BQAZF (Bank AudiL) Peter Lynch Fair Value: $3.40 (As of Aug. 04, 2026) — 82% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BQAZF Bank Audi SAL BQAZF
100 GF Score
Price $6.89
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What is Bank AudiL Peter Lynch Fair Value?

Bank AudiL BQAZF 100 Peter Lynch Fair Value is $3.40 as of Aug. 04, 2026, which is 82% below its 10-year median of 19.08. GuruFocus rates BQAZF with a GF Score™ of 100/100. Among 877 Banks companies, Bank AudiL ranks better than 88.37% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, Bank AudiL's PEG is 1. Bank AudiL's 5-Year TTM Book Value Growth Rate is 25. Bank AudiL's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was $0.14. Therefore, the Peter Lynch Fair Value for today is $3.40.

As of today (2026-08-04), Bank AudiL's share price is $6.89. Bank AudiL's Peter Lynch fair value is $3.40. Therefore, Bank AudiL's Price to Peter Lynch Fair Value Ratio for today is 2.03.


The historical rank and industry rank for Bank AudiL's Peter Lynch Fair Value or its related term are showing as below:

BQAZF' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.43   Med: 19.08   Max: 63.89
Current: 0.43


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Bank AudiL was 63.89. The lowest was 0.43. And the median was 19.08.


BQAZF's Price-to-Peter-Lynch-Fair-Value is ranked better than
88.37% of 877 companies
in the Banks industry
Industry Median: 1.12 vs BQAZF: 0.43

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


Bank AudiL  (OTCPK:BQAZF) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 25 instead of 15 in this case.

Bank AudiL's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=6.89/3.40
=2.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bank AudiL Peter Lynch Fair Value Related Terms


Bank AudiL Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for Bank AudiL's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank AudiL Peter Lynch Fair Value Chart

Bank AudiL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.36 12.26

Bank AudiL Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Jun20 Sep20 Dec20 Sep21 Dec21 Sep22 Dec22 Sep23 Dec23 Sep24 Dec24 Mar25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.36 0.00 12.26 0.00

BQAZF vs JPM, BAC, WFC: Peter Lynch Fair Value Comparison

For the Banks - Diversified subindustry, Bank AudiL's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank AudiL Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, Bank AudiL's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where Bank AudiL's Price-to-Peter-Lynch-Fair-Value falls into.


BQAZF
100GF Score
Bank Audi SAL BQAZF
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank AudiL Peter Lynch Fair Value Calculation

Bank AudiL's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 25 *0.136
=3.40

Bank AudiL's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $0.14.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of $3.40 mean?
Bank AudiL (BQAZF) has a Peter Lynch Fair Value of $3.40 as of Aug. 04, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bank AudiL and its competitors. This is 82% below median its historical median of 19.08. Over the past decade, Bank AudiL's Peter Lynch Fair Value has ranged from 0.43 to 63.89. According to the industry distribution chart, Bank AudiL ranks #102 out of 877 companies in the Banks industry, placing it in the top 11.6%.
Is Bank AudiL's Peter Lynch Fair Value too high?
Bank AudiL's current Peter Lynch Fair Value of $3.40 is 82% below median its 10-year median of 19.08. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 63.89. The Banks industry median Peter Lynch Fair Value is 1.12. Bank AudiL's value of $3.40 is 203.6% above this industry median. Based on the distribution chart, Bank AudiL ranks #102 out of 877 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank AudiL has a GF Score™ of 100/100, reflecting its overall financial health beyond just this single metric.
How does Bank AudiL's Peter Lynch Fair Value compare to JPM and BAC?
According to the Banks industry distribution chart, Bank AudiL ranks #102 out of 877 companies for Peter Lynch Fair Value. This places Bank AudiL in the top 12% of its industry — outperforming the majority of peers. The industry median Peter Lynch Fair Value is 1.12. Bank AudiL's value of $3.40 is 203.6% above this benchmark. Historically, Bank AudiL's own Peter Lynch Fair Value has ranged from 0.43 to 63.89 over the past decade. While the company's 10-year median is 19.08 vs. the industry median of 1.12, Bank AudiL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 877 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank AudiL's current Peter Lynch Fair Value of $3.40 is 203.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Bank AudiL and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank AudiL's current Peter Lynch Fair Value is $3.40, which is 82% below median its own 10-year median of 19.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank AudiL stock overvalued right now?
Bank AudiL (BQAZF) has a current Peter Lynch Fair Value of $3.40. The current Peter Lynch Fair Value is $3.40, which is 82% below median its 10-year median of 19.08 and 203.6% above the Banks industry median of 1.12. Bank AudiL's overall GF Score™ is 100/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Bank AudiL (BQAZF), the current Peter Lynch Fair Value is $3.40 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Bank AudiL Business Description

Other Exchanges AUDI:LebanonAUSR:Lebanon
Address Omar Daouk Street, Bank Audi Plaza, P.O. Box 11-2560, Bab Idriss, Beirut, LBN
Bank Audi SAL offers universal banking products and services covering Corporate, Commercial, Individual, and Private Banking services to a diversified client base, mainly in the MENA region. It provides loans, deposits, trade finance, as well as regular Corporate and Commercial Banking activities. Its segments are Corporate and Commercial, Retail and personal, Treasury and capital markets, and Group functions and head office. It generates maximum revenue from providing Treasury services, which include transactions in money and capital markets for the Group's customers, managing investment and trading transactions (locally and internationally), and managing liquidity, foreign currency, and market risks. It operates in Lebanon, the Middle East and North Africa (MENA), and Europe.
100GF Score

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Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.89
Price