Kuwait Finance House (BAH:KFH) PB Ratio: 2.23 (As of Jul. 13, 2026) — Near Median


BAH:KFH Kuwait Finance House BAH:KFH
79 GF Score
Price $2.45
GF Value $2.51
Valuation Fairly Valued
! 6 Warning Signs
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What is Kuwait Finance House PB Ratio?

Kuwait Finance House BAH:KFH -1.61% 79 PB Ratio is 2.23 as of Jul. 13, 2026, which is at its 10-year median of 2.23. GuruFocus rates BAH:KFH with a GF Score™ of 79/100 and a GF Value™ of $2.51 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,520 Banks companies, Kuwait Finance House ranks worse than 91.45% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-13), Kuwait Finance House's share price is $2.45. Kuwait Finance House's Book Value per Share for the quarter that ended in Mar. 2026 was $1.10. Hence, Kuwait Finance House's PB Ratio of today is 2.23.

Warning Sign:

Kuwait Finance House stock PB Ratio (=2.27) is close to 3-year high of 2.38.

The historical rank and industry rank for Kuwait Finance House's PB Ratio or its related term are showing as below:

BAH:KFH' s PB Ratio Range Over the Past 10 Years
Min: 1.33   Med: 2.23   Max: 4.91
Current: 2.23

During the past 13 years, Kuwait Finance House's highest PB Ratio was 4.91. The lowest was 1.33. And the median was 2.23.

BAH:KFH's PB Ratio is ranked worse than
91.45% of 1520 companies
in the Banks industry
Industry Median: 1.1 vs BAH:KFH: 2.23

During the past 12 months, Kuwait Finance House's average Book Value Per Share Growth Rate was 4.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 3.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 19.10% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 11.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Kuwait Finance House was 27.80% per year. The lowest was -8.90% per year. And the median was 3.50% per year.

Back to Basics: PB Ratio


Kuwait Finance House  (BAH:KFH) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Kuwait Finance House PB Ratio Related Terms


Kuwait Finance House PB Ratio Historical Data

* Premium members only.

The historical data trend for Kuwait Finance House's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kuwait Finance House PB Ratio Chart

Kuwait Finance House Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 1.81 1.97 2.17

Kuwait Finance House Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.20 2.31 2.28 2.17 2.19

BAH:KFH vs JPM, BAC, WFC: PB Ratio Comparison

For the Banks - Diversified subindustry, Kuwait Finance House's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kuwait Finance House PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Kuwait Finance House's PB Ratio distribution charts can be found below:

* The bar in red indicates where Kuwait Finance House's PB Ratio falls into.


BAH:KFH
79GF Score
Kuwait Finance House BAH:KFH
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Kuwait Finance House PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Kuwait Finance House's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Mar. 2026)
=2.45/1.1
=2.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 2.23 mean?
Kuwait Finance House (BAH:KFH) has a PB Ratio of 2.23 as of Jul. 13, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kuwait Finance House and its competitors. This is near median its historical median of 2.23. Over the past decade, Kuwait Finance House's PB Ratio has ranged from 1.33 to 4.91. According to the industry distribution chart, Kuwait Finance House ranks #1390 out of 1520 companies in the Banks industry, placing it in the top 91.4%.
Is Kuwait Finance House's PB Ratio too high?
Kuwait Finance House's current PB Ratio of 2.23 is near median its 10-year median of 2.23. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 4.91. The Banks industry median PB Ratio is 1.10. Kuwait Finance House's value of 2.23 is 102.7% above this industry median. Based on the distribution chart, Kuwait Finance House ranks #1390 out of 1520 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kuwait Finance House has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Kuwait Finance House ranks #1390 out of 1520 companies for PB Ratio. This places Kuwait Finance House in the lower half of its industry. The industry median PB Ratio is 1.10. Kuwait Finance House's value of 2.23 is 102.7% above this benchmark. Historically, Kuwait Finance House's own PB Ratio has ranged from 1.33 to 4.91 over the past decade. While the company's 10-year median is 2.23 vs. the industry median of 1.10, Kuwait Finance House has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.10, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait Finance House's current PB Ratio of 2.23 is 102.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Kuwait Finance House and its competitors. For the Banks industry, the median PB Ratio is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Finance House's current PB Ratio is 2.23, which is near median its own 10-year median of 2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (BAH:KFH) is currently considered Fairly Valued. The stock's GF Value™ is $2.51, compared to a current price of $2.45 — trading 2.4% below its estimated fair value. The current PB Ratio is 2.23, which is near median its 10-year median of 2.23 and 102.7% above the Banks industry median of 1.10. Kuwait Finance House's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Kuwait Finance House (BAH:KFH), the current PB Ratio is 2.23 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kuwait Finance House (BAH:KFH) Overvalued in 2026?

Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued. The current stock price of $2.45 is trading 2.4% below its estimated GF Value™ of $2.51. GuruFocus considers Kuwait Finance House to be Fairly Valued.

Key valuation signals for BAH:KFH:

  • PB Ratio: 2.23 (near median its 10-year median of 2.23)
  • GF Value™: $2.51 vs. price of $2.45 (2.4% below fair value)
  • GF Score™: 79/100 with 6 warning signs
  • Industry Position: 102.7% above the Banks median (#1390 of 1520)

No single metric tells the full story. See the BAH:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kuwait Finance House Business Description

Other Exchanges KFH:Kuwait
Address Abdullah Al Mubarak Street, P.O. Box 24989, Safat, Murqab, Kuwait City, KWT, 13110
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
79GF Score

Get the complete analysis for BAH:KFH

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.45
Price
$2.51
GF Value