Safwa Islamic Bank (AMM:SIBK) PS Ratio: 2.21 (As of Jul. 05, 2026) — 41% Below Median


AMM:SIBK Safwa Islamic Bank AMM:SIBK
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What is Safwa Islamic Bank PS Ratio?

Safwa Islamic Bank AMM:SIBK 14 PS Ratio is 2.21 as of Jul. 05, 2026, which is 41% below its 10-year median of 3.75. GuruFocus rates AMM:SIBK with a GF Score™ of 14/100. The stock has 1 warning sign investors should review. Among 1,519 Banks companies, Safwa Islamic Bank ranks better than 70.64% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Safwa Islamic Bank's share price is JOD3.14. Safwa Islamic Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was JOD1.42. Hence, Safwa Islamic Bank's PS Ratio for today is 2.21.

The historical rank and industry rank for Safwa Islamic Bank's PS Ratio or its related term are showing as below:

AMM:SIBK' s PS Ratio Range Over the Past 10 Years
Min: 1.18   Med: 3.75   Max: 18.23
Current: 2.21

During the past 13 years, Safwa Islamic Bank's highest PS Ratio was 18.23. The lowest was 1.18. And the median was 3.75.

AMM:SIBK's PS Ratio is ranked better than
70.64% of 1519 companies
in the Banks industry
Industry Median: 3 vs AMM:SIBK: 2.21

Safwa Islamic Bank's Revenue per Sharefor the three months ended in Mar. 2026 was JOD0.38. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was JOD1.42.

During the past 12 months, the average Revenue per Share Growth Rate of Safwa Islamic Bank was 14.40% per year.

During the past 13 years, Safwa Islamic Bank's highest 3-Year average Revenue per Share Growth Rate was 79.50% per year. The lowest was -2.00% per year. And the median was 19.30% per year.

Back to Basics: PS Ratio


Safwa Islamic Bank  (AMM:SIBK) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Safwa Islamic Bank PS Ratio Related Terms


Safwa Islamic Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for Safwa Islamic Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safwa Islamic Bank PS Ratio Chart

Safwa Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.23 1.03 1.82

Safwa Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 1.32 1.45 1.82 2.01

Safwa Islamic Bank PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Safwa Islamic Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safwa Islamic Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Safwa Islamic Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where Safwa Islamic Bank's PS Ratio falls into.


AMM:SIBK
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Safwa Islamic Bank AMM:SIBK
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Safwa Islamic Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Safwa Islamic Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=3.14/1.423
=2.21

Safwa Islamic Bank's Share Price of today is JOD3.14.
Safwa Islamic Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JOD1.42.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 2.21 mean?
Safwa Islamic Bank (AMM:SIBK) has a PS Ratio of 2.21 as of Jul. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Safwa Islamic Bank and its competitors. This is 41% below median its historical median of 3.75. Over the past decade, Safwa Islamic Bank's PS Ratio has ranged from 1.18 to 18.23. According to the industry distribution chart, Safwa Islamic Bank ranks #446 out of 1519 companies in the Banks industry, placing it in the top 29.4%.
Is Safwa Islamic Bank's PS Ratio too high?
Safwa Islamic Bank's current PS Ratio of 2.21 is 41% below median its 10-year median of 3.75. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 18.23. The Banks industry median PS Ratio is 3.00. Safwa Islamic Bank's value of 2.21 is 26.3% below this industry median. Based on the distribution chart, Safwa Islamic Bank ranks #446 out of 1519 companies in the Banks industry, which is above the industry midpoint. Overall, Safwa Islamic Bank has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Safwa Islamic Bank ranks #446 out of 1519 companies for PS Ratio. This puts Safwa Islamic Bank in the upper half of its industry. The industry median PS Ratio is 3.00. Safwa Islamic Bank's value of 2.21 is 26.3% below this benchmark. Historically, Safwa Islamic Bank's own PS Ratio has ranged from 1.18 to 18.23 over the past decade. While the company's 10-year median is 3.75 vs. the industry median of 3.00, Safwa Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safwa Islamic Bank's current PS Ratio of 2.21 is 26.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Safwa Islamic Bank and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safwa Islamic Bank's current PS Ratio is 2.21, which is 41% below median its own 10-year median of 3.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current PS Ratio of 2.21. The current PS Ratio is 2.21, which is 41% below median its 10-year median of 3.75 and 26.3% below the Banks industry median of 3.00. Safwa Islamic Bank's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current PS Ratio is 2.21 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Safwa Islamic Bank Business Description

Address Suleiman Al Nabulsi street, Building No 38, Alabdali boulevard, Amman, JOR, 11118
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
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