What is Novina Pozyczkihipoteczne.Eu FCF Margin %?
Novina Pozyczkihipoteczne.EuWAR:NOV +0.33%69 FCF Margin % is 42.03% as of Mar. 2026, which is 8% below its 10-year median of 45.64. GuruFocus rates WAR:NOV with a GF Score™ of 69/100 and a GF Value™ of zł0.89 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 530 Credit Services companies, Novina Pozyczkihipoteczne.Eu ranks better than 78.49% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Novina Pozyczkihipoteczne.Eu FCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novina Pozyczkihipoteczne.Eu (WAR:NOV) has a FCF Margin % of 42.03% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. This is near median its historical median of 45.64. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #114 out of 530 companies in the Credit Services industry, placing it in the top 21.5%.
Is Novina Pozyczkihipoteczne.Eu's FCF Margin % too high?
Novina Pozyczkihipoteczne.Eu's current FCF Margin % of 42.03% is near median its 10-year median of 45.64. The Credit Services industry median FCF Margin % is 0.12. Novina Pozyczkihipoteczne.Eu's value of 42.03% is 36447.8% above this industry median. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #114 out of 530 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #114 out of 530 companies for FCF Margin %. This places Novina Pozyczkihipoteczne.Eu in the top 22% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 0.12. Novina Pozyczkihipoteczne.Eu's value of 42.03% is 36447.8% above this benchmark. While the company's 10-year median is 45.64 vs. the industry median of 0.12, Novina Pozyczkihipoteczne.Eu has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.12, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novina Pozyczkihipoteczne.Eu's current FCF Margin % of 42.03% is 36447.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. For the Credit Services industry, the median FCF Margin % is 0.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current FCF Margin % is 42.03%, which is near median its own 10-year median of 45.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu (WAR:NOV) is currently considered Significantly Undervalued. The stock's GF Value™ is zł0.89, compared to a current price of zł0.61 — trading 31.5% below its estimated fair value. The current FCF Margin % is 42.03%, which is near median its 10-year median of 45.64 and 36447.8% above the Credit Services industry median of 0.12. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (WAR:NOV), the current FCF Margin % is 42.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Novina Pozyczkihipoteczne.Eu (WAR:NOV) Overvalued in 2026?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued.
The current stock price of zł0.61 is trading 31.5% below its estimated GF Value™ of zł0.89.
GuruFocus considers Novina Pozyczkihipoteczne.Eu to be Significantly Undervalued.
Key valuation signals for WAR:NOV:
FCF Margin %: 42.03% (near median its 10-year median of 45.64)
GF Value™: zł0.89 vs. price of zł0.61 (31.5% below fair value)
Industry Position: 36447.8% above the Credit Services median (#114 of 530)
No single metric tells the full story. See the WAR:NOV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score
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