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Kuwait Finance HouseBAH:KFH 76 Graham Number is $1.44 as of Jun. 2026, which is 9% below its 10-year median of 1.58. GuruFocus rates BAH:KFH with a GF Score™ of 76/100 and a GF Value™ of $2.66 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,431 Banks companies, Kuwait Finance House ranks worse than 95.25% on this metric.
Graham Number is a figure that measures a stock's fundamental value by taking into account the company's earnings per share and book value per share. The Graham number is the upper bound of the price range that a defensive investor should pay for the stock. According to the theory, any stock price below the Graham number is considered undervalued, and thus worth investing in.
As of today (2026-08-05), the stock price of Kuwait Finance House is $2.51. Kuwait Finance House's graham number for the quarter that ended in Jun. 2026 was $1.44. Therefore, Kuwait Finance House's Price to Graham Number ratio for today is 1.74.
The historical rank and industry rank for Kuwait Finance House's Graham Number or its related term are showing as below:
BAH:KFH'
s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.91 Med: 1.58 Max: 2.81
Current: 1.76
During the past 13 years, the highest Price to Graham Number ratio of Kuwait Finance House was 2.81. The lowest was 0.91. And the median was 1.58.
BAH:KFH's Price-to-Graham-Number is ranked worse than 95.25% of 1431
companies
in the Banks industry
Industry Median: 0.81
vs BAH:KFH: 1.76
Graham Number is a combination of asset valuation and earnings power valuation. It is a very conservative way of valuing a stock.
Kuwait Finance House (BAH:KFH) Graham Number Explanation
Ben Graham actually did not publish a formula like this. But he wrote in The Intelligent Investor (1948 version) regarding to the criteria for purchases:
Current price should not be more than 15 times average earnings of the past three years.
Current price should not be more than 1.5 times the book value last reported. However, a multiplier of earnings below 15 could justify a correspondingly higher multiplier of assets. As a rule of thumb we suggest that the product of the multiplier times the ratio of price to book value should not exceed 22.5. (This figure corresponds to 15 times earnings and 1.5 times book value. It would admit an issue selling at only 9 times earnings and 2.5 times asset value, etc.)
Unlike valuation methods such as DCF or Discounted Earnings, the Graham number does not take growth into the valuation. Unlike the valuation methods based on book value alone, it takes into account the earnings power. Therefore, the Graham Number is a combination of asset valuation and earnings power valuation.
In general, the Graham number is a very conservative way of valuing a stock. It cannot be applied to companies with negative book values.
Kuwait Finance House's Price to Graham number Ratio for today is calculated as
Price to Graham number
=
Share Price (Today)
/
Graham number (Q: Jun. 2026 )
=
2.51
/
1.44
=
1.74
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Please keep these in mind:
1. Graham Number does not take growth into account. Therefore it underestimates the values of the companies that have good earnings growth. We feel that if the earnings per share grows more than 10% a year, Graham Number underestimates the value.
2. Graham Number punishes the companies that have temporarily low earnings. Therefore, an average of earnings makes more sense in the calculation of Graham Number.
3. Graham Numbers underestimates companies that are light with book.
Kuwait Finance House Graham Number Related Terms
Kuwait Finance House Graham Number Historical Data
* Premium members only.
The historical data trend for Kuwait Finance House's Graham Number can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BAH:KFH vs JPM, BAC, WFC: Graham Number Comparison
For the Banks - Diversified subindustry, Kuwait Finance House's Price-to-Graham-Number, along with its competitors' market caps and Price-to-Graham-Number data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Kuwait Finance House Price-to-Graham-Number vs Banks Industry
For the Banks industry and Financial Services sector, Kuwait Finance House's Price-to-Graham-Number distribution charts can be found below:
* The bar in red indicates where Kuwait Finance House's Price-to-Graham-Number falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Kuwait Finance House (BAH:KFH) has a Graham Number of $1.44 as of Jun. 2026. The Graham Number values a company based on its per-share earnings and book value. View historical data on Kuwait Finance House and its competitors. This is near median its historical median of 1.58. Over the past decade, Kuwait Finance House's Graham Number has ranged from 0.91 to 2.81. According to the industry distribution chart, Kuwait Finance House ranks #1363 out of 1431 companies in the Banks industry, placing it in the top 95.2%.
Is Kuwait Finance House's Graham Number too high?
Kuwait Finance House's current Graham Number of $1.44 is near median its 10-year median of 1.58. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 2.81. The Banks industry median Graham Number is 0.81. Kuwait Finance House's value of $1.44 is 77.8% above this industry median. Based on the distribution chart, Kuwait Finance House ranks #1363 out of 1431 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Kuwait Finance House has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Kuwait Finance House's Graham Number compare to JPM and BAC?
According to the Banks industry distribution chart, Kuwait Finance House ranks #1363 out of 1431 companies for Graham Number. This places Kuwait Finance House in the lower half of its industry. The industry median Graham Number is 0.81. Kuwait Finance House's value of $1.44 is 77.8% above this benchmark. Historically, Kuwait Finance House's own Graham Number has ranged from 0.91 to 2.81 over the past decade. While the company's 10-year median is 1.58 vs. the industry median of 0.81, Kuwait Finance House has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Graham Number for a Banks company?
The median Graham Number among Banks companies is 0.81, based on 1,431 companies in the industry. Companies in the top quartile (top 25%) have a Graham Number significantly above this median, while those in the bottom quartile fall well below. However, Graham Number should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kuwait Finance House's current Graham Number of $1.44 is 77.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Graham Number mean?
A high Graham Number can signal that a stock is expensive relative to its fundamentals. The Graham Number values a company based on its per-share earnings and book value. View historical data on Kuwait Finance House and its competitors. For the Banks industry, the median Graham Number is 0.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kuwait Finance House's current Graham Number is $1.44, which is near median its own 10-year median of 1.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kuwait Finance House stock overvalued right now?
Based on GuruFocus' analysis, Kuwait Finance House (BAH:KFH) is currently considered Fairly Valued. The stock's GF Value™ is $2.66, compared to a current price of $2.51 — trading 5.6% below its estimated fair value. The current Graham Number is $1.44, which is near median its 10-year median of 1.58 and 77.8% above the Banks industry median of 0.81. Kuwait Finance House's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Graham Number calculated?
Graham Number is calculated from a company's financial statements. For Kuwait Finance House (BAH:KFH), the current Graham Number is $1.44 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Kuwait Finance House (BAH:KFH) Overvalued in 2026?
Based on GuruFocus' analysis, Kuwait Finance House stock appears to be undervalued.
The current stock price of $2.51 is trading 5.6% below its estimated GF Value™ of $2.66.
GuruFocus considers Kuwait Finance House to be Fairly Valued.
Key valuation signals for BAH:KFH:
Graham Number: $1.44 (near median its 10-year median of 1.58)
GF Value™: $2.66 vs. price of $2.51 (5.6% below fair value)
Industry Position: 77.8% above the Banks median (#1363 of 1431)
No single metric tells the full story. See the BAH:KFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Kuwait Finance House is an Islamic banking institution. It provides a range of banking Sharia-compliant products and services which include real estate, trade finance, investment portfolios, commercial, retail, and corporate banking. The company's segments are Treasury, Investment, Retail & Private Banking, and Corporates Banking. The Treasury and Corporate Banking gains maximum revenue, and it operates in Kuwait, Middle East, European, and others.
76GF Score
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