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The historical data trend for BDO Unibank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BDO Unibank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BDO Unibank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BDO Unibank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where BDO Unibank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank (BDOUY) has a OCF Margin % of -30.94% as of Jun. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BDO Unibank and its competitors. According to the industry distribution chart, BDO Unibank ranks #727 out of 1496 companies in the Banks industry, placing it in the top 48.6%.
Is BDO Unibank's OCF Margin % too high?
BDO Unibank's current OCF Margin % is -30.94%. Based on the distribution chart, BDO Unibank ranks #727 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, BDO Unibank has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #727 out of 1496 companies for OCF Margin %. This puts BDO Unibank in the upper half of its industry. The industry median OCF Margin % is 29.64. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.64, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BDO Unibank and its competitors. For the Banks industry, the median OCF Margin % is 29.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current OCF Margin % is -30.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUY) is currently considered Possible Value Trap. The stock's GF Value™ is $28.41, compared to a current price of $20.12 — trading 29.2% below its estimated fair value. The current OCF Margin % is -30.94%. BDO Unibank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BDO Unibank (BDOUY), the current OCF Margin % is -30.94% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BDO Unibank (BDOUY) Overvalued in 2026?
Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued.
The current stock price of $20.12 is trading 29.2% below its estimated GF Value™ of $28.41.
GuruFocus considers BDO Unibank to be Possible Value Trap.
Key valuation signals for BDOUY:
OCF Margin %: -30.94%
GF Value™: $28.41 vs. price of $20.12 (29.2% below fair value)
No single metric tells the full story. See the BDOUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
67GF Score
Get the complete analysis for BDOUY
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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