WLTH (Wealthfront) Current Ratio: 1.49 (As of Apr. 2026) — 10% Below Median


WLTH Wealthfront Corp WLTH
21 GF Score
Price $8.78
! 3 Warning Signs
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What is Wealthfront Current Ratio?

Wealthfront WLTH +8.99% 21 Current Ratio is 1.49 as of Apr. 2026, which is 10% below its 10-year median of 1.65. GuruFocus rates WLTH with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 2,866 Software companies, Wealthfront ranks worse than 60.36% on this metric.

The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Wealthfront's current ratio for the quarter that ended in Apr. 2026 was 1.49.

Wealthfront has a current ratio of 1.49. It generally indicates good short-term financial strength.

The historical rank and industry rank for Wealthfront's Current Ratio or its related term are showing as below:

WLTH' s Current Ratio Range Over the Past 10 Years
Min: 1.43   Med: 1.65   Max: 2
Current: 1.49

During the past 3 years, Wealthfront's highest Current Ratio was 2.00. The lowest was 1.43. And the median was 1.65.

WLTH's Current Ratio is ranked worse than
60.36% of 2866 companies
in the Software industry
Industry Median: 1.815 vs WLTH: 1.49

Wealthfront  (NAS:WLTH) Current Ratio Explanation

The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.

Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.

The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.

If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.


Wealthfront Current Ratio Related Terms


Wealthfront Current Ratio Historical Data

* Premium members only.

The historical data trend for Wealthfront's Current Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wealthfront Current Ratio Chart

Wealthfront Annual Data
Trend Jan24 Jan25 Jan26
Current Ratio
1.43 2.00 1.61

Wealthfront Quarterly Data
Jan24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Current Ratio Get a 7-Day Free Trial Premium Member Only 0.00 1.81 1.68 1.61 1.49

WLTH vs INTA, ASAN, NCNO: Current Ratio Comparison

For the Software - Application subindustry, Wealthfront's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wealthfront Current Ratio vs Software Industry

For the Software industry and Technology sector, Wealthfront's Current Ratio distribution charts can be found below:

* The bar in red indicates where Wealthfront's Current Ratio falls into.


WLTH
21GF Score
Wealthfront Corp WLTH
Current Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Wealthfront Current Ratio Calculation

The current ratio is mainly used to give an idea of the company's ability to pay back its short-term liabilities with its short-term assets.

Wealthfront's Current Ratio for the fiscal year that ended in Jan. 2026 is calculated as

Current Ratio (A: Jan. 2026 )=Total Current Assets (A: Jan. 2026 )/Total Current Liabilities (A: Jan. 2026 )
=1275.784/792.755
=1.61

Wealthfront's Current Ratio for the quarter that ended in Apr. 2026 is calculated as

Current Ratio (Q: Apr. 2026 )=Total Current Assets (Q: Apr. 2026 )/Total Current Liabilities (Q: Apr. 2026 )
=1485.598/998.884
=1.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Current Ratio →
What does a Current Ratio of 1.49 mean?
Wealthfront (WLTH) has a Current Ratio of 1.49 as of Apr. 2026. This is 10% below median its historical median of 1.65. Over the past decade, Wealthfront's Current Ratio has ranged from 1.43 to 2.00. According to the industry distribution chart, Wealthfront ranks #1730 out of 2866 companies in the Software industry, placing it in the top 60.4%.
Is Wealthfront's Current Ratio too high?
Wealthfront's current Current Ratio of 1.49 is 10% below median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 1.43 to a high of 2.00. The Software industry median Current Ratio is 1.82. Wealthfront's value of 1.49 is 17.9% below this industry median. Based on the distribution chart, Wealthfront ranks #1730 out of 2866 companies in the Software industry, which is below the industry midpoint. Overall, Wealthfront has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Wealthfront's Current Ratio compare to INTA and ASAN?
According to the Software industry distribution chart, Wealthfront ranks #1730 out of 2866 companies for Current Ratio. This places Wealthfront in the lower half of its industry. The industry median Current Ratio is 1.82. Wealthfront's value of 1.49 is 17.9% below this benchmark. Historically, Wealthfront's own Current Ratio has ranged from 1.43 to 2.00 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 1.82, Wealthfront has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.82, based on 2,866 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wealthfront's current Current Ratio of 1.49 is 17.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.82 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wealthfront's current Current Ratio is 1.49, which is 10% below median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealthfront stock overvalued right now?
Wealthfront (WLTH) has a current Current Ratio of 1.49. The current Current Ratio is 1.49, which is 10% below median its 10-year median of 1.65 and 17.9% below the Software industry median of 1.82. Wealthfront's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Wealthfront (WLTH), the current Current Ratio is 1.49 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wealthfront Business Description

Other Exchanges J0B:Germany
Address 261 Hamilton Avenue, Palo Alto, CA, USA, 94301
Wealthfront Corp is a product-driven technology company that built a financial solutions platform for digital natives. The platform is designed to address the needs of the wealth builders within these generations. Its business model is designed to optimize for clients' success. The focus on delivering fully automated services results in being one of the lowest cost producers in each category in which participate. The group generates revenue from cash management and investment advisory products. Cash management revenue is earned from fees received for the delivery of cash management services, including the cash sweep program.
21GF Score

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