Novina Pozyczkihipoteczne.EuWAR:NOV +0.33%69 Quick Ratio is 3.78 as of Mar. 2026, which is 80% below its 10-year median of 18.75. GuruFocus rates WAR:NOV with a GF Score™ of 69/100 and a GF Value™ of zł0.89 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 394 Credit Services companies, Novina Pozyczkihipoteczne.Eu ranks worse than 52.03% on this metric.
Novina Pozyczkihipoteczne.Eu has a quick ratio of 3.78. It generally indicates good short-term financial strength.
The historical rank and industry rank for Novina Pozyczkihipoteczne.Eu's Quick Ratio or its related term are showing as below:
WAR:NOV'
s Quick Ratio Range Over the Past 10 Years
Min: 3.44 Med: 18.75 Max: 107.16
Current: 3.78
During the past 11 years, Novina Pozyczkihipoteczne.Eu's highest Quick Ratio was 107.16. The lowest was 3.44. And the median was 18.75.
WAR:NOV's Quick Ratio is ranked worse than 52.03% of 394
companies
in the Credit Services industry
Industry Median: 4.52
vs WAR:NOV: 3.78
Novina Pozyczkihipoteczne.Eu (WAR:NOV) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Novina Pozyczkihipoteczne.Eu Quick Ratio Related Terms
Novina Pozyczkihipoteczne.Eu Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Novina Pozyczkihipoteczne.Eu Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's Quick Ratio falls into.
Novina Pozyczkihipoteczne.Eu Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novina Pozyczkihipoteczne.Eu (WAR:NOV) has a Quick Ratio of 3.78 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. This is 80% below median its historical median of 18.75. Over the past decade, Novina Pozyczkihipoteczne.Eu's Quick Ratio has ranged from 3.44 to 107.16. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #205 out of 394 companies in the Credit Services industry, placing it in the top 52%.
Is Novina Pozyczkihipoteczne.Eu's Quick Ratio too high?
Novina Pozyczkihipoteczne.Eu's current Quick Ratio of 3.78 is 80% below median its 10-year median of 18.75. Over the past 10 years, this metric has ranged from a low of 3.44 to a high of 107.16. The Credit Services industry median Quick Ratio is 4.52. Novina Pozyczkihipoteczne.Eu's value of 3.78 is 16.4% below this industry median. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #205 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #205 out of 394 companies for Quick Ratio. This places Novina Pozyczkihipoteczne.Eu in the lower half of its industry. The industry median Quick Ratio is 4.52. Novina Pozyczkihipoteczne.Eu's value of 3.78 is 16.4% below this benchmark. Historically, Novina Pozyczkihipoteczne.Eu's own Quick Ratio has ranged from 3.44 to 107.16 over the past decade. While the company's 10-year median is 18.75 vs. the industry median of 4.52, Novina Pozyczkihipoteczne.Eu has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.52, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novina Pozyczkihipoteczne.Eu's current Quick Ratio of 3.78 is 16.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. For the Credit Services industry, the median Quick Ratio is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current Quick Ratio is 3.78, which is 80% below median its own 10-year median of 18.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu (WAR:NOV) is currently considered Significantly Undervalued. The stock's GF Value™ is zł0.89, compared to a current price of zł0.61 — trading 31.5% below its estimated fair value. The current Quick Ratio is 3.78, which is 80% below median its 10-year median of 18.75 and 16.4% below the Credit Services industry median of 4.52. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (WAR:NOV), the current Quick Ratio is 3.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Novina Pozyczkihipoteczne.Eu (WAR:NOV) Overvalued in 2026?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued.
The current stock price of zł0.61 is trading 31.5% below its estimated GF Value™ of zł0.89.
GuruFocus considers Novina Pozyczkihipoteczne.Eu to be Significantly Undervalued.
Key valuation signals for WAR:NOV:
Quick Ratio: 3.78 (80% below median its 10-year median of 18.75)
GF Value™: zł0.89 vs. price of zł0.61 (31.5% below fair value)
Industry Position: 16.4% below the Credit Services median (#205 of 394)
No single metric tells the full story. See the WAR:NOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score
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