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Charan Insurance PCL (BKK:CHARAN-R) Cyclically Adjusted Book per Share : ฿65.86 (As of Mar. 2025)


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What is Charan Insurance PCL Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Charan Insurance PCL's adjusted book value per share for the three months ended in Mar. 2025 was ฿49.793. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ฿65.86 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Charan Insurance PCL's average Cyclically Adjusted Book Growth Rate was -1.00% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 1.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Charan Insurance PCL was 2.70% per year. The lowest was -0.70% per year. And the median was 1.40% per year.

As of today (2025-07-21), Charan Insurance PCL's current stock price is ฿20.00. Charan Insurance PCL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was ฿65.86. Charan Insurance PCL's Cyclically Adjusted PB Ratio of today is 0.30.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Charan Insurance PCL was 0.88. The lowest was 0.23. And the median was 0.51.


Charan Insurance PCL Cyclically Adjusted Book per Share Historical Data

The historical data trend for Charan Insurance PCL's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Charan Insurance PCL Cyclically Adjusted Book per Share Chart

Charan Insurance PCL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.96 53.87 53.50 76.13 54.85

Charan Insurance PCL Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 77.35 82.11 81.64 54.85 65.86

Competitive Comparison of Charan Insurance PCL's Cyclically Adjusted Book per Share

For the Insurance - Property & Casualty subindustry, Charan Insurance PCL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Charan Insurance PCL's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Charan Insurance PCL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Charan Insurance PCL's Cyclically Adjusted PB Ratio falls into.


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Charan Insurance PCL Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Charan Insurance PCL's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=49.793/134.9266*134.9266
=49.793

Current CPI (Mar. 2025) = 134.9266.

Charan Insurance PCL Quarterly Data

Book Value per Share CPI Adj_Book
201506 48.901 100.684 65.532
201509 48.575 100.392 65.285
201512 48.896 99.792 66.111
201603 50.192 100.470 67.405
201606 48.489 101.688 64.338
201609 49.230 101.861 65.211
201612 49.492 101.863 65.557
201703 49.860 102.862 65.402
201706 48.522 103.349 63.348
201709 49.695 104.136 64.389
201712 50.171 104.011 65.083
201803 50.124 105.290 64.233
201806 48.090 106.317 61.031
201809 48.881 106.507 61.924
201812 48.042 105.998 61.154
201903 46.318 107.251 58.270
201906 46.295 108.070 57.800
201909 44.857 108.329 55.870
201912 44.047 108.420 54.816
202003 41.013 108.902 50.814
202006 43.526 108.767 53.994
202009 43.662 109.815 53.646
202012 46.438 109.897 57.015
202103 47.356 111.754 57.175
202106 43.998 114.631 51.788
202109 43.018 115.734 50.152
202112 43.003 117.630 49.326
202203 41.393 121.301 46.043
202206 41.795 125.017 45.108
202209 44.423 125.227 47.864
202212 48.596 125.222 52.362
202303 49.099 127.348 52.021
202306 47.308 128.729 49.586
202309 46.828 129.860 48.655
202312 46.866 129.419 48.860
202403 46.464 131.776 47.575
202406 44.851 132.554 45.654
202409 44.007 133.029 44.635
202412 43.900 133.157 44.483
202503 49.793 134.927 49.793

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Charan Insurance PCL  (BKK:CHARAN-R) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Charan Insurance PCL's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=20.00/65.86
=0.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Charan Insurance PCL was 0.88. The lowest was 0.23. And the median was 0.51.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Charan Insurance PCL Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Charan Insurance PCL's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Charan Insurance PCL Business Description

Traded in Other Exchanges
Address
408/1 Ratchadapisak Road, Samsennok, Huaykwang, Bangkok, THA, 10310
Charan Insurance PCL is a Thailand-based company in the insurance sector. Its primary activity is providing non-life insurance services. Its non-life insurance products include Fire insurance, Motor insurance, Personal accident insurance, Marine and transportation insurance, and Miscellaneous insurance. The company operates principally in Thailand and generates the majority of its revenue from Motor insurance services.

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