BDO UnibankBDOUY -2.14%73 OCF Margin % is 197.60% as of Mar. 2026, which is 206% above its 10-year median of 64.64. GuruFocus rates BDOUY with a GF Score™ of 73/100 and a GF Value™ of $28.28 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,501 Banks companies, BDO Unibank ranks better than 76.15% on this metric.
The historical rank and industry rank for BDO Unibank's OCF Margin % or its related term are showing as below:
BDOUY'
s OCF Margin % Range Over the Past 10 Years
Min: -40.15 Med: 64.64 Max: 142.3
Current: 57.21
During the past 13 years, the highest OCF Margin % of BDO Unibank was 142.30%. The lowest was -40.15%. And the median was 64.64%.
BDOUY's OCF Margin % is ranked better than 76.15% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs BDOUY: 57.21
BDO Unibank OCF Margin % Related Terms
BDO Unibank OCF Margin % Historical Data
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The historical data trend for BDO Unibank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BDO Unibank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BDO Unibank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BDO Unibank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where BDO Unibank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank (BDOUY) has a OCF Margin % of 197.60% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BDO Unibank and its competitors. This is 206% above median its historical median of 64.64. According to the industry distribution chart, BDO Unibank ranks #358 out of 1501 companies in the Banks industry, placing it in the top 23.9%.
Is BDO Unibank's OCF Margin % too high?
BDO Unibank's current OCF Margin % of 197.60% is 206% above median its 10-year median of 64.64. The Banks industry median OCF Margin % is 29.44. BDO Unibank's value of 197.60% is 571.2% above this industry median. Based on the distribution chart, BDO Unibank ranks #358 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BDO Unibank has a GF Score™ of 73/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #358 out of 1501 companies for OCF Margin %. This places BDO Unibank in the top 24% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. BDO Unibank's value of 197.60% is 571.2% above this benchmark. While the company's 10-year median is 64.64 vs. the industry median of 29.44, BDO Unibank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BDO Unibank's current OCF Margin % of 197.60% is 571.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on BDO Unibank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current OCF Margin % is 197.60%, which is 206% above median its own 10-year median of 64.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUY) is currently considered Modestly Undervalued. The stock's GF Value™ is $28.28, compared to a current price of $20.80 — trading 26.5% below its estimated fair value. The current OCF Margin % is 197.60%, which is 206% above median its 10-year median of 64.64 and 571.2% above the Banks industry median of 29.44. BDO Unibank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For BDO Unibank (BDOUY), the current OCF Margin % is 197.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BDO Unibank (BDOUY) Overvalued in 2026?
Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued.
The current stock price of $20.80 is trading 26.5% below its estimated GF Value™ of $28.28.
GuruFocus considers BDO Unibank to be Modestly Undervalued.
Key valuation signals for BDOUY:
OCF Margin %: 197.60% (206% above median its 10-year median of 64.64)
GF Value™: $28.28 vs. price of $20.80 (26.5% below fair value)
Industry Position: 571.2% above the Banks median (#358 of 1501)
No single metric tells the full story. See the BDOUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
73GF Score
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