WLTH (Wealthfront) Moat Score: 4/10 (As of Jun. 29, 2026)


WLTH Wealthfront Corp WLTH
21 GF Score
Price $9.05
! 3 Warning Signs
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What is Wealthfront Moat Score?

Wealthfront WLTH +3.08% 21 Moat Score is 4 as of Jun. 29, 2026. GuruFocus rates WLTH with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 2,844 Software companies, Wealthfront ranks better than 90.15% on this metric.

Wealthfront has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Wealthfront has Narrow Moat: Wealthfront Corp has a discernible but modest moat due to its innovative fintech platform and some customer switching costs. However, it faces intense competition and lacks the scale or brand strength for a stronger moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Wealthfront might have Narrow Moat - Discernible but modest moat.

Wealthfront  (NAS:WLTH) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Wealthfront Moat Score Related Terms

WLTH vs APPS, BLKB, CXM: Moat Score Comparison

For the Software - Application subindustry, Wealthfront's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wealthfront Moat Score vs Software Industry

For the Software industry and Technology sector, Wealthfront's Moat Score distribution charts can be found below:

* The bar in red indicates where Wealthfront's Moat Score falls into.


WLTH
21GF Score
Wealthfront Corp WLTH
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Wealthfront (WLTH) has a Moat Score of 4 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Wealthfront ranks #280 out of 2844 companies in the Software industry, placing it in the top 9.8%.
Is Wealthfront's Moat Score too high?
Wealthfront's current Moat Score is 4. Based on the distribution chart, Wealthfront ranks #280 out of 2844 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Wealthfront has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Wealthfront's Moat Score compare to APPS and BLKB?
According to the Software industry distribution chart, Wealthfront ranks #280 out of 2844 companies for Moat Score. This places Wealthfront in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Wealthfront's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealthfront stock overvalued right now?
Wealthfront (WLTH) has a current Moat Score of 4. The current Moat Score is 4. Wealthfront's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Wealthfront (WLTH), the current Moat Score is 4 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wealthfront Business Description

Other Exchanges J0B:Germany
Address 261 Hamilton Avenue, Palo Alto, CA, USA, 94301
Wealthfront Corp is a product-driven technology company that built a financial solutions platform for digital natives. The platform is designed to address the needs of the wealth builders within these generations. Its business model is designed to optimize for clients' success. The focus on delivering fully automated services results in being one of the lowest cost producers in each category in which participate. The group generates revenue from cash management and investment advisory products. Cash management revenue is earned from fees received for the delivery of cash management services, including the cash sweep program.
21GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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