Kuwait Finance House (BAH:KFH) Cyclically Adjusted Book per Share: $0.77 (As of Mar. 2026)


BAH:KFH Kuwait Finance House BAH:KFH
79 GF Score
Price $2.45
GF Value $2.47
Valuation Fairly Valued
! 6 Warning Signs
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What is Kuwait Finance House Cyclically Adjusted Book per Share?

Kuwait Finance House BAH:KFH 79 Cyclically Adjusted Book per Share is $0.77 as of Mar. 2026. GuruFocus rates BAH:KFH with a GF Score™ of 79/100 and a GF Value™ of $2.47 (Fairly Valued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Kuwait Finance House's adjusted book value per share for the three months ended in Mar. 2026 was $1.098. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.77 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Kuwait Finance House's average Cyclically Adjusted Book Growth Rate was 9.10% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.60% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 9.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Kuwait Finance House was 10.60% per year. The lowest was 8.20% per year. And the median was 9.50% per year.

As of today (2026-07-05), Kuwait Finance House's current stock price is $2.45. Kuwait Finance House's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $0.77. Kuwait Finance House's Cyclically Adjusted PB Ratio of today is 3.18.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kuwait Finance House was 4.54. The lowest was 2.26. And the median was 3.25.


Kuwait Finance House  (BAH:KFH) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Kuwait Finance House's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=2.45/0.77
=3.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Kuwait Finance House was 4.54. The lowest was 2.26. And the median was 3.25.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Kuwait Finance House Cyclically Adjusted Book per Share Related Terms


Kuwait Finance House Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Kuwait Finance House's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Finance House Cyclically Adjusted Book per Share Chart

Kuwait Finance House Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.61 0.68 0.74

Kuwait Finance House Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.74 0.71 0.74 0.74 0.77

BAH:KFH vs JPM, BAC, WFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Diversified subindustry, Kuwait Finance House's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Finance House Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait Finance House's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Kuwait Finance House's Cyclically Adjusted PB Ratio falls into.


BAH:KFH
79GF Score
Kuwait Finance House BAH:KFH
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait Finance House Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Kuwait Finance House's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.098/330.2130*330.2130
=1.098

Current CPI (Mar. 2026) = 330.2130.

Kuwait Finance House Quarterly Data

Book Value per Share CPI Adj_Book
201606 0.443 241.018 0.607
201609 0.453 241.428 0.620
201612 0.460 241.432 0.629
201703 0.439 243.801 0.595
201706 0.450 244.955 0.607
201709 0.462 246.819 0.618
201712 0.476 246.524 0.638
201803 0.410 249.554 0.543
201806 0.411 251.989 0.539
201809 0.418 252.439 0.547
201812 0.437 251.233 0.574
201903 0.420 254.202 0.546
201906 0.478 256.143 0.616
201909 0.506 256.759 0.651
201912 0.522 256.974 0.671
202003 0.505 258.115 0.646
202006 0.472 257.797 0.605
202009 0.474 260.280 0.601
202012 0.489 260.474 0.620
202103 0.429 264.877 0.535
202106 0.530 271.696 0.644
202109 0.544 274.310 0.655
202112 0.545 278.802 0.645
202203 0.477 287.504 0.548
202206 0.543 296.311 0.605
202209 0.563 296.808 0.626
202212 1.023 296.797 1.138
202303 1.005 301.836 1.099
202306 1.001 305.109 1.083
202309 0.999 307.789 1.072
202312 1.022 306.746 1.100
202403 0.969 312.332 1.024
202406 0.982 314.175 1.032
202409 0.985 315.301 1.032
202412 1.054 315.605 1.103
202503 1.049 319.799 1.083
202506 1.041 322.561 1.066
202509 1.048 324.800 1.065
202512 1.118 324.054 1.139
202603 1.098 330.213 1.098

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $0.77 mean?
Kuwait Finance House (BAH:KFH) has a Cyclically Adjusted Book per Share of $0.77 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait Finance House and its competitors.
Is Kuwait Finance House's Cyclically Adjusted Book per Share too high?
Kuwait Finance House's current Cyclically Adjusted Book per Share is $0.77. Overall, Kuwait Finance House has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's Cyclically Adjusted Book per Share compare to JPM and BAC?
Kuwait Finance House's Cyclically Adjusted Book per Share of $0.77 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Kuwait Finance House and its competitors. Kuwait Finance House's current Cyclically Adjusted Book per Share is $0.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (BAH:KFH) is currently considered Fairly Valued. The stock's GF Value™ is $2.47, compared to a current price of $2.45 — trading 0.8% below its estimated fair value. The current Cyclically Adjusted Book per Share is $0.77. Kuwait Finance House's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Kuwait Finance House (BAH:KFH), the current Cyclically Adjusted Book per Share is $0.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Finance House (BAH:KFH) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued. The current stock price of $2.45 is trading 0.8% below its estimated GF Value™ of $2.47. GuruFocus considers Kuwait Finance House to be Fairly Valued.

Key valuation signals for BAH:KFH:

  • Cyclically Adjusted Book per Share: $0.77
  • GF Value™: $2.47 vs. price of $2.45 (0.8% below fair value)
  • GF Score™: 79/100 with 6 warning signs

No single metric tells the full story. See the BAH:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Finance House Business Description

Other Exchanges KFH:Kuwait
Address Abdullah Al Mubarak Street, P.O. Box 24989, Safat, Murqab, Kuwait City, KWT, 13110
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
79GF Score

Get the complete analysis for BAH:KFH

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.45
Price
$2.47
GF Value