SRG Fingrow Finance (BOM:536710) Retained Earnings: ₹0.00 Mil (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:536710 SRG Fingrow Finance Ltd BOM:536710
62 GF Score
Price ₹31.10
GF Value ₹25.00
Valuation Modestly Overvalued
! 5 Warning Signs
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What is SRG Fingrow Finance Retained Earnings?

SRG Fingrow Finance BOM:536710 62 Retained Earnings is ₹0.00 Mil as of Mar. 2026. GuruFocus rates BOM:536710 with a GF Score™ of 62/100 and a GF Value™ of ₹25.00 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SRG Fingrow Finance's retained earnings for the quarter that ended in Mar. 2026 was ₹0.00 Mil.

SRG Fingrow Finance's quarterly retained earnings declined from Mar. 2025 (₹34.63 Mil) to Sep. 2025 (₹0.00 Mil) but then stayed the same from Sep. 2025 (₹0.00 Mil) to Mar. 2026 (₹0.00 Mil).

SRG Fingrow Finance's annual retained earnings increased from Mar. 2024 (₹31.88 Mil) to Mar. 2025 (₹34.63 Mil) but then declined from Mar. 2025 (₹34.63 Mil) to Mar. 2026 (₹0.00 Mil).


SRG Fingrow Finance  (BOM:536710) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SRG Fingrow Finance Retained Earnings Historical Data

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The historical data trend for SRG Fingrow Finance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SRG Fingrow Finance Retained Earnings Chart

SRG Fingrow Finance Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.92 28.12 31.88 34.63 0.00

SRG Fingrow Finance Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.88 0.00 34.63 0.00 0.00
BOM:536710
62GF Score
SRG Fingrow Finance Ltd BOM:536710
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SRG Fingrow Finance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of ₹0.00 Mil mean?
SRG Fingrow Finance (BOM:536710) has a Retained Earnings of ₹0.00 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SRG Fingrow Finance and its competitors.
Is SRG Fingrow Finance's Retained Earnings too high?
SRG Fingrow Finance's current Retained Earnings is ₹0.00 Mil. Overall, SRG Fingrow Finance has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SRG Fingrow Finance's Retained Earnings compare to V and MA?
SRG Fingrow Finance's Retained Earnings of ₹0.00 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SRG Fingrow Finance and its competitors. SRG Fingrow Finance's current Retained Earnings is ₹0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Fingrow Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Fingrow Finance (BOM:536710) is currently considered Modestly Overvalued. The stock's GF Value™ is ₹25.00, compared to a current price of ₹31.10 — trading 24.4% above its estimated fair value. The current Retained Earnings is ₹0.00 Mil. SRG Fingrow Finance's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SRG Fingrow Finance (BOM:536710), the current Retained Earnings is ₹0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SRG Fingrow Finance (BOM:536710) Overvalued in 2026?

Based on GuruFocus' analysis, SRG Fingrow Finance stock appears to be overvalued. The current stock price of ₹31.10 is trading 24.4% above its estimated GF Value™ of ₹25.00. GuruFocus considers SRG Fingrow Finance to be Modestly Overvalued.

Key valuation signals for BOM:536710:

  • Retained Earnings: ₹0.00 Mil
  • GF Value™: ₹25.00 vs. price of ₹31.10 (24.4% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the BOM:536710 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SRG Fingrow Finance Business Description

Address 322, S.M. Lodha Complex, Near Shastri Circle, Udaipur, RJ, IND, 313001
SRG Fingrow Finance Ltd is a non-banking financial company. It is engaged in the business of providing financial assistance for vehicles, construction and mining equipment, and home loans. The company offers financial assistance through various loan products including business loans, vehicle finance, and enterprise loans. It derives revenue in the form of interest received on advances.
62GF Score

Get the complete analysis for BOM:536710

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹31.10
Price
₹25.00
GF Value