Bank AudiLBQAZF 68 Net Margin % is 17.89% as of Dec. 2025, which is at its 10-year median of 17.89. GuruFocus rates BQAZF with a GF Score™ of 68/100. Among 1,527 Banks companies, Bank AudiL ranks worse than 75.31% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Bank AudiL's Net Income for the
six
months ended in Dec. 2025 was $83.0 Mil. Bank AudiL's Revenue for the
six
months ended in Dec. 2025 was $464.0 Mil. Therefore, Bank AudiL's net margin for the quarter that ended in Dec. 2025 was 17.89%.
The historical rank and industry rank for Bank AudiL's Net Margin % or its related term are showing as below:
BQAZF'
s Net Margin % Range Over the Past 10 Years
Min: -138.63 Med: 17.89 Max: 37.04
Current: 17.89
BQAZF's Net Margin % is ranked worse than 75.31% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs BQAZF: 17.89
Bank AudiL (OTCPK:BQAZF) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Bank AudiL Net Margin % Related Terms
Bank AudiL Net Margin % Historical Data
* Premium members only.
The historical data trend for Bank AudiL's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Bank AudiL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank AudiL Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Bank AudiL's Net Margin % distribution charts can be found below:
* The bar in red indicates where Bank AudiL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank AudiL (BQAZF) has a Net Margin % of 17.89% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Bank AudiL and its competitors. This is near median its historical median of 17.89. According to the industry distribution chart, Bank AudiL ranks #1150 out of 1527 companies in the Banks industry, placing it in the top 75.3%.
Is Bank AudiL's Net Margin % too high?
Bank AudiL's current Net Margin % of 17.89% is near median its 10-year median of 17.89. The Banks industry median Net Margin % is 26.95. Bank AudiL's value of 17.89% is 33.6% below this industry median. Based on the distribution chart, Bank AudiL ranks #1150 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank AudiL has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Bank AudiL's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, Bank AudiL ranks #1150 out of 1527 companies for Net Margin %. This places Bank AudiL in the lower half of its industry. The industry median Net Margin % is 26.95. Bank AudiL's value of 17.89% is 33.6% below this benchmark. While the company's 10-year median is 17.89 vs. the industry median of 26.95, Bank AudiL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AudiL's current Net Margin % of 17.89% is 33.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Bank AudiL and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AudiL's current Net Margin % is 17.89%, which is near median its own 10-year median of 17.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AudiL stock overvalued right now?
Bank AudiL (BQAZF) has a current Net Margin % of 17.89%. The current Net Margin % is 17.89%, which is near median its 10-year median of 17.89 and 33.6% below the Banks industry median of 26.95. Bank AudiL's overall GF Score™ is 68/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Bank AudiL (BQAZF), the current Net Margin % is 17.89% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Bank Audi SAL offers universal banking products and services covering Corporate, Commercial, Individual, and Private Banking services to a diversified client base, mainly in the MENA region. It provides loans, deposits, trade finance, as well as regular Corporate and Commercial Banking activities. Its segments are Corporate and Commercial, Retail and personal, Treasury and capital markets, and Group functions and head office. It generates maximum revenue from providing Treasury services, which include transactions in money and capital markets for the Group's customers, managing investment and trading transactions (locally and internationally), and managing liquidity, foreign currency, and market risks. It operates in Lebanon, the Middle East and North Africa (MENA), and Europe.
68GF Score
Get the complete analysis for BQAZF
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BQAZF has been successfully added to your 
