Novina Pozyczkihipoteczne.Eu (WAR:NOV) Days Payable: 0.82 (As of Mar. 2026) — 99% Below Median


WAR:NOV Novina Pozyczkihipoteczne.Eu SA WAR:NOV
69 GF Score
Price zł0.61
GF Value zł0.89
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Novina Pozyczkihipoteczne.Eu Days Payable?

Novina Pozyczkihipoteczne.Eu WAR:NOV +0.33% 69 Days Payable is 0.82 as of Mar. 2026, which is 99% below its 10-year median of 126.80. GuruFocus rates WAR:NOV with a GF Score™ of 69/100 and a GF Value™ of zł0.89 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 300 Credit Services companies, Novina Pozyczkihipoteczne.Eu ranks worse than 94.67% on this metric.

Novina Pozyczkihipoteczne.Eu's average Accounts Payable for the three months ended in Mar. 2026 was zł0.00 Mil. Novina Pozyczkihipoteczne.Eu's Cost of Goods Sold for the three months ended in Mar. 2026 was zł0.33 Mil. Hence, Novina Pozyczkihipoteczne.Eu's Days Payable for the three months ended in Mar. 2026 was 0.82.

The historical rank and industry rank for Novina Pozyczkihipoteczne.Eu's Days Payable or its related term are showing as below:

WAR:NOV' s Days Payable Range Over the Past 10 Years
Min: 1   Med: 126.8   Max: 924.67
Current: 1

During the past 11 years, Novina Pozyczkihipoteczne.Eu's highest Days Payable was 924.67. The lowest was 1.00. And the median was 126.80.

WAR:NOV's Days Payable is ranked worse than
94.67% of 300 companies
in the Credit Services industry
Industry Median: 33.405 vs WAR:NOV: 1.00

Novina Pozyczkihipoteczne.Eu's Days Payable declined from Mar. 2025 (1.46) to Mar. 2026 (0.82). It may suggest that Novina Pozyczkihipoteczne.Eu accelerated paying its suppliers.


Novina Pozyczkihipoteczne.Eu Days Payable Historical Data

* Premium members only.

The historical data trend for Novina Pozyczkihipoteczne.Eu's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Novina Pozyczkihipoteczne.Eu Days Payable Chart

Novina Pozyczkihipoteczne.Eu Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 120.95 132.65 2.72 1.21 1.66

Novina Pozyczkihipoteczne.Eu Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.46 1.74 0.00 2.71 0.82

WAR:NOV vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Novina Pozyczkihipoteczne.Eu Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's Days Payable distribution charts can be found below:

* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's Days Payable falls into.


WAR:NOV
69GF Score
Novina Pozyczkihipoteczne.Eu SA WAR:NOV
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Novina Pozyczkihipoteczne.Eu Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Novina Pozyczkihipoteczne.Eu's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (0.001 + 0.003) / 2 ) / 0.441*365
=0.002 / 0.441*365
=1.66

Novina Pozyczkihipoteczne.Eu's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (0.003 + 0) / 1 ) / 0.333*365 / 4
=0.003 / 0.333*365 / 4
=0.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 0.82 mean?
Novina Pozyczkihipoteczne.Eu (WAR:NOV) has a Days Payable of 0.82 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. This is 99% below median its historical median of 126.80. Over the past decade, Novina Pozyczkihipoteczne.Eu's Days Payable has ranged from 1.00 to 924.67. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #284 out of 300 companies in the Credit Services industry, placing it in the top 94.7%.
Is Novina Pozyczkihipoteczne.Eu's Days Payable too high?
Novina Pozyczkihipoteczne.Eu's current Days Payable of 0.82 is 99% below median its 10-year median of 126.80. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 924.67. The Credit Services industry median Days Payable is 33.41. Novina Pozyczkihipoteczne.Eu's value of 0.82 is 97.5% below this industry median. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #284 out of 300 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #284 out of 300 companies for Days Payable. This places Novina Pozyczkihipoteczne.Eu in the lower half of its industry. The industry median Days Payable is 33.41. Novina Pozyczkihipoteczne.Eu's value of 0.82 is 97.5% below this benchmark. Historically, Novina Pozyczkihipoteczne.Eu's own Days Payable has ranged from 1.00 to 924.67 over the past decade. While the company's 10-year median is 126.80 vs. the industry median of 33.41, Novina Pozyczkihipoteczne.Eu has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.41, based on 300 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novina Pozyczkihipoteczne.Eu's current Days Payable of 0.82 is 97.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. For the Credit Services industry, the median Days Payable is 33.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current Days Payable is 0.82, which is 99% below median its own 10-year median of 126.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu (WAR:NOV) is currently considered Significantly Undervalued. The stock's GF Value™ is zł0.89, compared to a current price of zł0.61 — trading 31.5% below its estimated fair value. The current Days Payable is 0.82, which is 99% below median its 10-year median of 126.80 and 97.5% below the Credit Services industry median of 33.41. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (WAR:NOV), the current Days Payable is 0.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Novina Pozyczkihipoteczne.Eu (WAR:NOV) Overvalued in 2026?

Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued. The current stock price of zł0.61 is trading 31.5% below its estimated GF Value™ of zł0.89. GuruFocus considers Novina Pozyczkihipoteczne.Eu to be Significantly Undervalued.

Key valuation signals for WAR:NOV:

  • Days Payable: 0.82 (99% below median its 10-year median of 126.80)
  • GF Value™: zł0.89 vs. price of zł0.61 (31.5% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 97.5% below the Credit Services median (#284 of 300)

No single metric tells the full story. See the WAR:NOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Novina Pozyczkihipoteczne.Eu Business Description

Address Al. Jana Paw?a II 27, Warszawa, POL, 00-867
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score

Get the complete analysis for WAR:NOV

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.61
Price
zł0.89
GF Value