Kuwait Finance HouseBAH:KFH 66 ROA % is 1.64% as of Mar. 2026, which is 30% above its 10-year median of 1.26. GuruFocus rates BAH:KFH with a GF Score™ of 66/100 and a GF Value™ of $2.52 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,529 Banks companies, Kuwait Finance House ranks better than 79.86% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Kuwait Finance House's annualizedNet Income for the quarter that ended in Mar. 2026 was $2,289 Mil.
Kuwait Finance House's average Total Assets over the quarter that ended in Mar. 2026 was $139,917 Mil. Therefore, Kuwait Finance House's annualized ROA % for the quarter that ended in Mar. 2026 was 1.64%.
The historical rank and industry rank for Kuwait Finance House's ROA % or its related term are showing as below:
BAH:KFH'
s ROA % Range Over the Past 10 Years
Min: 0.73 Med: 1.26 Max: 1.61
Current: 1.58
During the past 13 years, Kuwait Finance House's highest ROA % was 1.61%. The lowest was 0.73%. And the median was 1.26%.
BAH:KFH's ROA % is ranked better than 79.86% of 1529
companies
in the Banks industry
Industry Median: 0.98
vs BAH:KFH: 1.58
Kuwait Finance House (BAH:KFH) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Kuwait Finance House's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuwait Finance House ROA % vs Banks Industry
For the Banks industry and Financial Services sector, Kuwait Finance House's ROA % distribution charts can be found below:
* The bar in red indicates where Kuwait Finance House's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
Kuwait Finance House (BAH:KFH) has a ROA % of 1.64% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kuwait Finance House and its competitors. This is 30% above median its historical median of 1.26. Over the past decade, Kuwait Finance House's ROA % has ranged from 0.73 to 1.61. According to the industry distribution chart, Kuwait Finance House ranks #308 out of 1529 companies in the Banks industry, placing it in the top 20.1%.
Is Kuwait Finance House's ROA % too high?
Kuwait Finance House's current ROA % of 1.64% is 30% above median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.61. The Banks industry median ROA % is 0.98. Kuwait Finance House's value of 1.64% is 67.3% above this industry median. Based on the distribution chart, Kuwait Finance House ranks #308 out of 1529 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kuwait Finance House has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's ROA % compare to JPM and BAC?
According to the Banks industry distribution chart, Kuwait Finance House ranks #308 out of 1529 companies for ROA %. This places Kuwait Finance House in the top 20% of its industry — outperforming the majority of peers. The industry median ROA % is 0.98. Kuwait Finance House's value of 1.64% is 67.3% above this benchmark. Historically, Kuwait Finance House's own ROA % has ranged from 0.73 to 1.61 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 0.98, Kuwait Finance House has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Banks company?
The median ROA % among Banks companies is 0.98, based on 1,529 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait Finance House's current ROA % of 1.64% is 67.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Kuwait Finance House and its competitors. For the Banks industry, the median ROA % is 0.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Finance House's current ROA % is 1.64%, which is 30% above median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (BAH:KFH) is currently considered Fairly Valued. The stock's GF Value™ is $2.52, compared to a current price of $2.50 — trading 1% below its estimated fair value. The current ROA % is 1.64%, which is 30% above median its 10-year median of 1.26 and 67.3% above the Banks industry median of 0.98. Kuwait Finance House's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Kuwait Finance House (BAH:KFH), the current ROA % is 1.64% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kuwait Finance House (BAH:KFH) Overvalued in 2026?
Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued.
The current stock price of $2.50 is trading 1% below its estimated GF Value™ of $2.52.
GuruFocus considers Kuwait Finance House to be Fairly Valued.
Key valuation signals for BAH:KFH:
ROA %: 1.64% (30% above median its 10-year median of 1.26)
GF Value™: $2.52 vs. price of $2.50 (1% below fair value)
Industry Position: 67.3% above the Banks median (#308 of 1529)
No single metric tells the full story. See the BAH:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
66GF Score
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