WLTH (Wealthfront) Effective Interest Rate on Debt %: 10.19% (As of Apr. 2026)


WLTH Wealthfront Corp WLTH
21 GF Score
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What is Wealthfront Effective Interest Rate on Debt %?

Wealthfront WLTH +0.43% 21 Effective Interest Rate on Debt % is 10.19% as of Apr. 2026. GuruFocus rates WLTH with a GF Score™ of 21/100. The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Wealthfront's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $1.0 Mil. Wealthfront's average total debt for the quarter that ended in Apr. 2026 was $9.9 Mil. Therefore, Wealthfront's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 10.19%.

Wealthfront  (NAS:WLTH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Wealthfront Effective Interest Rate on Debt % Related Terms

Wealthfront Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Wealthfront's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wealthfront Effective Interest Rate on Debt % Chart

Wealthfront Annual Data
Trend Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
2.28 5.57 7.50

Wealthfront Quarterly Data
Jan24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 2.01 3.26 7.38 18.68 10.19

WLTH vs APPS, BLKB, CXM: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Wealthfront's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wealthfront Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Wealthfront's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Wealthfront's Effective Interest Rate on Debt % falls into.


WLTH
21GF Score
Wealthfront Corp WLTH
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wealthfront Effective Interest Rate on Debt % Calculation

Wealthfront's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.891/( (13.352+10.393)/ 2 )
=-1  *  -0.891/11.8725
=7.50 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=9.796 + 3.556
=13.352

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.292 + 4.101
=10.393

Wealthfront's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -1.008/( (10.393+9.386)/ 2 )
=-1  *  -1.008/9.8895
=10.19 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.292 + 4.101
=10.393

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5.229 + 4.157
=9.386

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.19% mean?
Wealthfront (WLTH) has a Effective Interest Rate on Debt % of 10.19% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wealthfront and its competitors.
Is Wealthfront's Effective Interest Rate on Debt % too high?
Wealthfront's current Effective Interest Rate on Debt % is 10.19%. Overall, Wealthfront has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Wealthfront's Effective Interest Rate on Debt % compare to APPS and BLKB?
Wealthfront's Effective Interest Rate on Debt % of 10.19% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Wealthfront and its competitors. Wealthfront's current Effective Interest Rate on Debt % is 10.19%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealthfront stock overvalued right now?
Wealthfront (WLTH) has a current Effective Interest Rate on Debt % of 10.19%. The current Effective Interest Rate on Debt % is 10.19%. Wealthfront's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Wealthfront (WLTH), the current Effective Interest Rate on Debt % is 10.19% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wealthfront Business Description

Other Exchanges J0B:Germany
Address 261 Hamilton Avenue, Palo Alto, CA, USA, 94301
Wealthfront Corp is a product-driven technology company that built a financial solutions platform for digital natives. The platform is designed to address the needs of the wealth builders within these generations. Its business model is designed to optimize for clients' success. The focus on delivering fully automated services results in being one of the lowest cost producers in each category in which participate. The group generates revenue from cash management and investment advisory products. Cash management revenue is earned from fees received for the delivery of cash management services, including the cash sweep program.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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