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BDO UnibankBDOUY -0.57%67 Cyclically Adjusted PB Ratio is 1.28 as of Aug. 08, 2026, which is 33% below its 10-year median of 1.90. GuruFocus rates BDOUY with a GF Score™ of 67/100 and a GF Value™ of $28.41 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 1,285 Banks companies, BDO Unibank ranks worse than 51.67% on this metric.
The historical rank and industry rank for BDO Unibank's Cyclically Adjusted PB Ratio or its related term are showing as below:
BDOUY'
s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.24 Med: 1.9 Max: 3.84
Current: 1.3
During the past years, BDO Unibank's highest Cyclically Adjusted PB Ratio was 3.84. The lowest was 1.24. And the median was 1.90.
BDOUY's Cyclically Adjusted PB Ratio is ranked worse than 51.67% of 1285
companies
in the Banks industry
Industry Median: 1.28
vs BDOUY: 1.30
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.
BDO Unibank's adjusted book value per share data for the three months ended in Jun. 2026 was $20.062. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $15.74 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
BDO Unibank (OTCPK:BDOUY) Cyclically Adjusted PB Ratio Explanation
Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.
BDO Unibank Cyclically Adjusted PB Ratio Related Terms
BDO Unibank Cyclically Adjusted PB Ratio Historical Data
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The historical data trend for BDO Unibank's Cyclically Adjusted PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BDO Unibank Cyclically Adjusted PB Ratio Competitor Comparison
For the Banks - Regional subindustry, BDO Unibank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BDO Unibank Cyclically Adjusted PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, BDO Unibank's Cyclically Adjusted PB Ratio distribution charts can be found below:
* The bar in red indicates where BDO Unibank's Cyclically Adjusted PB Ratio falls into.
BDO Unibank Cyclically Adjusted PB Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.
BDO Unibank's Cyclically Adjusted PB Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PB Ratio of 1.28 mean?
BDO Unibank (BDOUY) has a Cyclically Adjusted PB Ratio of 1.28 as of Aug. 08, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BDO Unibank and its competitors. This is 33% below median its historical median of 1.90. Over the past decade, BDO Unibank's Cyclically Adjusted PB Ratio has ranged from 1.24 to 3.84. According to the industry distribution chart, BDO Unibank ranks #664 out of 1285 companies in the Banks industry, placing it in the top 51.7%.
Is BDO Unibank's Cyclically Adjusted PB Ratio too high?
BDO Unibank's current Cyclically Adjusted PB Ratio of 1.28 is 33% below median its 10-year median of 1.90. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 3.84. The Banks industry median Cyclically Adjusted PB Ratio is 1.28. BDO Unibank's value of 1.28 is 0% at this industry median. Based on the distribution chart, BDO Unibank ranks #664 out of 1285 companies in the Banks industry, which is below the industry midpoint. Overall, BDO Unibank has a GF Score™ of 67/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BDO Unibank's Cyclically Adjusted PB Ratio compare to competitors?
According to the Banks industry distribution chart, BDO Unibank ranks #664 out of 1285 companies for Cyclically Adjusted PB Ratio. This places BDO Unibank in the lower half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.28. BDO Unibank's value of 1.28 is 0% at this benchmark. Historically, BDO Unibank's own Cyclically Adjusted PB Ratio has ranged from 1.24 to 3.84 over the past decade. While the company's 10-year median is 1.90 vs. the industry median of 1.28, BDO Unibank has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.28, based on 1,285 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BDO Unibank's current Cyclically Adjusted PB Ratio of 1.28 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on BDO Unibank and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BDO Unibank's current Cyclically Adjusted PB Ratio is 1.28, which is 33% below median its own 10-year median of 1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BDO Unibank stock overvalued right now?
Based on GuruFocus' analysis, BDO Unibank (BDOUY) is currently considered Possible Value Trap. The stock's GF Value™ is $28.41, compared to a current price of $20.12 — trading 29.2% below its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.28, which is 33% below median its 10-year median of 1.90 and 0% at the Banks industry median of 1.28. BDO Unibank's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For BDO Unibank (BDOUY), the current Cyclically Adjusted PB Ratio is 1.28 as of Aug. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BDO Unibank (BDOUY) Overvalued in 2026?
Based on GuruFocus' analysis, BDO Unibank stock appears to be undervalued.
The current stock price of $20.12 is trading 29.2% below its estimated GF Value™ of $28.41.
GuruFocus considers BDO Unibank to be Possible Value Trap.
Key valuation signals for BDOUY:
Cyclically Adjusted PB Ratio: 1.28 (33% below median its 10-year median of 1.90)
GF Value™: $28.41 vs. price of $20.12 (29.2% below fair value)
Industry Position: 0% at the Banks median (#664 of 1285)
No single metric tells the full story. See the BDOUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BDO Unibank Inc is a full-service universal bank in the Philippines. The company's operating segment consists of Commercial banking, Investment banking, Private banking, Leasing and financing, Insurance, and Others. The company generates the majority of its revenue from the Commercial Banking segment, which handles the entire lending (corporate and consumer), trade financing and cash management services for corporate and retail customers. Geographically, the majority of its revenue is derived from the Philippines.
67GF Score
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