Safwa Islamic Bank (AMM:SIBK) Cyclically Adjusted FCF per Share: JOD-1.12 (As of Mar. 2026)


AMM:SIBK Safwa Islamic Bank AMM:SIBK
14 GF Score
Price JOD3.43
! 5 Warning Signs
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What is Safwa Islamic Bank Cyclically Adjusted FCF per Share?

Safwa Islamic Bank AMM:SIBK -1.72% 14 Cyclically Adjusted FCF per Share is JOD-1.12 as of Mar. 2026. GuruFocus rates AMM:SIBK with a GF Score™ of 14/100. The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Safwa Islamic Bank's adjusted free cash flow per share for the three months ended in Mar. 2026 was JOD-0.457. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is JOD-1.12 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was -13.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Safwa Islamic Bank was -13.80% per year. The lowest was -14.70% per year. And the median was -14.25% per year.

As of today (2026-07-10), Safwa Islamic Bank's current stock price is JOD3.43. Safwa Islamic Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was JOD-1.12. Safwa Islamic Bank's Cyclically Adjusted Price-to-FCF of today is .


Safwa Islamic Bank  (AMM:SIBK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Safwa Islamic Bank Cyclically Adjusted FCF per Share Related Terms


Safwa Islamic Bank Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Safwa Islamic Bank's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Safwa Islamic Bank Cyclically Adjusted FCF per Share Chart

Safwa Islamic Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.57 -0.72 -0.75 -0.86 -1.06

Safwa Islamic Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.90 -0.89 -0.96 -1.06 -1.12

Safwa Islamic Bank Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Safwa Islamic Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Safwa Islamic Bank Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Safwa Islamic Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Safwa Islamic Bank's Cyclically Adjusted Price-to-FCF falls into.


AMM:SIBK
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Safwa Islamic Bank AMM:SIBK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Safwa Islamic Bank Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Safwa Islamic Bank's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=-0.457/330.2130*330.2130
=-0.457

Current CPI (Mar. 2026) = 330.2130.

Safwa Islamic Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.251 241.018 -0.344
201609 0.151 241.428 0.207
201612 -0.221 241.432 -0.302
201703 -0.117 243.801 -0.158
201706 0.153 244.955 0.206
201709 -0.101 246.819 -0.135
201712 -0.111 246.524 -0.149
201803 -0.157 249.554 -0.208
201806 -0.110 251.989 -0.144
201809 -0.130 252.439 -0.170
201812 -0.023 251.233 -0.030
201903 -0.204 254.202 -0.265
201906 -0.074 256.143 -0.095
201909 -0.173 256.759 -0.222
201912 -0.458 256.974 -0.589
202003 -0.031 258.115 -0.040
202006 -0.284 257.797 -0.364
202009 -0.381 260.280 -0.483
202012 0.109 260.474 0.138
202103 -1.041 264.877 -1.298
202106 -0.193 271.696 -0.235
202109 -0.180 274.310 -0.217
202112 -0.279 278.802 -0.330
202203 -0.229 287.504 -0.263
202206 -0.530 296.311 -0.591
202209 -0.505 296.808 -0.562
202212 -0.513 296.797 -0.571
202303 -0.472 301.836 -0.516
202306 0.371 305.109 0.402
202309 0.027 307.789 0.029
202312 0.101 306.746 0.109
202403 0.033 312.332 0.035
202406 0.141 314.175 0.148
202409 -0.569 315.301 -0.596
202412 -0.999 315.605 -1.045
202503 0.058 319.799 0.060
202506 -0.387 322.561 -0.396
202509 -0.537 324.800 -0.546
202512 -1.170 324.054 -1.192
202603 -0.457 330.213 -0.457

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of JOD-1.12 mean?
Safwa Islamic Bank (AMM:SIBK) has a Cyclically Adjusted FCF per Share of JOD-1.12 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Safwa Islamic Bank and its competitors.
Is Safwa Islamic Bank's Cyclically Adjusted FCF per Share too high?
Safwa Islamic Bank's current Cyclically Adjusted FCF per Share is JOD-1.12. Overall, Safwa Islamic Bank has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's Cyclically Adjusted FCF per Share compare to competitors?
Safwa Islamic Bank's Cyclically Adjusted FCF per Share of JOD-1.12 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Safwa Islamic Bank and its competitors. Safwa Islamic Bank's current Cyclically Adjusted FCF per Share is JOD-1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current Cyclically Adjusted FCF per Share of JOD-1.12. The current Cyclically Adjusted FCF per Share is JOD-1.12. Safwa Islamic Bank's overall GF Score™ is 14/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current Cyclically Adjusted FCF per Share is JOD-1.12 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Safwa Islamic Bank Business Description

Address Suleiman Al Nabulsi street, Building No 38, Alabdali boulevard, Amman, JOR, 11118
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
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Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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