SRG Fingrow Finance (BOM:536710) Cyclically Adjusted Book per Share: ₹29.60 (As of Mar. 2026)

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BOM:536710 SRG Fingrow Finance Ltd BOM:536710
59 GF Score
Price ₹24.80
GF Value ₹25.38
Valuation Fairly Valued
! 2 Warning Signs
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What is SRG Fingrow Finance Cyclically Adjusted Book per Share?

SRG Fingrow Finance BOM:536710 59 Cyclically Adjusted Book per Share is ₹29.60 as of Mar. 2026. GuruFocus rates BOM:536710 with a GF Score™ of 59/100 and a GF Value™ of ₹25.38 (Fairly Valued). The stock has 2 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

SRG Fingrow Finance's adjusted book value per share data for the fiscal year that ended in Mar. 2026 was ₹27.860. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is ₹29.60 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2026-07-22), SRG Fingrow Finance's current stock price is ₹ 24.80. SRG Fingrow Finance's Cyclically Adjusted Book per Share for the fiscal year that ended in Mar. 2026 was ₹29.60. SRG Fingrow Finance's Cyclically Adjusted PB Ratio of today is 0.84.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of SRG Fingrow Finance was 0.84. The lowest was 0.68. And the median was 0.77.


SRG Fingrow Finance  (BOM:536710) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

SRG Fingrow Finance's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=24.80/29.60
=0.84

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 10 years, the highest Cyclically Adjusted PB Ratio of SRG Fingrow Finance was 0.84. The lowest was 0.68. And the median was 0.77.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


SRG Fingrow Finance Cyclically Adjusted Book per Share Related Terms


SRG Fingrow Finance Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for SRG Fingrow Finance's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SRG Fingrow Finance Cyclically Adjusted Book per Share Chart

SRG Fingrow Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 29.60

SRG Fingrow Finance Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 29.60

BOM:536710 vs V, MA, AXP: Cyclically Adjusted Book per Share Comparison

For the Credit Services subindustry, SRG Fingrow Finance's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SRG Fingrow Finance Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, SRG Fingrow Finance's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where SRG Fingrow Finance's Cyclically Adjusted PB Ratio falls into.


BOM:536710
59GF Score
SRG Fingrow Finance Ltd BOM:536710
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SRG Fingrow Finance Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SRG Fingrow Finance's adjusted Book Value per Share data for the fiscal year that ended in Mar. 2026 was:

Adj_Book=Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=27.86/164.2724*164.2724
=27.860

Current CPI (Mar. 2026) = 164.2724.

SRG Fingrow Finance Annual Data

Book Value per Share CPI Adj_Book
201703 19.682 105.196 30.735
201803 21.782 109.786 32.592
201903 20.543 118.202 28.550
202003 22.821 124.705 30.062
202103 24.257 131.771 30.240
202203 24.970 138.822 29.548
202303 25.947 146.865 29.022
202403 26.823 153.035 28.793
202503 27.466 157.552 28.638
202603 27.860 164.272 27.860

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of ₹29.60 mean?
SRG Fingrow Finance (BOM:536710) has a Cyclically Adjusted Book per Share of ₹29.60 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on SRG Fingrow Finance and its competitors.
Is SRG Fingrow Finance's Cyclically Adjusted Book per Share too high?
SRG Fingrow Finance's current Cyclically Adjusted Book per Share is ₹29.60. Overall, SRG Fingrow Finance has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SRG Fingrow Finance's Cyclically Adjusted Book per Share compare to V and MA?
SRG Fingrow Finance's Cyclically Adjusted Book per Share of ₹29.60 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Credit Services company?
A good Cyclically Adjusted Book per Share depends on the Credit Services industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on SRG Fingrow Finance and its competitors. SRG Fingrow Finance's current Cyclically Adjusted Book per Share is ₹29.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Fingrow Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Fingrow Finance (BOM:536710) is currently considered Fairly Valued. The stock's GF Value™ is ₹25.38, compared to a current price of ₹24.80 — trading 2.3% below its estimated fair value. The current Cyclically Adjusted Book per Share is ₹29.60. SRG Fingrow Finance's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For SRG Fingrow Finance (BOM:536710), the current Cyclically Adjusted Book per Share is ₹29.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SRG Fingrow Finance (BOM:536710) Overvalued in 2026?

Based on GuruFocus' analysis, SRG Fingrow Finance stock appears to be undervalued. The current stock price of ₹24.80 is trading 2.3% below its estimated GF Value™ of ₹25.38. GuruFocus considers SRG Fingrow Finance to be Fairly Valued.

Key valuation signals for BOM:536710:

  • Cyclically Adjusted Book per Share: ₹29.60
  • GF Value™: ₹25.38 vs. price of ₹24.80 (2.3% below fair value)
  • GF Score™: 59/100 with 2 warning signs

No single metric tells the full story. See the BOM:536710 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SRG Fingrow Finance Business Description

Address 322, S.M. Lodha Complex, Near Shastri Circle, Udaipur, RJ, IND, 313001
SRG Fingrow Finance Ltd is a non-banking financial company. It is engaged in the business of providing financial assistance for vehicles, construction and mining equipment, and home loans. The company offers financial assistance through various loan products including business loans, vehicle finance, and enterprise loans. It derives revenue in the form of interest received on advances.
59GF Score

Get the complete analysis for BOM:536710

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹24.80
Price
₹25.38
GF Value