4.26 to 18.78. According to the industry distribution chart, SBI Aruhi ranks #15 out of 38 companies in the Banks industry, placing it in the top 39.5%.
Is SBI Aruhi's EV-to-EBIT too high?
SBI Aruhi's current EV-to-EBIT of 14.30 is 24% above median its 10-year median of 11.56. Over the past 10 years, this metric has ranged from a low of 4.26 to a high of 18.78. The Banks industry median EV-to-EBIT is 24.06. SBI Aruhi's value of 14.30 is 40.6% below this industry median. Based on the distribution chart, SBI Aruhi ranks #15 out of 38 companies in the Banks industry, which is above the industry midpoint. Overall, SBI Aruhi has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SBI Aruhi's EV-to-EBIT compare to RKT and FNMA?
According to the Banks industry distribution chart, SBI Aruhi ranks #15 out of 38 companies for EV-to-EBIT. This puts SBI Aruhi in the upper half of its industry. The industry median EV-to-EBIT is 24.06. SBI Aruhi's value of 14.30 is 40.6% below this benchmark. Historically, SBI Aruhi's own EV-to-EBIT has ranged from 4.26 to 18.78 over the past decade. While the company's 10-year median is 11.56 vs. the industry median of 24.06, SBI Aruhi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Banks company?
The median EV-to-EBIT among Banks companies is 24.06, based on 38 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SBI Aruhi's current EV-to-EBIT of 14.30 is 40.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on SBI Aruhi and its competitors. For the Banks industry, the median EV-to-EBIT is 24.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SBI Aruhi's current EV-to-EBIT is 14.30, which is 24% above median its own 10-year median of 11.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SBI Aruhi stock overvalued right now?
Based on GuruFocus' analysis, SBI Aruhi (TSE:7198) is currently considered Fairly Valued. The stock's GF Value™ is 円906.38, compared to a current price of 円832.00 — trading 8.2% below its estimated fair value. The current EV-to-EBIT is 14.30, which is 24% above median its 10-year median of 11.56 and 40.6% below the Banks industry median of 24.06. SBI Aruhi's overall GF Score™ is 67/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For SBI Aruhi (TSE:7198), the current EV-to-EBIT is 14.30 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SBI Aruhi (TSE:7198) Overvalued in 2026?
Based on GuruFocus' analysis, SBI Aruhi stock appears to be undervalued.
The current stock price of 円832.00 is trading 8.2% below its estimated GF Value™ of 円906.38.
GuruFocus considers SBI Aruhi to be Fairly Valued.
Key valuation signals for TSE:7198:
EV-to-EBIT: 14.30 (24% above median its 10-year median of 11.56)
GF Value™: 円906.38 vs. price of 円832.00 (8.2% below fair value)
Industry Position: 40.6% below the Banks median (#15 of 38)
No single metric tells the full story. See the TSE:7198 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SBI Aruhi Corp is a Japan-based mortgage specialist financial institution. The company provides insurance brokerage, mortgage lending, bank agency and other services.
67GF Score
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