Safwa Islamic BankAMM:SIBK +1.33%14 Pretax Margin % is 19.45% as of Mar. 2026, which is 19% below its 10-year median of 23.87. GuruFocus rates AMM:SIBK with a GF Score™ of 14/100. The stock has 1 warning sign investors should review. Among 1,528 Banks companies, Safwa Islamic Bank ranks worse than 81.68% on this metric.
The historical rank and industry rank for Safwa Islamic Bank's Pretax Margin % or its related term are showing as below:
AMM:SIBK'
s Pretax Margin % Range Over the Past 10 Years
Min: 15.17 Med: 23.87 Max: 35.6
Current: 19.43
AMM:SIBK's Pretax Margin % is ranked worse than 81.68% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs AMM:SIBK: 19.43
Safwa Islamic Bank (AMM:SIBK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Safwa Islamic Bank Pretax Margin % Related Terms
Safwa Islamic Bank Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Safwa Islamic Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Safwa Islamic Bank Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Safwa Islamic Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Safwa Islamic Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Safwa Islamic Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Safwa Islamic Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Safwa Islamic Bank (AMM:SIBK) has a Pretax Margin % of 19.45% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Safwa Islamic Bank and its competitors. This is 19% below median its historical median of 23.87. Over the past decade, Safwa Islamic Bank's Pretax Margin % has ranged from 15.17 to 35.60. According to the industry distribution chart, Safwa Islamic Bank ranks #1248 out of 1528 companies in the Banks industry, placing it in the top 81.7%.
Is Safwa Islamic Bank's Pretax Margin % too high?
Safwa Islamic Bank's current Pretax Margin % of 19.45% is 19% below median its 10-year median of 23.87. Over the past 10 years, this metric has ranged from a low of 15.17 to a high of 35.60. The Banks industry median Pretax Margin % is 34.72. Safwa Islamic Bank's value of 19.45% is 44% below this industry median. Based on the distribution chart, Safwa Islamic Bank ranks #1248 out of 1528 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Safwa Islamic Bank has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Safwa Islamic Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Safwa Islamic Bank ranks #1248 out of 1528 companies for Pretax Margin %. This places Safwa Islamic Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Safwa Islamic Bank's value of 19.45% is 44% below this benchmark. Historically, Safwa Islamic Bank's own Pretax Margin % has ranged from 15.17 to 35.60 over the past decade. While the company's 10-year median is 23.87 vs. the industry median of 34.72, Safwa Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Safwa Islamic Bank's current Pretax Margin % of 19.45% is 44% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Safwa Islamic Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Safwa Islamic Bank's current Pretax Margin % is 19.45%, which is 19% below median its own 10-year median of 23.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Safwa Islamic Bank stock overvalued right now?
Safwa Islamic Bank (AMM:SIBK) has a current Pretax Margin % of 19.45%. The current Pretax Margin % is 19.45%, which is 19% below median its 10-year median of 23.87 and 44% below the Banks industry median of 34.72. Safwa Islamic Bank's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Safwa Islamic Bank (AMM:SIBK), the current Pretax Margin % is 19.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Safwa Islamic Bank provides Islamic banking and financial services in accordance with Shari'a principles on a non-interest basis. The Bank offers financial banking and structured investment services and operates through three business sectors: Retail Accounts, which manages unrestricted investment accounts, deferred sales receivables, financings, and related retail services; Corporate Accounts, which handles similar services for corporate customers; and Treasury, which is responsible for brokerage services, treasury activities, and the management of the Bank's funds. The Bank operates within the Kingdom and across other Middle Eastern countries, as well as in Europe, Asia, Africa, America, and other international markets.
14GF Score
Get the complete analysis for AMM:SIBK
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
AMM:SIBK has been successfully added to your 
