BQAZF (Bank AudiL) Cyclically Adjusted Book per Share: $1.73 (As of Mar. 2026)


BQAZF Bank Audi SAL BQAZF
100 GF Score
Price $6.89
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What is Bank AudiL Cyclically Adjusted Book per Share?

Bank AudiL BQAZF 100 Cyclically Adjusted Book per Share is $1.73 as of Mar. 2026. GuruFocus rates BQAZF with a GF Score™ of 100/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Bank AudiL's adjusted book value per share for the three months ended in Mar. 2026 was $1.950. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $1.73 for the trailing ten years ended in Mar. 2026.

During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 53.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Bank AudiL was 53.30% per year. The lowest was -31.70% per year. And the median was -14.35% per year.

As of today (2026-07-13), Bank AudiL's current stock price is $6.89. Bank AudiL's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $1.73. Bank AudiL's Cyclically Adjusted PB Ratio of today is 3.98.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank AudiL was 15.33. The lowest was 2.20. And the median was 10.00.


Bank AudiL  (OTCPK:BQAZF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Bank AudiL's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=6.89/1.73
=3.98

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Bank AudiL was 15.33. The lowest was 2.20. And the median was 10.00.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Bank AudiL Cyclically Adjusted Book per Share Related Terms


Bank AudiL Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Bank AudiL's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank AudiL Cyclically Adjusted Book per Share Chart

Bank AudiL Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.86 0.87 0.80 0.83 1.15

Bank AudiL Quarterly Data
Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Jun20 Sep20 Dec20 Sep21 Dec21 Sep22 Sep23 Dec23 Sep24 Dec24 Mar25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.83 0.00 1.15 1.73

BQAZF vs JPM, BAC, WFC: Cyclically Adjusted Book per Share Comparison

For the Banks - Diversified subindustry, Bank AudiL's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank AudiL Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Bank AudiL's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Bank AudiL's Cyclically Adjusted PB Ratio falls into.


BQAZF
100GF Score
Bank Audi SAL BQAZF
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank AudiL Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bank AudiL's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.95/330.2130*330.2130
=1.950

Current CPI (Mar. 2026) = 330.2130.

Bank AudiL Quarterly Data

Book Value per Share CPI Adj_Book
201306 0.127 233.504 0.180
201309 0.133 234.149 0.188
201312 0.131 233.049 0.186
201403 0.136 236.293 0.190
201406 0.133 238.343 0.184
201409 0.127 238.031 0.176
201412 0.139 234.812 0.195
201503 0.140 236.119 0.196
201506 0.130 238.638 0.180
201509 0.131 237.945 0.182
201512 0.136 236.525 0.190
201603 0.139 238.132 0.193
201606 0.135 241.018 0.185
201609 0.148 241.428 0.202
201612 0.149 241.432 0.204
201703 0.154 243.801 0.209
201706 0.155 244.955 0.209
201709 0.154 246.819 0.206
201712 0.169 246.524 0.226
201803 0.173 249.554 0.229
201806 0.163 251.989 0.214
201809 0.154 252.439 0.201
201812 0.157 251.233 0.206
201903 0.161 254.202 0.209
201906 0.154 256.143 0.199
201909 0.000 256.759 0.000
201912 0.119 256.974 0.153
202006 0.125 257.797 0.160
202009 0.084 260.280 0.107
202012 0.081 260.474 0.103
202109 0.075 274.310 0.090
202112 0.069 278.802 0.082
202209 0.066 296.808 0.073
202309 0.322 307.789 0.345
202312 0.486 306.746 0.523
202409 1.560 315.301 1.634
202412 1.698 315.605 1.777
202503 0.000 319.799 0.000
202512 1.965 324.054 2.002
202603 1.950 330.213 1.950

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $1.73 mean?
Bank AudiL (BQAZF) has a Cyclically Adjusted Book per Share of $1.73 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank AudiL and its competitors.
Is Bank AudiL's Cyclically Adjusted Book per Share too high?
Bank AudiL's current Cyclically Adjusted Book per Share is $1.73. Overall, Bank AudiL has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Bank AudiL's Cyclically Adjusted Book per Share compare to JPM and BAC?
Bank AudiL's Cyclically Adjusted Book per Share of $1.73 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Bank AudiL and its competitors. Bank AudiL's current Cyclically Adjusted Book per Share is $1.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AudiL stock overvalued right now?
Bank AudiL (BQAZF) has a current Cyclically Adjusted Book per Share of $1.73. The current Cyclically Adjusted Book per Share is $1.73. Bank AudiL's overall GF Score™ is 100/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Bank AudiL (BQAZF), the current Cyclically Adjusted Book per Share is $1.73 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bank AudiL Business Description

Other Exchanges AUDI:LebanonAUSR:Lebanon
Address Omar Daouk Street, Bank Audi Plaza, P.O. Box 11-2560, Bab Idriss, Beirut, LBN
Bank Audi SAL offers universal banking products and services covering Corporate, Commercial, Individual, and Private Banking services to a diversified client base, mainly in the MENA region. It provides loans, deposits, trade finance, as well as regular Corporate and Commercial Banking activities. Its segments are Corporate and Commercial, Retail and personal, Treasury and capital markets, and Group functions and head office. It generates maximum revenue from providing Treasury services, which include transactions in money and capital markets for the Group's customers, managing investment and trading transactions (locally and internationally), and managing liquidity, foreign currency, and market risks. It operates in Lebanon, the Middle East and North Africa (MENA), and Europe.
100GF Score

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Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.89
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