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Safwa Islamic BankAMM:SIBK +1.20%19 Equity-to-Asset is 0.06 as of Jun. 2026, which is 14% below its 10-year median of 0.07. GuruFocus rates AMM:SIBK with a GF Score™ of 19/100. The stock has 4 warning signs investors should review. Among 1,524 Banks companies, Safwa Islamic Bank ranks worse than 84.65% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Safwa Islamic Bank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was JOD252.2 Mil. Safwa Islamic Bank's Total Assets for the quarter that ended in Jun. 2026 was JOD4,582.2 Mil.
Therefore, Safwa Islamic Bank's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.06.
The historical rank and industry rank for Safwa Islamic Bank's Equity-to-Asset or its related term are showing as below:
AMM:SIBK'
s Equity-to-Asset Range Over the Past 10 Years
Min: -0.55 Med: 0.07 Max: 0.15
Current: 0.06
During the past 13 years, the highest Equity to Asset Ratio of Safwa Islamic Bank was 0.15. The lowest was -0.55. And the median was 0.07.
AMM:SIBK's Equity-to-Asset is ranked worse than 84.65% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs AMM:SIBK: 0.06
Safwa Islamic Bank (AMM:SIBK) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Safwa Islamic Bank Equity-to-Asset Related Terms
Safwa Islamic Bank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Safwa Islamic Bank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Safwa Islamic Bank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Safwa Islamic Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Safwa Islamic Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Safwa Islamic Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Safwa Islamic Bank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Safwa Islamic Bank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Safwa Islamic Bank (AMM:SIBK) has a Equity-to-Asset of 0.06 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Safwa Islamic Bank and its competitors. This is 14% below median its historical median of 0.07. According to the industry distribution chart, Safwa Islamic Bank ranks #1290 out of 1524 companies in the Banks industry, placing it in the top 84.6%.
Is Safwa Islamic Bank's Equity-to-Asset too high?
Safwa Islamic Bank's current Equity-to-Asset of 0.06 is 14% below median its 10-year median of 0.07. The Banks industry median Equity-to-Asset is 0.10. Safwa Islamic Bank's value of 0.06 is 40% below this industry median. Based on the distribution chart, Safwa Islamic Bank ranks #1290 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Safwa Islamic Bank has a GF Score™ of 19/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Safwa Islamic Bank ranks #1290 out of 1524 companies for Equity-to-Asset. This places Safwa Islamic Bank in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Safwa Islamic Bank's value of 0.06 is 40% below this benchmark. While the company's 10-year median is 0.07 vs. the industry median of 0.10, Safwa Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safwa Islamic Bank's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Safwa Islamic Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safwa Islamic Bank's current Equity-to-Asset is 0.06, which is 14% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current Equity-to-Asset of 0.06. The current Equity-to-Asset is 0.06, which is 14% below median its 10-year median of 0.07 and 40% below the Banks industry median of 0.10. Safwa Islamic Bank's overall GF Score™ is 19/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current Equity-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
19GF Score
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