Safwa Islamic Bank (AMM:SIBK) Cyclically Adjusted Book per Share: JOD0.90 (As of Mar. 2026)


AMM:SIBK Safwa Islamic Bank AMM:SIBK
14 GF Score
Price JOD3.14
! 1 Warning Sign
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What is Safwa Islamic Bank Cyclically Adjusted Book per Share?

Safwa Islamic Bank AMM:SIBK +2.95% 14 Cyclically Adjusted Book per Share is JOD0.90 as of Mar. 2026. GuruFocus rates AMM:SIBK with a GF Score™ of 14/100. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Safwa Islamic Bank's adjusted book value per share for the three months ended in Mar. 2026 was JOD1.348. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is JOD0.90 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Safwa Islamic Bank's average Cyclically Adjusted Book Growth Rate was 7.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Safwa Islamic Bank was 4.40% per year. The lowest was 3.70% per year. And the median was 4.05% per year.

As of today (2026-07-01), Safwa Islamic Bank's current stock price is JOD3.14. Safwa Islamic Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was JOD0.90. Safwa Islamic Bank's Cyclically Adjusted PB Ratio of today is 3.49.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Safwa Islamic Bank was 3.92. The lowest was 1.47. And the median was 2.06.


Safwa Islamic Bank  (AMM:SIBK) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Safwa Islamic Bank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=3.14/0.90
=3.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Safwa Islamic Bank was 3.92. The lowest was 1.47. And the median was 2.06.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Safwa Islamic Bank Cyclically Adjusted Book per Share Related Terms


Safwa Islamic Bank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Safwa Islamic Bank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safwa Islamic Bank Cyclically Adjusted Book per Share Chart

Safwa Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.73 0.78 0.83 0.83 0.87

Safwa Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.84 0.86 0.87 0.87 0.90

Safwa Islamic Bank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, Safwa Islamic Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safwa Islamic Bank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Safwa Islamic Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Safwa Islamic Bank's Cyclically Adjusted PB Ratio falls into.


AMM:SIBK
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Safwa Islamic Bank AMM:SIBK
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Safwa Islamic Bank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Safwa Islamic Bank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.348/330.2130*330.2130
=1.348

Current CPI (Mar. 2026) = 330.2130.

Safwa Islamic Bank Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.713 241.018 0.977
201609 -2.820 241.428 -3.857
201612 0.736 241.432 1.007
201703 0.744 243.801 1.008
201706 0.750 244.955 1.011
201709 0.759 246.819 1.015
201712 0.767 246.524 1.027
201803 0.777 249.554 1.028
201806 0.761 251.989 0.997
201809 0.772 252.439 1.010
201812 0.785 251.233 1.032
201903 0.797 254.202 1.035
201906 0.771 256.143 0.994
201909 0.786 256.759 1.011
201912 0.803 256.974 1.032
202003 0.816 258.115 1.044
202006 0.831 257.797 1.064
202009 0.845 260.280 1.072
202012 0.151 260.474 0.191
202103 0.876 264.877 1.092
202106 0.864 271.696 1.050
202109 0.885 274.310 1.065
202112 0.904 278.802 1.071
202203 0.924 287.504 1.061
202206 0.907 296.311 1.011
202209 0.934 296.808 1.039
202212 0.954 296.797 1.061
202303 0.976 301.836 1.068
202306 1.000 305.109 1.082
202309 1.022 307.789 1.096
202312 1.052 306.746 1.132
202403 0.324 312.332 0.343
202406 1.097 314.175 1.153
202409 0.264 315.301 0.276
202412 1.164 315.605 1.218
202503 1.191 319.799 1.230
202506 1.227 322.561 1.256
202509 1.274 324.800 1.295
202512 1.320 324.054 1.345
202603 1.348 330.213 1.348

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of JOD0.90 mean?
Safwa Islamic Bank (AMM:SIBK) has a Cyclically Adjusted Book per Share of JOD0.90 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Safwa Islamic Bank and its competitors.
Is Safwa Islamic Bank's Cyclically Adjusted Book per Share too high?
Safwa Islamic Bank's current Cyclically Adjusted Book per Share is JOD0.90. Overall, Safwa Islamic Bank has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's Cyclically Adjusted Book per Share compare to competitors?
Safwa Islamic Bank's Cyclically Adjusted Book per Share of JOD0.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Safwa Islamic Bank and its competitors. Safwa Islamic Bank's current Cyclically Adjusted Book per Share is JOD0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current Cyclically Adjusted Book per Share of JOD0.90. The current Cyclically Adjusted Book per Share is JOD0.90. Safwa Islamic Bank's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current Cyclically Adjusted Book per Share is JOD0.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Safwa Islamic Bank Business Description

Address Suleiman Al Nabulsi street, Building No 38, Alabdali boulevard, Amman, JOR, 11118
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
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Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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