BDO Unibank (BDO Unibank) Effective Interest Rate on Debt % : 36.88% (As of Mar. 2024)

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What is BDO Unibank Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. BDO Unibank's annualized positive value of Interest Expense for the quarter that ended in Mar. 2024 was $1,236 Mil. BDO Unibank's average total debt for the quarter that ended in Mar. 2024 was $3,351 Mil. Therefore, BDO Unibank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2024 was 36.88%.

BDO Unibank Effective Interest Rate on Debt % Historical Data

The historical data trend for BDO Unibank's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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BDO Unibank Effective Interest Rate on Debt % Chart

BDO Unibank Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Effective Interest Rate on Debt %

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23.70

11.35

6.19

9.56

27.76

BDO Unibank Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Effective Interest Rate on Debt %	Get a 7-Day Free Trial															22.17	28.76	31.67	34.75	36.88

Competitive Comparison of BDO Unibank's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, BDO Unibank's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BDO Unibank's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, BDO Unibank's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where BDO Unibank's Effective Interest Rate on Debt % falls into.

BDO Unibank Effective Interest Rate on Debt % Calculation

BDO Unibank's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (A: Dec. 2022 )	+	Total Debt (A: Dec. 2023 ))	/ count )
=	-1 * -931.04	/	( (3452.855	+	3254.912)	/ 2 )
=	-1 * -931.04	/	3353.8835
=	27.76 %

where

	Total Debt (A: Dec. 2022 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3452.855	+	0
=	3452.855

	Total Debt (A: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3254.912	+	0
=	3254.912

BDO Unibank's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2024 is calculated as

	Effective Interest Rate on Debt %
=	-1 * Interest Expense	/	( (Total Debt (Q: Dec. 2023 )	+	Total Debt (Q: Mar. 2024 ))	/ count )
=	-1 * -1235.756	/	( (3254.912	+	3447.076)	/ 2 )
=	-1 * -1235.756	/	3350.994
=	36.88 %

where

	Total Debt (Q: Dec. 2023 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3254.912	+	0
=	3254.912

	Total Debt (Q: Mar. 2024 )
=	Long-Term Debt & Capital Lease Obligation	+	Short-Term Debt & Capital Lease Obligation
=	3447.076	+	0
=	3447.076

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

BDO Unibank (OTCPK:BDOUY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

BDO Unibank Effective Interest Rate on Debt % Related Terms

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BDO Unibank (BDO Unibank) Business Description

Industry

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BDO:Philippines

Address

7899 Makati Avenue, BDO Corporate Center, Makati, PHL, 0726

Website

https://www.bdo.com.ph

BDO Unibank Inc is a full-service universal bank in the Philippines. The company provides a variety of banking products and services, including corporate and consumer lending, deposit-taking, foreign exchange, brokering, trust and investments, credit cards, corporate cash management, and remittances. It also offers leasing and financing, investment banking, private banking, rural banking, bancassurance, and insurance and stock brokerage services through its various local subsidiaries. It has a large distribution network of operating branches and ATMs. Most of its earning assets are loans and other receivables.

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