Novina Pozyczkihipoteczne.EuWAR:NOV +0.33%69 EBITDA Margin % is 48.08% as of Mar. 2026, which is 24% below its 10-year median of 63.18. GuruFocus rates WAR:NOV with a GF Score™ of 69/100 and a GF Value™ of zł0.89 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 414 Credit Services companies, Novina Pozyczkihipoteczne.Eu ranks better than 84.3% on this metric.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Novina Pozyczkihipoteczne.Eu EBITDA Margin % Related Terms
Novina Pozyczkihipoteczne.Eu EBITDA Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Novina Pozyczkihipoteczne.Eu EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novina Pozyczkihipoteczne.Eu (WAR:NOV) has a EBITDA Margin % of 48.08% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. This is 24% below median its historical median of 63.18. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #65 out of 414 companies in the Credit Services industry, placing it in the top 15.7%.
Is Novina Pozyczkihipoteczne.Eu's EBITDA Margin % too high?
Novina Pozyczkihipoteczne.Eu's current EBITDA Margin % of 48.08% is 24% below median its 10-year median of 63.18. The Credit Services industry median EBITDA Margin % is 21.13. Novina Pozyczkihipoteczne.Eu's value of 48.08% is 127.5% above this industry median. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #65 out of 414 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #65 out of 414 companies for EBITDA Margin %. This places Novina Pozyczkihipoteczne.Eu in the top 16% of its industry — outperforming the majority of peers. The industry median EBITDA Margin % is 21.13. Novina Pozyczkihipoteczne.Eu's value of 48.08% is 127.5% above this benchmark. While the company's 10-year median is 63.18 vs. the industry median of 21.13, Novina Pozyczkihipoteczne.Eu has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.13, based on 414 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novina Pozyczkihipoteczne.Eu's current EBITDA Margin % of 48.08% is 127.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current EBITDA Margin % is 48.08%, which is 24% below median its own 10-year median of 63.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu (WAR:NOV) is currently considered Significantly Undervalued. The stock's GF Value™ is zł0.89, compared to a current price of zł0.61 — trading 31.5% below its estimated fair value. The current EBITDA Margin % is 48.08%, which is 24% below median its 10-year median of 63.18 and 127.5% above the Credit Services industry median of 21.13. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (WAR:NOV), the current EBITDA Margin % is 48.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Novina Pozyczkihipoteczne.Eu (WAR:NOV) Overvalued in 2026?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued.
The current stock price of zł0.61 is trading 31.5% below its estimated GF Value™ of zł0.89.
GuruFocus considers Novina Pozyczkihipoteczne.Eu to be Significantly Undervalued.
Key valuation signals for WAR:NOV:
EBITDA Margin %: 48.08% (24% below median its 10-year median of 63.18)
GF Value™: zł0.89 vs. price of zł0.61 (31.5% below fair value)
Industry Position: 127.5% above the Credit Services median (#65 of 414)
No single metric tells the full story. See the WAR:NOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score
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