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WealthfrontWLTH -2.45%21 Debt-to-EBITDA is 0.12 as of Apr. 2026, which is 33% above its 10-year median of 0.09. GuruFocus rates WLTH with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 1,720 Software companies, Wealthfront ranks worse than 58139.48% on this metric.
Debt-to-EBITDA measures a company's ability to pay off its debt.
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
The historical rank and industry rank for Wealthfront's Debt-to-EBITDA or its related term are showing as below:
WLTH'
s Debt-to-EBITDA Range Over the Past 10 Years
Min: -0.11 Med: 0.09 Max: 1.01
Current: -0.09
During the past 3 years, the highest Debt-to-EBITDA Ratio of Wealthfront was 1.01. The lowest was -0.11. And the median was 0.09.
WLTH's Debt-to-EBITDA is ranked worse than 100% of 1720
companies
in the Software industry
Industry Median: 1.085
vs WLTH: -0.09
A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.
According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.
Wealthfront Debt-to-EBITDA Related Terms
Wealthfront Debt-to-EBITDA Historical Data
* Premium members only.
The historical data trend for Wealthfront's Debt-to-EBITDA can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WLTH vs APPS, BLKB, CXM: Debt-to-EBITDA Comparison
For the Software - Application subindustry, Wealthfront's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wealthfront Debt-to-EBITDA vs Software Industry
For the Software industry and Technology sector, Wealthfront's Debt-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Wealthfront's Debt-to-EBITDA falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data,
the EBITDA data used here is four times the quarterly (Apr. 2026) EBITDA data.
Wealthfront (WLTH) has a Debt-to-EBITDA of 0.12 as of Apr. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wealthfront. This is 33% above median its historical median of 0.09. According to the industry distribution chart, Wealthfront ranks #999999 out of 1720 companies in the Software industry.
Is Wealthfront's Debt-to-EBITDA too high?
Wealthfront's current Debt-to-EBITDA of 0.12 is 33% above median its 10-year median of 0.09. The Software industry median Debt-to-EBITDA is 1.09. Wealthfront's value of 0.12 is 88.9% below this industry median. Based on the distribution chart, Wealthfront ranks #999999 out of 1720 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Wealthfront has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Wealthfront's Debt-to-EBITDA compare to APPS and BLKB?
According to the Software industry distribution chart, Wealthfront ranks #999999 out of 1720 companies for Debt-to-EBITDA. This places Wealthfront in the lower half of its industry. The industry median Debt-to-EBITDA is 1.09. Wealthfront's value of 0.12 is 88.9% below this benchmark. While the company's 10-year median is 0.09 vs. the industry median of 1.09, Wealthfront has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Software company?
The median Debt-to-EBITDA among Software companies is 1.09, based on 1,720 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wealthfront's current Debt-to-EBITDA of 0.12 is 88.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Wealthfront. For the Software industry, the median Debt-to-EBITDA is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wealthfront's current Debt-to-EBITDA is 0.12, which is 33% above median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealthfront stock overvalued right now?
Wealthfront (WLTH) has a current Debt-to-EBITDA of 0.12. The current Debt-to-EBITDA is 0.12, which is 33% above median its 10-year median of 0.09 and 88.9% below the Software industry median of 1.09. Wealthfront's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Wealthfront (WLTH), the current Debt-to-EBITDA is 0.12 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Wealthfront Corp is a product-driven technology company that built a financial solutions platform for digital natives. The platform is designed to address the needs of the wealth builders within these generations. Its business model is designed to optimize for clients' success. The focus on delivering fully automated services results in being one of the lowest cost producers in each category in which participate. The group generates revenue from cash management and investment advisory products. Cash management revenue is earned from fees received for the delivery of cash management services, including the cash sweep program.
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