Kuwait Finance House (BAH:KFH) Net Margin %: 35.76% (As of Mar. 2026) — 10% Above Median


BAH:KFH Kuwait Finance House BAH:KFH
66 GF Score
Price $2.50
GF Value $2.52
Valuation Fairly Valued
! 6 Warning Signs
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What is Kuwait Finance House Net Margin %?

Kuwait Finance House BAH:KFH 66 Net Margin % is 35.76% as of Mar. 2026, which is 10% above its 10-year median of 32.58. GuruFocus rates BAH:KFH with a GF Score™ of 66/100 and a GF Value™ of $2.52 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, Kuwait Finance House ranks better than 73.48% on this metric.

Net margin is calculated as Net Income divided by its Revenue. Kuwait Finance House's Net Income for the three months ended in Mar. 2026 was $572 Mil. Kuwait Finance House's Revenue for the three months ended in Mar. 2026 was $1,600 Mil. Therefore, Kuwait Finance House's net margin for the quarter that ended in Mar. 2026 was 35.76%.

The historical rank and industry rank for Kuwait Finance House's Net Margin % or its related term are showing as below:

BAH:KFH' s Net Margin % Range Over the Past 10 Years
Min: 19.35   Med: 32.58   Max: 41.28
Current: 34.37


BAH:KFH's Net Margin % is ranked better than
73.48% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs BAH:KFH: 34.37

Kuwait Finance House  (BAH:KFH) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Kuwait Finance House Net Margin % Related Terms


Kuwait Finance House Net Margin % Historical Data

* Premium members only.

The historical data trend for Kuwait Finance House's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Finance House Net Margin % Chart

Kuwait Finance House Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.91 35.25 41.28 36.39 34.64

Kuwait Finance House Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.41 41.33 34.55 27.18 35.76

BAH:KFH vs JPM, BAC, WFC: Net Margin % Comparison

For the Banks - Diversified subindustry, Kuwait Finance House's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Finance House Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait Finance House's Net Margin % distribution charts can be found below:

* The bar in red indicates where Kuwait Finance House's Net Margin % falls into.


BAH:KFH
66GF Score
Kuwait Finance House BAH:KFH
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kuwait Finance House Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Kuwait Finance House's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2049.305/5915.714
=34.64 %

Kuwait Finance House's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=572.278/1600.201
=35.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 35.76% mean?
Kuwait Finance House (BAH:KFH) has a Net Margin % of 35.76% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Kuwait Finance House and its competitors. This is 10% above median its historical median of 32.58. Over the past decade, Kuwait Finance House's Net Margin % has ranged from 19.35 to 41.28. According to the industry distribution chart, Kuwait Finance House ranks #405 out of 1527 companies in the Banks industry, placing it in the top 26.5%.
Is Kuwait Finance House's Net Margin % too high?
Kuwait Finance House's current Net Margin % of 35.76% is 10% above median its 10-year median of 32.58. Over the past 10 years, this metric has ranged from a low of 19.35 to a high of 41.28. The Banks industry median Net Margin % is 26.95. Kuwait Finance House's value of 35.76% is 32.7% above this industry median. Based on the distribution chart, Kuwait Finance House ranks #405 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Kuwait Finance House has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Kuwait Finance House ranks #405 out of 1527 companies for Net Margin %. This puts Kuwait Finance House in the upper half of its industry. The industry median Net Margin % is 26.95. Kuwait Finance House's value of 35.76% is 32.7% above this benchmark. Historically, Kuwait Finance House's own Net Margin % has ranged from 19.35 to 41.28 over the past decade. While the company's 10-year median is 32.58 vs. the industry median of 26.95, Kuwait Finance House has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait Finance House's current Net Margin % of 35.76% is 32.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Kuwait Finance House and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Finance House's current Net Margin % is 35.76%, which is 10% above median its own 10-year median of 32.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (BAH:KFH) is currently considered Fairly Valued. The stock's GF Value™ is $2.52, compared to a current price of $2.50 — trading 1% below its estimated fair value. The current Net Margin % is 35.76%, which is 10% above median its 10-year median of 32.58 and 32.7% above the Banks industry median of 26.95. Kuwait Finance House's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Kuwait Finance House (BAH:KFH), the current Net Margin % is 35.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Finance House (BAH:KFH) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued. The current stock price of $2.50 is trading 1% below its estimated GF Value™ of $2.52. GuruFocus considers Kuwait Finance House to be Fairly Valued.

Key valuation signals for BAH:KFH:

  • Net Margin %: 35.76% (10% above median its 10-year median of 32.58)
  • GF Value™: $2.52 vs. price of $2.50 (1% below fair value)
  • GF Score™: 66/100 with 6 warning signs
  • Industry Position: 32.7% above the Banks median (#405 of 1527)

No single metric tells the full story. See the BAH:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Finance House Business Description

Other Exchanges KFH:Kuwait
Address Abdullah Al Mubarak Street, P.O. Box 24989, Safat, Murqab, Kuwait City, KWT, 13110
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
66GF Score

Get the complete analysis for BAH:KFH

Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.50
Price
$2.52
GF Value