BDOUY (BDO Unibank) Cyclically Adjusted Book per Share: $15.34 (As of Mar. 2026)

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BDOUY BDO Unibank Inc BDOUY
73 GF Score
Price $20.71
GF Value $29.73
Valuation Significantly Undervalued
! 3 Warning Signs
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What is BDO Unibank Cyclically Adjusted Book per Share?

BDO Unibank BDOUY +2.58% 73 Cyclically Adjusted Book per Share is $15.34 as of Mar. 2026. GuruFocus rates BDOUY with a GF Score™ of 73/100 and a GF Value™ of $29.73 (Significantly Undervalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

BDO Unibank's adjusted book value per share for the three months ended in Mar. 2026 was $19.350. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $15.34 for the trailing ten years ended in Mar. 2026.

During the past 12 months, BDO Unibank's average Cyclically Adjusted Book Growth Rate was 10.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 10.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 12.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of BDO Unibank was 14.10% per year. The lowest was 10.40% per year. And the median was 12.60% per year.

As of today (2026-07-26), BDO Unibank's current stock price is $20.71. BDO Unibank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $15.34. BDO Unibank's Cyclically Adjusted PB Ratio of today is 1.35.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of BDO Unibank was 3.84. The lowest was 1.24. And the median was 1.91.


BDO Unibank  (OTCPK:BDOUY) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

BDO Unibank's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=20.71/15.34
=1.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of BDO Unibank was 3.84. The lowest was 1.24. And the median was 1.91.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


BDO Unibank Cyclically Adjusted Book per Share Related Terms


BDO Unibank Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for BDO Unibank's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank Cyclically Adjusted Book per Share Chart

BDO Unibank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.30 12.99 12.81 14.22 15.12

BDO Unibank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.44 15.15 15.55 15.12 15.34

BDO Unibank Cyclically Adjusted Book per Share Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BDO Unibank Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where BDO Unibank's Cyclically Adjusted PB Ratio falls into.


BDOUY
73GF Score
BDO Unibank Inc BDOUY
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BDO Unibank Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, BDO Unibank's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=19.35/330.2130*330.2130
=19.350

Current CPI (Mar. 2026) = 330.2130.

BDO Unibank Quarterly Data

Book Value per Share CPI Adj_Book
201606 7.266 241.018 9.955
201609 7.415 241.428 10.142
201612 7.486 241.432 10.239
201703 8.554 243.801 11.586
201706 8.765 244.955 11.816
201709 8.933 246.819 11.951
201712 9.039 246.524 12.108
201803 9.079 249.554 12.013
201806 9.199 251.989 12.055
201809 9.449 252.439 12.360
201812 9.952 251.233 13.081
201903 10.425 254.202 13.542
201906 10.777 256.143 13.893
201909 11.017 256.759 14.169
201912 11.217 256.974 14.414
202003 11.265 258.115 14.412
202006 11.117 257.797 14.240
202009 11.459 260.280 14.538
202012 11.903 260.474 15.090
202103 12.144 264.877 15.140
202106 12.505 271.696 15.198
202109 12.802 274.310 15.411
202112 12.870 278.802 15.243
202203 13.033 287.504 14.969
202206 13.118 296.311 14.619
202209 13.474 296.808 14.990
202212 14.146 296.797 15.739
202303 14.397 301.836 15.751
202306 14.821 305.109 16.040
202309 15.211 307.789 16.319
202312 15.875 306.746 17.089
202403 16.087 312.332 17.008
202406 16.571 314.175 17.417
202409 17.261 315.301 18.077
202412 17.480 315.605 18.289
202503 18.016 319.799 18.603
202506 18.326 322.561 18.761
202509 18.874 324.800 19.189
202512 19.296 324.054 19.663
202603 19.350 330.213 19.350

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $15.34 mean?
BDO Unibank (BDOUY) has a Cyclically Adjusted Book per Share of $15.34 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on BDO Unibank and its competitors.
Is BDO Unibank's Cyclically Adjusted Book per Share too high?
BDO Unibank's current Cyclically Adjusted Book per Share is $15.34. Overall, BDO Unibank has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Cyclically Adjusted Book per Share compare to competitors?
BDO Unibank's Cyclically Adjusted Book per Share of $15.34 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on BDO Unibank and its competitors. BDO Unibank's current Cyclically Adjusted Book per Share is $15.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUY) is currently considered Significantly Undervalued. The stock's GF Value™ is $29.73, compared to a current price of $20.71 — trading 30.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is $15.34. BDO Unibank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For BDO Unibank (BDOUY), the current Cyclically Adjusted Book per Share is $15.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (BDOUY) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of $20.71 is trading 30.3% below its estimated GF Value™ of $29.73. GuruFocus considers BDO Unibank to be Significantly Undervalued.

Key valuation signals for BDOUY:

  • Cyclically Adjusted Book per Share: $15.34
  • GF Value™: $29.73 vs. price of $20.71 (30.3% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the BDOUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BDO Unibank Business Description

Other Exchanges BDOUF:USABDO:Philippines
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
73GF Score

Get the complete analysis for BDOUY

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.71
Price
$29.73
GF Value