Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Kuwait Finance HouseBAH:KFH +1.01%79 Return-on-Tangible-Asset is 1.84% as of Jun. 2026, which is 43% above its 10-year median of 1.29. GuruFocus rates BAH:KFH with a GF Score™ of 79/100 and a GF Value™ of $2.60 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Kuwait Finance House ranks better than 82.09% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Kuwait Finance House's annualizedNet Income for the quarter that ended in Jun. 2026 was $2,406 Mil. Kuwait Finance House's average total tangible assets for the quarter that ended in Jun. 2026 was $130,796 Mil. Therefore, Kuwait Finance House's annualized Return-on-Tangible-Asset for the quarter that ended in Jun. 2026 was 1.84%.
The historical rank and industry rank for Kuwait Finance House's Return-on-Tangible-Asset or its related term are showing as below:
BAH:KFH'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 0.73 Med: 1.29 Max: 1.72
Current: 1.68
During the past 13 years, Kuwait Finance House's highest Return-on-Tangible-Asset was 1.72%. The lowest was 0.73%. And the median was 1.29%.
BAH:KFH's Return-on-Tangible-Asset is ranked better than 82.09% of 1524
companies
in the Banks industry
Industry Median: 1
vs BAH:KFH: 1.68
Kuwait Finance House (BAH:KFH) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Kuwait Finance House Return-on-Tangible-Asset Related Terms
Kuwait Finance House Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Kuwait Finance House's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kuwait Finance House Return-on-Tangible-Asset Chart
BAH:KFH vs JPM, BAC, WFC: Return-on-Tangible-Asset Comparison
For the Banks - Diversified subindustry, Kuwait Finance House's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuwait Finance House Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Kuwait Finance House's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Kuwait Finance House's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Jun. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.84% mean?
Kuwait Finance House (BAH:KFH) has a Return-on-Tangible-Asset of 1.84% as of Jun. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Kuwait Finance House and its competitors. This is 43% above median its historical median of 1.29. Over the past decade, Kuwait Finance House's Return-on-Tangible-Asset has ranged from 0.73 to 1.72. According to the industry distribution chart, Kuwait Finance House ranks #273 out of 1524 companies in the Banks industry, placing it in the top 17.9%.
Is Kuwait Finance House's Return-on-Tangible-Asset too high?
Kuwait Finance House's current Return-on-Tangible-Asset of 1.84% is 43% above median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.72. The Banks industry median Return-on-Tangible-Asset is 1.00. Kuwait Finance House's value of 1.84% is 84% above this industry median. Based on the distribution chart, Kuwait Finance House ranks #273 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Kuwait Finance House has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's Return-on-Tangible-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Kuwait Finance House ranks #273 out of 1524 companies for Return-on-Tangible-Asset. This places Kuwait Finance House in the top 18% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Asset is 1.00. Kuwait Finance House's value of 1.84% is 84% above this benchmark. Historically, Kuwait Finance House's own Return-on-Tangible-Asset has ranged from 0.73 to 1.72 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 1.00, Kuwait Finance House has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 1.00, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait Finance House's current Return-on-Tangible-Asset of 1.84% is 84% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Kuwait Finance House and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Finance House's current Return-on-Tangible-Asset is 1.84%, which is 43% above median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (BAH:KFH) is currently considered Fairly Valued. The stock's GF Value™ is $2.60, compared to a current price of $2.50 — trading 4% below its estimated fair value. The current Return-on-Tangible-Asset is 1.84%, which is 43% above median its 10-year median of 1.29 and 84% above the Banks industry median of 1.00. Kuwait Finance House's overall GF Score™ is 79/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Kuwait Finance House (BAH:KFH), the current Return-on-Tangible-Asset is 1.84% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kuwait Finance House (BAH:KFH) Overvalued in 2026?
Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued.
The current stock price of $2.50 is trading 4% below its estimated GF Value™ of $2.60.
GuruFocus considers Kuwait Finance House to be Fairly Valued.
Key valuation signals for BAH:KFH:
Return-on-Tangible-Asset: 1.84% (43% above median its 10-year median of 1.29)
GF Value™: $2.60 vs. price of $2.50 (4% below fair value)
Industry Position: 84% above the Banks median (#273 of 1524)
No single metric tells the full story. See the BAH:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
79GF Score
Get the complete analysis for BAH:KFH
Return-on-Tangible-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BAH:KFH has been successfully added to your 
