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SRG Fingrow FinanceBOM:536710 59 OCF Margin % is 70.08% as of Mar. 2026, which is 12% below its 10-year median of 79.33. GuruFocus rates BOM:536710 with a GF Score™ of 59/100 and a GF Value™ of ₹25.38 (Fairly Valued). The stock has 2 warning signs investors should review. Among 532 Credit Services companies, SRG Fingrow Finance ranks better than 81.39% on this metric.
The historical rank and industry rank for SRG Fingrow Finance's OCF Margin % or its related term are showing as below:
BOM:536710'
s OCF Margin % Range Over the Past 10 Years
Min: -125.14 Med: 79.33 Max: 263.35
Current: 61.32
During the past 10 years, the highest OCF Margin % of SRG Fingrow Finance was 263.35%. The lowest was -125.14%. And the median was 79.33%.
BOM:536710's OCF Margin % is ranked better than 81.39% of 532
companies
in the Credit Services industry
Industry Median: 2.655
vs BOM:536710: 61.32
SRG Fingrow Finance OCF Margin % Related Terms
SRG Fingrow Finance OCF Margin % Historical Data
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The historical data trend for SRG Fingrow Finance's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, SRG Fingrow Finance's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SRG Fingrow Finance OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SRG Fingrow Finance's OCF Margin % distribution charts can be found below:
* The bar in red indicates where SRG Fingrow Finance's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SRG Fingrow Finance (BOM:536710) has a OCF Margin % of 70.08% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SRG Fingrow Finance and its competitors. This is 12% below median its historical median of 79.33. According to the industry distribution chart, SRG Fingrow Finance ranks #99 out of 532 companies in the Credit Services industry, placing it in the top 18.6%.
Is SRG Fingrow Finance's OCF Margin % too high?
SRG Fingrow Finance's current OCF Margin % of 70.08% is 12% below median its 10-year median of 79.33. The Credit Services industry median OCF Margin % is 2.66. SRG Fingrow Finance's value of 70.08% is 2539.5% above this industry median. Based on the distribution chart, SRG Fingrow Finance ranks #99 out of 532 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, SRG Fingrow Finance has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SRG Fingrow Finance's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SRG Fingrow Finance ranks #99 out of 532 companies for OCF Margin %. This places SRG Fingrow Finance in the top 19% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.66. SRG Fingrow Finance's value of 70.08% is 2539.5% above this benchmark. While the company's 10-year median is 79.33 vs. the industry median of 2.66, SRG Fingrow Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.66, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SRG Fingrow Finance's current OCF Margin % of 70.08% is 2539.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SRG Fingrow Finance and its competitors. For the Credit Services industry, the median OCF Margin % is 2.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SRG Fingrow Finance's current OCF Margin % is 70.08%, which is 12% below median its own 10-year median of 79.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Fingrow Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Fingrow Finance (BOM:536710) is currently considered Fairly Valued. The stock's GF Value™ is ₹25.38, compared to a current price of ₹24.80 — trading 2.3% below its estimated fair value. The current OCF Margin % is 70.08%, which is 12% below median its 10-year median of 79.33 and 2539.5% above the Credit Services industry median of 2.66. SRG Fingrow Finance's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For SRG Fingrow Finance (BOM:536710), the current OCF Margin % is 70.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SRG Fingrow Finance (BOM:536710) Overvalued in 2026?
Based on GuruFocus' analysis, SRG Fingrow Finance stock appears to be undervalued.
The current stock price of ₹24.80 is trading 2.3% below its estimated GF Value™ of ₹25.38.
GuruFocus considers SRG Fingrow Finance to be Fairly Valued.
Key valuation signals for BOM:536710:
OCF Margin %: 70.08% (12% below median its 10-year median of 79.33)
GF Value™: ₹25.38 vs. price of ₹24.80 (2.3% below fair value)
Industry Position: 2539.5% above the Credit Services median (#99 of 532)
No single metric tells the full story. See the BOM:536710 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SRG Fingrow Finance Ltd is a non-banking financial company. It is engaged in the business of providing financial assistance for vehicles, construction and mining equipment, and home loans. The company offers financial assistance through various loan products including business loans, vehicle finance, and enterprise loans. It derives revenue in the form of interest received on advances.
59GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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