WLTH (Wealthfront) Retained Earnings: $-129.2 Mil (As of Apr. 2026)

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WLTH Wealthfront Corp WLTH
21 GF Score
Price $9.39
! 3 Warning Signs
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What is Wealthfront Retained Earnings?

Wealthfront WLTH +3.36% 21 Retained Earnings is $-129.2 Mil as of Apr. 2026. GuruFocus rates WLTH with a GF Score™ of 21/100. The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Wealthfront's retained earnings for the quarter that ended in Apr. 2026 was $-129.2 Mil.

Wealthfront's quarterly retained earnings declined from Oct. 2025 ($-8.3 Mil) to Jan. 2026 ($-142.0 Mil) but then increased from Jan. 2026 ($-142.0 Mil) to Apr. 2026 ($-129.2 Mil).

Wealthfront's annual retained earnings increased from Jan. 2024 ($-294.4 Mil) to Jan. 2025 ($-99.9 Mil) but then declined from Jan. 2025 ($-99.9 Mil) to Jan. 2026 ($-142.0 Mil).

Wealthfront  (NAS:WLTH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.

Wealthfront Retained Earnings Historical Data

* Premium members only.

The historical data trend for Wealthfront's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wealthfront Retained Earnings Chart

Wealthfront Annual Data
Trend Jan24 Jan25 Jan26
Retained Earnings
-294.38 -99.94 -142.00

Wealthfront Quarterly Data
Jan24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Retained Earnings Get a 7-Day Free Trial Premium Member Only 0.00 -39.25 -8.35 -142.00 -129.17
WLTH
21GF Score
Wealthfront Corp WLTH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Wealthfront Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $-129.2 Mil mean?
Wealthfront (WLTH) has a Retained Earnings of $-129.2 Mil as of Apr. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Wealthfront and its competitors.
Is Wealthfront's Retained Earnings too high?
Wealthfront's current Retained Earnings is $-129.2 Mil. Overall, Wealthfront has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Wealthfront's Retained Earnings compare to APPS and BLKB?
Wealthfront's Retained Earnings of $-129.2 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Software company?
A good Retained Earnings depends on the Software industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Wealthfront and its competitors. Wealthfront's current Retained Earnings is $-129.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wealthfront stock overvalued right now?
Wealthfront (WLTH) has a current Retained Earnings of $-129.2 Mil. The current Retained Earnings is $-129.2 Mil. Wealthfront's overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Wealthfront (WLTH), the current Retained Earnings is $-129.2 Mil as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Wealthfront Business Description

Other Exchanges J0B:Germany
Address 261 Hamilton Avenue, Palo Alto, CA, USA, 94301
Wealthfront Corp is a product-driven technology company that built a financial solutions platform for digital natives. The platform is designed to address the needs of the wealth builders within these generations. Its business model is designed to optimize for clients' success. The focus on delivering fully automated services results in being one of the lowest cost producers in each category in which participate. The group generates revenue from cash management and investment advisory products. Cash management revenue is earned from fees received for the delivery of cash management services, including the cash sweep program.
21GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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