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SRG Fingrow FinanceBOM:536710 59 Pretax Margin % is 13.58% as of Mar. 2026, which is 56% below its 10-year median of 30.91. GuruFocus rates BOM:536710 with a GF Score™ of 59/100 and a GF Value™ of ₹25.38 (Fairly Valued). The stock has 2 warning signs investors should review. Among 535 Credit Services companies, SRG Fingrow Finance ranks better than 56.64% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
SRG Fingrow Finance Pretax Margin % Related Terms
SRG Fingrow Finance Pretax Margin % Historical Data
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The historical data trend for SRG Fingrow Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:536710 vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, SRG Fingrow Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SRG Fingrow Finance Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, SRG Fingrow Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where SRG Fingrow Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SRG Fingrow Finance (BOM:536710) has a Pretax Margin % of 13.58% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SRG Fingrow Finance and its competitors. This is 56% below median its historical median of 30.91. Over the past decade, SRG Fingrow Finance's Pretax Margin % has ranged from 18.49 to 43.21. According to the industry distribution chart, SRG Fingrow Finance ranks #232 out of 535 companies in the Credit Services industry, placing it in the top 43.4%.
Is SRG Fingrow Finance's Pretax Margin % too high?
SRG Fingrow Finance's current Pretax Margin % of 13.58% is 56% below median its 10-year median of 30.91. Over the past 10 years, this metric has ranged from a low of 18.49 to a high of 43.21. The Credit Services industry median Pretax Margin % is 20.19. SRG Fingrow Finance's value of 13.58% is 32.7% below this industry median. Based on the distribution chart, SRG Fingrow Finance ranks #232 out of 535 companies in the Credit Services industry, which is above the industry midpoint. Overall, SRG Fingrow Finance has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does SRG Fingrow Finance's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, SRG Fingrow Finance ranks #232 out of 535 companies for Pretax Margin %. This puts SRG Fingrow Finance in the upper half of its industry. The industry median Pretax Margin % is 20.19. SRG Fingrow Finance's value of 13.58% is 32.7% below this benchmark. Historically, SRG Fingrow Finance's own Pretax Margin % has ranged from 18.49 to 43.21 over the past decade. While the company's 10-year median is 30.91 vs. the industry median of 20.19, SRG Fingrow Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.19, based on 535 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SRG Fingrow Finance's current Pretax Margin % of 13.58% is 32.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on SRG Fingrow Finance and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SRG Fingrow Finance's current Pretax Margin % is 13.58%, which is 56% below median its own 10-year median of 30.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SRG Fingrow Finance stock overvalued right now?
Based on GuruFocus' analysis, SRG Fingrow Finance (BOM:536710) is currently considered Fairly Valued. The stock's GF Value™ is ₹25.38, compared to a current price of ₹24.80 — trading 2.3% below its estimated fair value. The current Pretax Margin % is 13.58%, which is 56% below median its 10-year median of 30.91 and 32.7% below the Credit Services industry median of 20.19. SRG Fingrow Finance's overall GF Score™ is 59/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For SRG Fingrow Finance (BOM:536710), the current Pretax Margin % is 13.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SRG Fingrow Finance (BOM:536710) Overvalued in 2026?
Based on GuruFocus' analysis, SRG Fingrow Finance stock appears to be undervalued.
The current stock price of ₹24.80 is trading 2.3% below its estimated GF Value™ of ₹25.38.
GuruFocus considers SRG Fingrow Finance to be Fairly Valued.
Key valuation signals for BOM:536710:
Pretax Margin %: 13.58% (56% below median its 10-year median of 30.91)
GF Value™: ₹25.38 vs. price of ₹24.80 (2.3% below fair value)
Industry Position: 32.7% below the Credit Services median (#232 of 535)
No single metric tells the full story. See the BOM:536710 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SRG Fingrow Finance Ltd is a non-banking financial company. It is engaged in the business of providing financial assistance for vehicles, construction and mining equipment, and home loans. The company offers financial assistance through various loan products including business loans, vehicle finance, and enterprise loans. It derives revenue in the form of interest received on advances.
59GF Score
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