BDOUY (BDO Unibank) Cyclically Adjusted PS Ratio: 3.02 (As of Jul. 15, 2026) — 29% Below Median

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BDOUY BDO Unibank Inc BDOUY
73 GF Score
Price $20.16
GF Value $28.79
Valuation Significantly Undervalued
! 3 Warning Signs
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What is BDO Unibank Cyclically Adjusted PS Ratio?

BDO Unibank BDOUY +1.10% 73 Cyclically Adjusted PS Ratio is 3.02 as of Jul. 15, 2026, which is 29% below its 10-year median of 4.23. GuruFocus rates BDOUY with a GF Score™ of 73/100 and a GF Value™ of $28.79 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 1,302 Banks companies, BDO Unibank ranks better than 56.22% on this metric.

As of today (2026-07-15), BDO Unibank's current share price is $20.16. BDO Unibank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $6.68. BDO Unibank's Cyclically Adjusted PS Ratio for today is 3.02.

The historical rank and industry rank for BDO Unibank's Cyclically Adjusted PS Ratio or its related term are showing as below:

BDOUY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.86   Med: 4.23   Max: 7.67
Current: 3.06

During the past years, BDO Unibank's highest Cyclically Adjusted PS Ratio was 7.67. The lowest was 2.86. And the median was 4.23.

BDOUY's Cyclically Adjusted PS Ratio is ranked better than
56.22% of 1302 companies
in the Banks industry
Industry Median: 3.34 vs BDOUY: 3.06

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

BDO Unibank's adjusted revenue per share data for the three months ended in Mar. 2026 was $2.229. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $6.68 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


BDO Unibank  (OTCPK:BDOUY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


BDO Unibank Cyclically Adjusted PS Ratio Related Terms


BDO Unibank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for BDO Unibank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank Cyclically Adjusted PS Ratio Chart

BDO Unibank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.84 3.62 4.02 4.06 3.49

BDO Unibank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.22 4.07 3.45 3.49 2.82

BDO Unibank Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, BDO Unibank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BDO Unibank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where BDO Unibank's Cyclically Adjusted PS Ratio falls into.


BDOUY
73GF Score
BDO Unibank Inc BDOUY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BDO Unibank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

BDO Unibank's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=20.16/6.68
=3.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BDO Unibank's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, BDO Unibank's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=2.229/330.2130*330.2130
=2.229

Current CPI (Mar. 2026) = 330.2130.

BDO Unibank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.089 241.018 1.492
201609 0.926 241.428 1.267
201612 0.721 241.432 0.986
201703 0.965 243.801 1.307
201706 1.005 244.955 1.355
201709 1.018 246.819 1.362
201712 0.725 246.524 0.971
201803 0.966 249.554 1.278
201806 1.101 251.989 1.443
201809 1.180 252.439 1.544
201812 0.895 251.233 1.176
201903 1.268 254.202 1.647
201906 1.345 256.143 1.734
201909 1.419 256.759 1.825
201912 0.910 256.974 1.169
202003 1.353 258.115 1.731
202006 1.473 257.797 1.887
202009 1.394 260.280 1.769
202012 1.140 260.474 1.445
202103 1.411 264.877 1.759
202106 1.431 271.696 1.739
202109 1.462 274.310 1.760
202112 1.002 278.802 1.187
202203 1.516 287.504 1.741
202206 1.616 296.311 1.801
202209 1.755 296.808 1.953
202212 0.492 296.797 0.547
202303 1.874 301.836 2.050
202306 1.995 305.109 2.159
202309 1.850 307.789 1.985
202312 1.247 306.746 1.342
202403 1.867 312.332 1.974
202406 1.986 314.175 2.087
202409 2.006 315.301 2.101
202412 1.147 315.605 1.200
202503 2.032 319.799 2.098
202506 2.176 322.561 2.228
202509 2.204 324.800 2.241
202512 1.155 324.054 1.177
202603 2.229 330.213 2.229

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.02 mean?
BDO Unibank (BDOUY) has a Cyclically Adjusted PS Ratio of 3.02 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on BDO Unibank and its competitors. This is 29% below median its historical median of 4.23. Over the past decade, BDO Unibank's Cyclically Adjusted PS Ratio has ranged from 2.86 to 7.67. According to the industry distribution chart, BDO Unibank ranks #570 out of 1302 companies in the Banks industry, placing it in the top 43.8%.
Is BDO Unibank's Cyclically Adjusted PS Ratio too high?
BDO Unibank's current Cyclically Adjusted PS Ratio of 3.02 is 29% below median its 10-year median of 4.23. Over the past 10 years, this metric has ranged from a low of 2.86 to a high of 7.67. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. BDO Unibank's value of 3.02 is 9.6% below this industry median. Based on the distribution chart, BDO Unibank ranks #570 out of 1302 companies in the Banks industry, which is above the industry midpoint. Overall, BDO Unibank has a GF Score™ of 73/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #570 out of 1302 companies for Cyclically Adjusted PS Ratio. This puts BDO Unibank in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.34. BDO Unibank's value of 3.02 is 9.6% below this benchmark. Historically, BDO Unibank's own Cyclically Adjusted PS Ratio has ranged from 2.86 to 7.67 over the past decade. While the company's 10-year median is 4.23 vs. the industry median of 3.34, BDO Unibank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BDO Unibank's current Cyclically Adjusted PS Ratio of 3.02 is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on BDO Unibank and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current Cyclically Adjusted PS Ratio is 3.02, which is 29% below median its own 10-year median of 4.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUY) is currently considered Significantly Undervalued. The stock's GF Value™ is $28.79, compared to a current price of $20.16 — trading 30% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.02, which is 29% below median its 10-year median of 4.23 and 9.6% below the Banks industry median of 3.34. BDO Unibank's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For BDO Unibank (BDOUY), the current Cyclically Adjusted PS Ratio is 3.02 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BDO Unibank (BDOUY) Overvalued in 2026?

Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued. The current stock price of $20.16 is trading 30% below its estimated GF Value™ of $28.79. GuruFocus considers BDO Unibank to be Significantly Undervalued.

Key valuation signals for BDOUY:

  • Cyclically Adjusted PS Ratio: 3.02 (29% below median its 10-year median of 4.23)
  • GF Value™: $28.79 vs. price of $20.16 (30% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 9.6% below the Banks median (#570 of 1302)

No single metric tells the full story. See the BDOUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BDO Unibank Business Description

Other Exchanges BDOUF:USABDO:Philippines
Address 7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
73GF Score

Get the complete analysis for BDOUY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.16
Price
$28.79
GF Value