Safwa Islamic Bank (AMM:SIBK) Debt-to-Asset : 0.01 (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMM:SIBK Safwa Islamic Bank AMM:SIBK
18 GF Score
Price JOD3.49
! 4 Warning Signs
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What is Safwa Islamic Bank Debt-to-Asset?

Safwa Islamic Bank AMM:SIBK -0.29% 18 Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus rates AMM:SIBK with a GF Score™ of 18/100. The stock has 4 warning signs investors should review.

Safwa Islamic Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD0.0 Mil. Safwa Islamic Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was JOD46.2 Mil. Safwa Islamic Bank's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was JOD4,582.2 Mil. Safwa Islamic Bank's debt to asset for the quarter that ended in Jun. 2026 was 0.01.

Safwa Islamic Bank  (AMM:SIBK) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Safwa Islamic Bank Debt-to-Asset Related Terms

Safwa Islamic Bank Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Safwa Islamic Bank's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safwa Islamic Bank Debt-to-Asset Chart

Safwa Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Safwa Islamic Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.01 0.01

Safwa Islamic Bank Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Safwa Islamic Bank's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Safwa Islamic Bank Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Safwa Islamic Bank's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Safwa Islamic Bank's Debt-to-Asset falls into.


AMM:SIBK
18GF Score
Safwa Islamic Bank AMM:SIBK
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Safwa Islamic Bank Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Safwa Islamic Bank's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 11.382) / 4288.466
=0.00

Safwa Islamic Bank's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 46.202) / 4582.198
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.01 mean?
Safwa Islamic Bank (AMM:SIBK) has a Debt-to-Asset of 0.01 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Safwa Islamic Bank and its competitors.
Is Safwa Islamic Bank's Debt-to-Asset too high?
Safwa Islamic Bank's current Debt-to-Asset is 0.01. Overall, Safwa Islamic Bank has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's Debt-to-Asset compare to competitors?
Safwa Islamic Bank's Debt-to-Asset of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Safwa Islamic Bank and its competitors. Safwa Islamic Bank's current Debt-to-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current Debt-to-Asset of 0.01. The current Debt-to-Asset is 0.01. Safwa Islamic Bank's overall GF Score™ is 18/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current Debt-to-Asset is 0.01 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Safwa Islamic Bank Business Description

Address Suleiman Al Nabulsi street, Building No 38, Alabdali boulevard, Amman, JOR, 11118
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
18GF Score

Get the complete analysis for AMM:SIBK

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JOD3.49
Price