Novina Pozyczkihipoteczne.EuWAR:NOV +0.33%69 Current Ratio is 3.78 as of Mar. 2026, which is 80% below its 10-year median of 18.75. GuruFocus rates WAR:NOV with a GF Score™ of 69/100 and a GF Value™ of zł0.89 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 394 Credit Services companies, Novina Pozyczkihipoteczne.Eu ranks worse than 53.3% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Novina Pozyczkihipoteczne.Eu's current ratio for the quarter that ended in Mar. 2026 was 3.78.
Novina Pozyczkihipoteczne.Eu has a current ratio of 3.78. It indicates the company may not be efficiently using its current assets or its short-term financing facilities. This may also indicate problems in working capital management.
The historical rank and industry rank for Novina Pozyczkihipoteczne.Eu's Current Ratio or its related term are showing as below:
WAR:NOV'
s Current Ratio Range Over the Past 10 Years
Min: 3.44 Med: 18.75 Max: 107.16
Current: 3.78
During the past 11 years, Novina Pozyczkihipoteczne.Eu's highest Current Ratio was 107.16. The lowest was 3.44. And the median was 18.75.
WAR:NOV's Current Ratio is ranked worse than 53.3% of 394
companies
in the Credit Services industry
Industry Median: 4.855
vs WAR:NOV: 3.78
Novina Pozyczkihipoteczne.Eu (WAR:NOV) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Novina Pozyczkihipoteczne.Eu Current Ratio Related Terms
Novina Pozyczkihipoteczne.Eu Current Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Novina Pozyczkihipoteczne.Eu Current Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's Current Ratio distribution charts can be found below:
* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novina Pozyczkihipoteczne.Eu (WAR:NOV) has a Current Ratio of 3.78 as of Mar. 2026. This is 80% below median its historical median of 18.75. Over the past decade, Novina Pozyczkihipoteczne.Eu's Current Ratio has ranged from 3.44 to 107.16. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #210 out of 394 companies in the Credit Services industry, placing it in the top 53.3%.
Is Novina Pozyczkihipoteczne.Eu's Current Ratio too high?
Novina Pozyczkihipoteczne.Eu's current Current Ratio of 3.78 is 80% below median its 10-year median of 18.75. Over the past 10 years, this metric has ranged from a low of 3.44 to a high of 107.16. The Credit Services industry median Current Ratio is 4.86. Novina Pozyczkihipoteczne.Eu's value of 3.78 is 22.1% below this industry median. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #210 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's Current Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #210 out of 394 companies for Current Ratio. This places Novina Pozyczkihipoteczne.Eu in the lower half of its industry. The industry median Current Ratio is 4.86. Novina Pozyczkihipoteczne.Eu's value of 3.78 is 22.1% below this benchmark. Historically, Novina Pozyczkihipoteczne.Eu's own Current Ratio has ranged from 3.44 to 107.16 over the past decade. While the company's 10-year median is 18.75 vs. the industry median of 4.86, Novina Pozyczkihipoteczne.Eu has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Credit Services company?
The median Current Ratio among Credit Services companies is 4.86, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novina Pozyczkihipoteczne.Eu's current Current Ratio of 3.78 is 22.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Credit Services industry, the median Current Ratio is 4.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current Current Ratio is 3.78, which is 80% below median its own 10-year median of 18.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu (WAR:NOV) is currently considered Significantly Undervalued. The stock's GF Value™ is zł0.89, compared to a current price of zł0.61 — trading 31.5% below its estimated fair value. The current Current Ratio is 3.78, which is 80% below median its 10-year median of 18.75 and 22.1% below the Credit Services industry median of 4.86. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (WAR:NOV), the current Current Ratio is 3.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Novina Pozyczkihipoteczne.Eu (WAR:NOV) Overvalued in 2026?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued.
The current stock price of zł0.61 is trading 31.5% below its estimated GF Value™ of zł0.89.
GuruFocus considers Novina Pozyczkihipoteczne.Eu to be Significantly Undervalued.
Key valuation signals for WAR:NOV:
Current Ratio: 3.78 (80% below median its 10-year median of 18.75)
GF Value™: zł0.89 vs. price of zł0.61 (31.5% below fair value)
Industry Position: 22.1% below the Credit Services median (#210 of 394)
No single metric tells the full story. See the WAR:NOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score
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