WLTH (Wealthfront) Interest Coverage: 57.73 (As of Apr. 2026) — 37% Above Median


WLTH Wealthfront Corp WLTH
21 GF Score
Price $8.78
! 3 Warning Signs
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What is Wealthfront Interest Coverage?

Wealthfront WLTH +8.99% 21 Interest Coverage is 57.73 as of Apr. 2026, which is 37% above its 10-year median of 42.01. GuruFocus rates WLTH with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,707 Software companies, Wealthfront ranks worse than 58582.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Wealthfront's Operating Income for the three months ended in Apr. 2026 was $14.5 Mil. Wealthfront's Interest Expense for the three months ended in Apr. 2026 was $-0.3 Mil. Wealthfront's interest coverage for the quarter that ended in Apr. 2026 was 57.73. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Wealthfront's Interest Coverage or its related term are showing as below:


WLTH's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 24.65
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wealthfront  (NAS:WLTH) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wealthfront Interest Coverage Related Terms


Wealthfront Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wealthfront's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wealthfront Interest Coverage Chart

Wealthfront Annual Data
Trend Jan24 Jan25 Jan26
Interest Coverage
40.79 43.23 0.00

Wealthfront Quarterly Data
Jan24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Interest Coverage Get a 7-Day Free Trial Premium Member Only 487.07 396.76 144.87 0.00 57.73

WLTH vs INTA, ASAN, NCNO: Interest Coverage Comparison

For the Software - Application subindustry, Wealthfront's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wealthfront Interest Coverage vs Software Industry

For the Software industry and Technology sector, Wealthfront's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wealthfront's Interest Coverage falls into.


WLTH
21GF Score
Wealthfront Corp WLTH
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Wealthfront Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wealthfront's Interest Coverage for the fiscal year that ended in Jan. 2026 is calculated as

Here, for the fiscal year that ended in Jan. 2026, Wealthfront's Interest Expense was $-0.9 Mil. Its Operating Income was $-111.2 Mil. And its Long-Term Debt & Capital Lease Obligation was $6.3 Mil.

Wealthfront did not have earnings to cover the interest expense.

Wealthfront's Interest Coverage for the quarter that ended in Apr. 2026 is calculated as

Here, for the three months ended in Apr. 2026, Wealthfront's Interest Expense was $-0.3 Mil. Its Operating Income was $14.5 Mil. And its Long-Term Debt & Capital Lease Obligation was $5.2 Mil.

Interest Coverage=-1* Operating Income (Q: Apr. 2026 )/Interest Expense (Q: Apr. 2026 )
=-1*14.548/-0.252
=57.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 57.73 mean?
Wealthfront (WLTH) has a Interest Coverage of 57.73 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wealthfront and its competitors. This is 37% above median its historical median of 42.01. According to the industry distribution chart, Wealthfront ranks #999999 out of 1707 companies in the Software industry.
Is Wealthfront's Interest Coverage too high?
Wealthfront's current Interest Coverage of 57.73 is 37% above median its 10-year median of 42.01. The Software industry median Interest Coverage is 24.65. Wealthfront's value of 57.73 is 134.2% above this industry median. Based on the distribution chart, Wealthfront ranks #999999 out of 1707 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Wealthfront has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Wealthfront's Interest Coverage compare to INTA and ASAN?
According to the Software industry distribution chart, Wealthfront ranks #999999 out of 1707 companies for Interest Coverage. This places Wealthfront in the lower half of its industry. The industry median Interest Coverage is 24.65. Wealthfront's value of 57.73 is 134.2% above this benchmark. While the company's 10-year median is 42.01 vs. the industry median of 24.65, Wealthfront has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.65, based on 1,707 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wealthfront's current Interest Coverage of 57.73 is 134.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wealthfront and its competitors. For the Software industry, the median Interest Coverage is 24.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wealthfront's current Interest Coverage is 57.73, which is 37% above median its own 10-year median of 42.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealthfront stock overvalued right now?
Wealthfront (WLTH) has a current Interest Coverage of 57.73. The current Interest Coverage is 57.73, which is 37% above median its 10-year median of 42.01 and 134.2% above the Software industry median of 24.65. Wealthfront's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wealthfront (WLTH), the current Interest Coverage is 57.73 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wealthfront Business Description

Other Exchanges J0B:Germany
Address 261 Hamilton Avenue, Palo Alto, CA, USA, 94301
Wealthfront Corp is a product-driven technology company that built a financial solutions platform for digital natives. The platform is designed to address the needs of the wealth builders within these generations. Its business model is designed to optimize for clients' success. The focus on delivering fully automated services results in being one of the lowest cost producers in each category in which participate. The group generates revenue from cash management and investment advisory products. Cash management revenue is earned from fees received for the delivery of cash management services, including the cash sweep program.
21GF Score

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Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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